What is cobra insurance - Study guides, Class notes & Summaries
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Nevada Life and Health Exam Questions with 100% Correct Answers
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COBRA (because she can convert, and if she has a long term illness it it will be hard for her to get approved for individual insurance) Correct Answer Kevin and Nancy are married; Kevin is the primary breadwinner and has a health insurance policy that covers both him and his wife. Nancy has an illness that requires significant medical attention. Kevin and Nancy decide to legally separate, which means that Nancy will no longer be eligible for health insurance coverage under Kevin. Which of the fo...
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Michigan Life And Health Final Exam Questions & Answers, 100% Rated
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Michigan Life And Health Final Exam Questions & Answers, 100% Rated-What amount will be paid under a policy where the insured misstated his/her age? - an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Accelerated death benefit 
 
loans obtained by a poli...
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Oklahoma Life and Health Final Exam Questions and Answers 100% Solved
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Oklahoma Life and Health Final Exam 
Questions and Answers 100% Solved 
 
Which of the following covers the Part A deductible of Medicare? Medicare supplement core 
benefits 
 
Taxable income may be the result from all of these modified endowment contract (MEC) 
transactions EXCEPT for The policy is surrendered for less than what was paid into it 
 
What is considered a valid reason for an insurer's refusal to pay policy proceeds directly to an 
minor? Minors are normally not capable of handlin...
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 
 
 
Ownership of a life insurance policy may be temporarily transferred with a(n) - correct answer collateral assignment 
 
Which of the following statements is CORRECT regarding an individual applying for life or health insurance? - correct answer The applicant's medical history may be analyzed and reported 
 
Which type of annuity guarantees a stated number of income payments, whether or not the annuitant is still alive to receive them? - correct answ...
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SOUTH DAKOTA LIFE AND HEALTH FINAL EXAM 2024 WITH 100% ACCURATE ANSWERS
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SOUTH DAKOTA LIFE AND HEALTH FINAL EXAM 2024 WITH 100% ACCURATE ANSWERS 
 
 
Company Z has a Cross Purchase Buy-Sell Agreement in place among its three founding partners. If the agreement is funded with individual life insurance, what would it require? - correct answer Each partner must own a policy on the other partners 
 
Which statement regarding the Misstatement of Age provision is considered to be true? - correct answer Coverage will be adjusted to reflect the insured's true age if a miss...
Too much month left at the end of the money?
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Nevada Accident, Life and Health Exam Questions and Answers 100% Accurate
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Nevada Accident, Life and Health Exam Questions and Answers 100% AccurateNevada Accident, Life and Health Exam Questions and Answers 100% AccurateNevada Accident, Life and Health Exam Questions and Answers 100% AccurateNevada Accident, Life and Health Exam Questions and Answers 100% AccurateNevada Accident, Life and Health Exam Questions and Answers 100% Accurate 
COBRA (because she can convert, and if she has a long term illness it it will be hard for her to get approved for individual insuranc...
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insurance exam questions and answers
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COBRA and HIPAA both address portability. What is the difference 
between them? - answer-COBRA provides a coverage bridge, HIPAA 
addresses coverage under plans for new entrants 
The type of health insurance policy most likely used to cover all 
students attending a large university is - answer-a blanket policy 
The life and health insurance marketing system utilizing producers 
that represent multiple insurance companies at the same time, are 
compensated on a commission basis, and own their ow...
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Simulator FL-LH - FL Health and Life and Annuity Test Questions and Answers
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Simulator FL-LH - FL Health and Life and Annuity Test Questions and Answers 
Which mode of payment is NOT used by health insurance policies? - Answer-Single premium 
 
The Financial Services commission may hold hearings - Answer-for any reason deemed necessary 
 
Which of these statements accurately describes the Waiver of Premium provision in an Accident and Health policy? - Answer-Premiums are waived after the insured has been totally disabled for a specified time period 
 
Which of these st...
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A
- Exam (elaborations) • 15 pages • 2023
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A 
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A Premiums paid that exceed 7 1/2% of an insured's Adjusted Gross Income (AGI) are tax-deductible when paid for which of the following plans? - Qualified Long-Term Care plan All _____ policies must be guaranteed renewable. - long-term...
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Life, Accident, & Health State Exam Simulator with Complete Solutions
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Life, Accident, & Health State Exam 
Simulator with Complete Solutions 
 
A Modified Endowment Contract (MEC) is best described as A life insurance contract which 
accumulates cash values higher than the IRS will allow 
 
According to life insurance contract law, insurable interest exists At the Time of the 
application 
 
Under Workers' Compensation, injured employees are covered for all of the following issues 
EXCEPT Pain and suffering 
 
What happens when an insurance policy is backdated? T...
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