Unit owners policy - Study guides, Class notes & Summaries
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Claims Adjuster 6-20 Study Guide Exam Questions and Answers
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Claims Adjuster 6-20 Study Guide Exam Questions and Answers 
 
When a business s personal property values fluctuate, a single, fixed amount of insurance could produce either over- or under-insurance at any given time. With this option, the limit of coverage is set at an amount somewhat higher than expected peak values. 
 
A. Value Reporting 
B. Replacement Cost 
C. Agreed Value 
D. None of the Above - Answer-A. Value Reporting 
 
Liberalization states, "The insured gets the benefit of any broad...
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Florida 6-20 All Lines Adjuster Actual Exam Questions and Answers
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Florida 6-20 All Lines Adjuster Actual Exam Questions and Answers 
 
If the civil authority blocks access to the insured's premises because of a covered peril that 
has damaged a building down the street, what period of time will the Business Income forms 
pay the insured for loss of income at his/her premises? 
A. One week 
B. Two consecutive weeks 
C. Four consecutive weeks 
D. Three consecutive weeks - Answer-C. Four consecutive weeks 
 
Under the Condominium Association form, coverage is ba...
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Texas all lines adjuster exam Questions and Answers Explained (Latest 2024) RATED A+
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Economic loss that is the consequence of a direct loss is known as: - correct answer An indirect loss. 
An insured has a $1,000 insurance claim and is able to prove his loss and its value. The insurer's adjuster offers $500, knowing that the claimant would probably take the offer to avoid incurring the cost of an attorney to sue for the actual amount of the claim. The offer made by the adjuster is considered 
-	correct answer To be an unfair claims settlement practice. 
 
 
What is generally ex...
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Adjuster Pro - Indiana - Chapter 3 Personal Lines Questions with 100% Correct Answers
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Standard Fire Policy Correct Answer basic foundation of all homeowner's and commercial policies 
ACV 
Named peril policy that only covered fire and lightning 
First used in 1918 in NY 
 
Line of Coverage Correct Answer A particular risk or group of risks covered by an insurance policy 
 
Monoline Policy Correct Answer an insurance policy that covers only one risk or type of risk 
 
Personal lines Correct Answer for possessions intended for personal use 
 
Commercial lines Correct Answer for pos...
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COLORADO REAL ESTATE EXAM 2024-2025 WITH 300+ ACTUAL EXAM QUESTIONS AND CORRECT VERIFIED ANSWERS GRADED A| STATE OF COLORADO REAL ESTATE COMMISSION EXAM 2024 WITH ANSWERS (BRAND NEW!!)
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COLORADO REAL ESTATE EXAM WITH 300+ ACTUAL EXAM QUESTIONS AND CORRECT VERIFIED ANSWERS GRADED A| STATE OF COLORADO REAL ESTATE COMMISSION EXAM 2024 WITH ANSWERS (BRAND NEW!!) 
The Colorado Real Estate Commission requires all brokerage firms to have a 
written office policy to give broker associates a full understanding of the firm's 
operations. Which of these is the only item required by statute to be in writing? 
A) The brokerage relationships the firm offers and how brokers are desig...
Too much month left at the end of the money?
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CMCA Practice Exam (100 OUT OF 100) Questions and Answers (Download To Score An A
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Quorum requirements conflicts are resolved by: 
a. state statute 
b. the board of directors 
c. a vote of those present at a meeting 
d. appointment of a person as a proxy 
A 
 
 
Fidelity insurance provides coverage to ensure that the: 
a. board will meet its fiduciary obligations. 
b. manager will faithfully follow all document provisions. 
c. association will be covered for shortfalls in the reserve accounts. 
d. association will recover any funds lost through employee dishonesty 
D 
 
 
 
Br...
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Idaho Personal Lines Simulation &Guarantee ExamFX Questions and Answers 100% Correct
- Exam (elaborations) • 52 pages • 2023
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Idaho Personal Lines Simulation &Guarantee ExamFX Questions and Answers 100% Correct 
 
Idaho Personal Lines Simulation &Guarantee ExamFX Questions and Answers 100% Correct 
 
Idaho Personal Lines Simulation &Guarantee ExamFX Questions and Answers 100% Correct 
 
An insured condominium unit owner wants to purchase fire and extended coverage for personal property and liability coverage for himself and his family members. He should purchase - ANSWER-HO-6 
 
Which of the following best describes th...
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Pennsylvania Real Estate Exam (Test Questions from Temple Course) Questions with 100% Correct Answers | Verified | Latest Update 2024
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What type of insurance policy must always be purchased separately and not as part of a homeowners' 
policy? 
A)Flood 
B)Liability 
C)Earthquake 
D)Falling objects - A) The answer is FLOOD. Flood insurance is always a separate policy and only 
covers damage due to flooding. The Federal Emergency Management Agency (FEMA) administers the 
National Flood Insurance Program (NFIP). 
A building that is remodeled into residential units and no longer used for the purpose for which it was 
originally bui...
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Texas all lines adjuster exam Questions and Answers Explained (Latest 2024) RATED A+
- Exam (elaborations) • 97 pages • 2024
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Texas all lines adjuster exam 
 
Economic loss that is the consequence of a direct loss is known as: - correct answer An indirect loss. 
An insured has a $1,000 insurance claim and is able to prove his loss and its value. The insurer's adjuster offers $500, knowing that the claimant would probably take the offer to avoid incurring the cost of an attorney to sue for the actual amount of the claim. The offer made by the adjuster is considered 
-	correct answer To be an unfair claims settlement pr...
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Florida Claims Adjuster Exam Questions and Answers 100% Pass
- Exam (elaborations) • 16 pages • 2024
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Florida Claims Adjuster Exam 
Questions and Answers 100% Pass 
The following are basic characteristics of a property or liability insurance contract, 
except: 
A. Personal Contract 
B. Conditional Contract 
C. Loss of Settlement Contract 
D. Contract of Adhesion -Answer-Loss of Settlement Contract 
The Insurer's responsibility to pay for a property loss may be conditioned on the insured 
having used reasonable means to avoid the loss, to protect the property against further 
loss, and to give t...
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