The insured should be a - Study guides, Class notes & Summaries
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PA Appraisal License 16-20 Auto Physical Damage Exam Questions and Answers 100% Solved
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PA Appraisal License 16-20 Auto Physical 
Damage Exam Questions and 
Answers 100% Solved 
In PA, a consumer reporting agency may list all of the following information about a consumer 
EXCEPT: - answerMedical Information 
The device that synchronizes the spark plug firing sequence is: - answerCamshaft Sensor 
If an insured fail to report a claim in a timely fashion the adjuster will usually: - answerSend 
the insured a reservation of rights letter 
When using a dedicated bench fixture to measure...
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Colorado Health Insurance Exam| Questions and Verified Answers| Grade A (2023/2024)
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Colorado Health Insurance Exam| Questions 
and Verified Answers| Grade A (2023/2024) 
 
QUESTION 
J has a physical impairment, attends school, and is incapable of self-sustaining employment and/ 
or self care. Which of the following statements is CORRECT about J's medical coverage under 
J's father's group plan? 
A. J's coverage ceases, but J may apply for group student coverage. 
 
B. J's coverage automatically discontinues at age twenty-six. 
 
C. J's coverage continues only as long ...
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AINS 101 Exam Questions with Verified Answers |Latest 2024/2025.
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Bill is an insurance producer for and employed by ABC Insurance 
Company (ABC). He represents only ABC when marketing insurance 
products, and uses an administrative staff also employed by ABC. Bill is a 
producer in the ️ Direct writer marketing system 
Because the insurance company usually determines policy wording and the 
insured has little choice but to "take it or leave it," an insurance contract is a 
️ Contract of adhesion 
Which one of the following best explains why producers sho...
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Life, Accident and Health Final Exam Questions With 100% Correct Answers
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Life, Accident and Health Final Exam 
Questions With 100% Correct Answers 
Which of the following provides benefits for the treatment of gum disease? 
A. Endodontics 
B. Orthodontics 
C. Periodontics 
D. Prosthodontics - answerC. Periodontics 
The Insured and primary beneficiary die in a common accident. The insured dies at the scene 
and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? 
A. The State Department of Revenue 
B. The Contingent Beneficiary 
C. The...
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LML4805 PORTFOLIO MEMO - MAY/JUNE 2023 - SEMESTER 1 - UNISA - (DETAILED MEMO- DISTINCTION GUARANTEED)
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LML4805 PORTFOLIO MEMO - MAY/JUNE 2023 - SEMESTER 1 - UNISA - (DETAILED MEMO- DISTINCTION GUARANTEED) 
 
Question 1 
 
(a) Distinguish between the essential features of an insurance contract and the general requirements of a valid contract; then address the consequences if any of these are absent. 
In your answer, also mention one example of an essential feature of an insurance contract and one example of a validity general requirement of a contract. (5) 
(b) Describe any two informal risk-sprea...
Too much month left at the end of the money?
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RMIN 5100S Test 1 Atkinson Questions and Answers Solved 100%
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Abandonment - - Insurance company may choose to take damaged property and pay insured the 
value 
- Insured CANNOT surrender damaged property to insurance company 
Active Retention - Identify the loss/risk exposure and really consider the risk itself and all the 
measures around it. (ex. Should we transfer it, retain it etc.) 
Admitted (standard or retail) Insurance companies - Regulated by the state, They often must 
subscribe to rating and form regulations of that state. 
Agent or Broker - "I...
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Property and Casualty Insurance - Final Exam Questions and Answers 2023
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Property and Casualty Insurance - Final Exam Questions and Answers 2023 
An unlicensed employee of an insurance agency may perform all of the following EXCEPT: 
A) Accept a claim form 
B) Type correspondence for a direct mail campaign 
C) Deposit properly endorsed checks into the agency's bank account 
•• D) Advise an insured of coverage issues 
 
 
 
A producer must notify the insurance division of an address change within: 
A) 10 days 
B) 20 days 
C) 25 days 
•• D) 30 days 
 
 
 
A Te...
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
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Life Insurance Exam-Illinois questions with 100% correct answers 2023 passed
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Life Insurance Exam-IllinoisPooling of Risks - correct answer A large group of people contribute money to a fund out of which their losses can be paid 
 
Policyowner - correct answer is the person or org that applies for the policy and pays the premium 
 
Actuarial Tables - correct answer Are statistical tables that are used when calculating premium rates and mortality loss reserves 
 
Life Insurance Policies transfer: - correct answer financial risks of premature death on a defined amount 
 
Lo...
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Alpha Phi Alpha risk management exam 2023/2024 with 100% correct answers
- Exam (elaborations) • 16 pages • 2023
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The policy that governs expectations regarding behavior is the - correct answer Personal conduct policy 
 
An effective risk management policy has three components. - correct answer Personal Responsibility, Education, Prevention 
 
The guidelines regarding the use of communications tools are contained in the. - correct answer Electronic Media Usage Policy 
 
Who is responsible for implementing risk management protocols? - correct answer Brothers 
 
What is are elements of a viable risk m...
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