Which risk is insur - Study guides, Class notes & Summaries
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024 
1.	Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 
2.	What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 
3.	What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- ...
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North Carolina XCEL Testing Life & Health Insurance Exam
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North Carolina XCEL Testing Life & Health Insurance Exam 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated -Answer: 1970 - Fair Credit Reporting Act 
What type of reinsurance contract involves two companies automatically sharing their risk exposure? -Answer: Treaty 
What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained? -Answer: Fai...
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FLORIDA CLAIMS ADJUSTER EXAM QUESTIONS AND ANSWERS 2023 EXAM GRADED A (Over 200 questions and answers 100% verified)
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FLORIDA CLAIMS ADJUSTER 
EXAM QUESTIONS AND 
ANSWERS 2023 EXAM GRADED A 
(Over 200 questions and answers 
100% verified) 
1. Frank owned a home that was destroyed by a hurricane. Both ABC and 
XYZ Banks were listed as additional interests on his homeowner policy.The 
insurance company will make a payment to: 
A. The first mortgagee, ABC 
B.The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests: Ans- D. All listed interests 
Remember that the insurer is not responsible to know...
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CPCU 500 Practice Exam 4 Correct 100%
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Which one of the following technologies can provide the infrastructure upon which smart contracts are built and implemented? 
 
Select one: 
A. Wearables 
B. Telematics 
C. Blockchain 
D. Machine learning - ANSWERSC. Blockchain 
 
Leasing is a useful noninsurance risk control transfer because 
 
Select one: 
A. The lessor loses the ability to use the property for the remainder of the lease in the event of damage to the property. 
B. The lessee stands to lose the property's rental income in the ...
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024
- Exam (elaborations) • 14 pages • 2023
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024 
1.	Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 
2.	What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 
3.	What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- ...
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California Life, Accident and Health Course Exam 1-3|130 Question 2024 Update 100% Correct
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California Life, Accident and Health Course Exam 1-3|130 Question 2024 Update 100% Correct 
 
California Life, Accident and Health Course Exam 1-3|130 Question 2024 Update 100% Correct 
105.	Question #90543 
 
The formula that is used to determine how much is taxable during the payout is the: 
 
AMortality ratio B7 pay test CMorbidity ratio 
DExclusion ratio: d Explanation: 
The exclusion ratio is the formula which is used by the IRS to determine how much is taxable to an annuitant during the pa...
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CEBS - GBA Practice Exam 1 Questions and Answers
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CEBS - GBA Practice Exam 1 Questions and Answers 1. Which of the following statements correctly describes minimum require- ments that group benefit plans typically must meet in order to be prospec- tively rated on contract renewal?: The more unpredictable the event that will trigger a claim, the larger the minimum group size and premium requirements 2. Which of the following statements correctly describes the term graduation as it applies to mortality tables?: It is a mathematical process that r...
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primerica exam review 2023 with correct answers
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1.	If an insurer meets the state's financial requirements and is approved to transact business in the state, it is considered to be: Authorized 
2.	A participating insurance policy may do which of the following?: Pay dividends to the policy owner 
3.	An insured owns a life insurance policy. To be able to pay some of her medical bills, she withdraws a portion of the policy's cash value. There is a limit for a withdrawal and the insurer charges a fee. What type of policy does the insured most li...
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North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024
- Exam (elaborations) • 14 pages • 2023
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- $13.49
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1.	Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 
2.	What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 
3.	What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- Fair Credit Re- porting Act 
4.	Who elects the governing body of a m...
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CEBS - GBA Practice Exam 1 Questions and Answers
- Exam (elaborations) • 20 pages • 2023
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CEBS - GBA Practice Exam 1 Questions and Answers 1. Which of the following statements correctly describes minimum require- ments that group benefit plans typically must meet in order to be prospec- tively rated on contract renewal?: The more unpredictable the event that will trigger a claim, the larger the minimum group size and premium requirements 2. Which of the following statements correctly describes the term graduation as it applies to mortality tables?: It is a mathematical process that r...
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