What is a lenders yield - Study guides, Class notes & Summaries

FINC 3310 Leavell - All Possible Exams 1, 2, 3, & 4 - Final Exam Preparation The ______ is the financial market in which only short-term debt instruments are traded. money market ______ are agents of investors who match buyers with sellers of securities. Brokers The _____ interest rate more accurately reflects the total cost of borrowing. real Bonds with relatively low risk of default are called _____. investment grade bonds Financial institutions exist to _____. lower transactions c...

Fixed Income HW and Test Banks (Answered) Complete Solution These are legally enforceable rules that borrowers and lenders agree on at the time of a new bond issue. What are these rules called? a. Collateral b. Covenants c. Seniority ranking d. Credit enhancement b. Covenants The provision that provides bondholders the right to sell the bond back to the issuer at a predetermined price prior to the bond's maturity date is referred to as: a. a put provision b. a call provision c...

A tax shelter is ? the excess of cash flow over taxable income. Pooling of funds of several lenders to make a single loan is ? mortgage participation In a tax deferred exchange "boot' is the ? taxable unlike property. The ability of a comapany to meet its short term obligations is expressed by the? quick ratio. Which is a residual concept? highest and best use An investor is going to restore and old Victorian home. The lender wants to know what its value...

For all practical purposes, an "Alienation Clause" is basically the same as a: a) Call Clause b) Acceleration Clause c) Due on Sale Clause d) Defeasance Clause - ANSWERSc) Due on Sale Clause When the lender determines the amount of money to loan to a borrower by using a percentage of the property's appraisal or sales price, they are trying to determine the: a) Loan-to-Value Ratio b) Interest rate for the loan c) Origination fees d) Borrower's ability to repay the loan - ANSWERSa) ...

Rockwell Real Estate Final Exam Questions and Answers Latest 2024 (GRADED) A buyer purchases a rental home that is fully furnished. The document used to transfer title to the furniture is: a. quitclaim deed b. bill of sale c. special warranty deed d. general warranty deed b. bill of sale Deeds transfer title to real estate, a bill of sale is generally needed to transfer title to personal property. Ben receives a life estate in a property, with his nephew Will designated as the remainde...

Module 2: Idaho Real Estate (2023/2024) Already Passed Appraisal The process of estimating and supporting an opinion of value as of a certain date. Market Value A real estate appraiser estimates the market value or fair market value 4 Characteristics of Demand 1. Demand 2. Utility 3. Scarcity 4. Transferability Anticipation The value of a property may increase or decrease based on potential purchaser's belief that some future event will benefit or detract from the value of the property Chan...

ASREB Exam prep A-1 (gray packet) Solved Correctly!! The sale of personal property would include: Bill of sale What governmental right requires compensation to private property owners? Eminent domain If property is obtained by the state after a person dies, this is called: Escheat Transfer of real property requires a: Deed This is an economic characteristic of real property: Frozen asset A promissory note is considered: Personal property These are included in the bundle of rights ...

Secondary Mortgage Market - ANSWERSMarket where existing mortgages are bought and sold Mortgages - ANSWERSWhat is used for collateral for mortgage related securities? Reduces reliance on deposits - ANSWERSWhat is the effect of the secondary mortgage market with respect to lender reliance on deposits? By issuing mortgage backed bonds collateralized by the purchased mortgages. - ANSWERSHow do firms raise money to purchase mortgages in the secondary market? 1. Mortgage assets were non h...

TEXAS SAE: REAL ESTATE APPRAISAL EXAM WITH COMPLETE SOLUTIONS Which two terms are synonymous and are defined as the amount of rent typical for properties that are comparable to the subject property? Economic rent, market rent Which of the following properties would you expect to appraise highest? Q1, C1 There are many advantages to holding property within a trust. One of the most important advantages is that some trusts ______. Avoid probate Ken, Barbie, and Skipper owned a property as...

Rockwell Exam Real Estate Classes WA Final Exam 2023/2024 With Complete Solution 100%Correct. A buyer purchases a rental home that is fully furnished. The document used to transfer title to the furniture is: a. quitclaim deed b. bill of sale c. special warranty deed d. general warranty deed - answerb. bill of sale Deeds transfer title to real estate, a bill of sale is generally needed to transfer title to personal property. Ben receives a life estate in a property, with his nephew Will ...