Variable life licensing - Study guides, Class notes & Summaries
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Property & Casualty - PA - Insurance Regulation exam 2024
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Purpose of insurance regulation. - correct answer Assure the public is treated fairly and equitably. 
 
Requirements to be licensed. - correct answer Pre-licensing requirements, pass the exam, pay application fee 
 
Producer's license. - correct answer Permitted to legally sell, solicit and negotiate contracts of insurance. 
 
Licensing requirements. - correct answer 24 credit hours, pass exam, 18 yrs. or older, able to read and write English, not be a criminal, pay all fees, have professional ...
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NC Life Insurance Exam Practice Questions and Answers 100% Pass
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NC Life Insurance Exam Practice 
Questions and Answers 100% Pass 
Fraternal Benefit Society - Correct Answer ️️ -An organization of people who share a 
month ethnic, religious or vocational affiliation. They are entities they have no capital 
stock, have a representative form of government. They exist not for profit but solely for 
the benefit of their members and their beneficiaries and operate on a lodge system. 
Fraternal Benefit Societies - Correct Answer ️️ -Agents of these societie...
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Washington State Property & Casualty Insurance Latest Exam 100% correct answers.
- Exam (elaborations) • 30 pages • 2024
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Washington State Property & Casualty Insurance Latest Exam 100% correct answers. 
Authorized Insurer - correct answer An insurer that has qualified and received a 
Certificate of Authority from the Department of Insurance to transact insurance in the 
state. 
Contact adhesion - correct answer the accepter of the contract must "adhere" to the 
written contract 
inducement - correct answer An action aimed at persuading 
insolvent - correct answer Bankrupt; unable to pay debts. 
Transacting Insur...
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Primerica Life Insurance Exam | 2023/ 2024 Newly Updated!!! (Questions and Verified Answers with Rationales) 100% Correct
- Exam (elaborations) • 36 pages • 2023
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Primerica Life Insurance Exam | 2023/ 2024 Newly Updated!!! (Questions and Verified Answers with Rationales) 100% Correct 
 
1.	Which of the following best defines target premium in a universal life policy? 
 
 
~	Answer: The recommended amount to keep the policy in force throughout its lifetime 
 
 
 
2.	Which of the following would help prevent a universal life policy from lapsing? 
 
 
~	Answer: Target premium 
 
 
 
3.	A Universal Life insurance policy is best described as a/an 
 
 
~	Answe...
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C. Wisconsin Life Insurance - Regulation and Licensing Quiz with Complete Answers
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C. Wisconsin Life Insurance - Regulation 
and Licensing Quiz with Complete 
 
Answers 
 
Who must have an intermediary's license? Anyone wishing to sell insurance in Wisconsin 
 
Which of the following need an intermediary's license? 
-Insurance company officers... 
-An insurance "advisor"... 
-Agency secretary... 
-A person entering confidential information in a database... An insurance "advisor" 
 
The fee for a biennial Wisconsin intermediary's license is: $35 every 2 years 
 
How many...
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Washington State Property & Casualty Insurance Latest Exam 100% correct answers.
- Exam (elaborations) • 30 pages • 2024
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Washington State Property & Casualty Insurance Latest Exam 100% correct answers. 
Authorized Insurer - correct answer An insurer that has qualified and received a 
Certificate of Authority from the Department of Insurance to transact insurance in the 
state. 
Contact adhesion - correct answer the accepter of the contract must "adhere" to the 
written contract 
inducement - correct answer An action aimed at persuading 
insolvent - correct answer Bankrupt; unable to pay debts. 
Transacting Insur...
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XCEL FL TEST STUDY GUIDE VERIFIED ANSWERS
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XCEL FL TEST STUDY GUIDE VERIFIED ANSWERS 
Which of the following types of health coverage frequently uses a deductible? 
️ Major Medical policy. 
What kind of Accidental Death and Dismemberment (AD&D) insurance beneficiary requires consent 
when a change of beneficiary is made? 
️ Irrevocable beneficiary. 
If a 10-Year Term Life policy includes a Renewability provision, the policy will renew: 
️ Without evidence of insurability. 
Under Florida law, how often must a variable ...
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Colorado Life Insurance Final Exam Latest Update Graded A
- Exam (elaborations) • 16 pages • 2024
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Colorado Life Insurance Final Exam Latest Update Graded A 
The life insurance rider that pays the face amount plus the total premiums paid into the policy is known as: Return of premium 
What kind of company can the Commissioner file a complaint to enjoin and restrain from continuing violations of the insurance regulations of Colorado? Foreign or alien 
Does a loan on the cash value of a life insurance policy accrue interest, and if so, how is the interest handled? Yes, the interest can be paid ...
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Washington State Property & Casualty Insurance Latest Exam 100% correct answers.
- Exam (elaborations) • 30 pages • 2024
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Washington State Property & Casualty Insurance Latest Exam 100% correct answers. 
Authorized Insurer - correct answer An insurer that has qualified and received a 
Certificate of Authority from the Department of Insurance to transact insurance in the 
state. 
Contact adhesion - correct answer the accepter of the contract must "adhere" to the 
written contract 
inducement - correct answer An action aimed at persuading 
insolvent - correct answer Bankrupt; unable to pay debts. 
Transacting Insur...
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Oklahoma Insurance Licensing Exam Questions with Verified Solutions
- Exam (elaborations) • 42 pages • 2024
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Oklahoma Insurance Licensing Exam 
Questions with Verified Solutions 
 
All of the following are categories of a limited insurance license EXCEPT 1) crop insurance 2) 
variable life insurance 3) credit life insurance 4) travel insurance 2) variable life insurance 
 
What term best describes the act of withholding material information that would be crucial to an 
underwriting decision? 1) concealment 2) withholding 3) leading 4) breach of warranty 1) 
concealment 
 
Johanna purchased a National F...
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