Xcel testing solutions - Study guides, Class notes & Summaries
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT 100% CORRECT
- Exam (elaborations) • 15 pages • 2024
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Answers 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions
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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions with 100% Correct solutions
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Xcel Testing Solutions-Louisiana Life and 
Health Exam Simulator - 200 Questions 
with 100% Correct solutions 
Which dividend option would an insurer invest the policy owner's money and add any 
interest earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option - Correct Answer ️️ -The Accumulation at Interest 
Option - 
invests the policy owner's money and adds interest earnings to the initial amou...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Q&A.
- Exam (elaborations) • 33 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Q&A. Terms like: 
 
Under the Affordable Care Act, how would a grandfathered health plan lose its grandfathered status? - Answer: The insurer significantly raises co-insurance charges, deductibles, or co-payment charges 
 According to the Affordable Care Act, grandfathered health plans may lose their grandfathered status if the insurer significantly raises co-insurance charges, deductibles, or co-payment charges
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XCEL TESTING SOLUTIONS – LIFE & HEALTH INSURANCE WEIGHTED EXAM WITH 100% CORRECT QUESTIONS AND ANSWERS 2024.
- Exam (elaborations) • 33 pages • 2023
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XCEL TESTING SOLUTIONS – 
LIFE & HEALTH INSURANCE 
WEIGHTED EXAM WITH 100% 
CORRECT QUESTIONS AND 
ANSWERS 2024. 
2 / 16 
1. The Do Not Call Registry offers exemptions for calls placed from all of thefollowing 
EXCEPT: insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions fromTheDo Not Call 
Registry 
2. The type of policy where the insurer can send a notice to the insured that the policy has been 
cancelled in the middle of the term is called: cance...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions well answered rated A+
- Exam (elaborations) • 22 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 QuestionsThe Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - correct answer insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - correct answer cancelable 
The renewa...
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Xcel Testing Solutions- Life and Health Insurance UPDATED Actual Exam Questions and CORRECT Answers
- Exam (elaborations) • 22 pages • 2024
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Xcel Testing Solutions- Life and Health 
Insurance UPDATED Actual Exam 
Questions and CORRECT Answers 
The Do Not Call Registry offers exemptions for calls placed from all of the following 
EXCEPT - CORRECT ANSWER- insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not 
Call Registry
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with 100% Actual correct answers | verified | latest update | Graded A+ | Already Passed | Complete Solution 2024 - 2025
- Exam (elaborations) • 20 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with 100% Actual correct answers | verified | latest update | Graded A+ | Already Passed | Complete Solution
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE- LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE
- Exam (elaborations) • 29 pages • 2024
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE- 
LICENSING EDUCATION - LIFE, ACCIDENT AND 
 
HEALTH INSURANCE 
 
When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
 
Which of the following is NOT a required uniform provision in individual health policies? - 
Change of occupation 
 
"Life insurance creates an immediate estate". This phrase means - When the insured dies, a 
death benefit is paid 
 
A person who ...
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