The insured - Study guides, Class notes & Summaries
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Florida Personal Lines Exam 2023-2024 Questions and Answers 100% Verified
- Exam (elaborations) • 58 pages • 2023
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Florida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% Verified 
Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of ...
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! 2023-2024 (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! 2023-2024 (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 
 
What is the failure to use that degree of care which n ordinary person of reasonable prudence would use under similar circumstances? - ANSWER- Negligence 
 
What is a situation involving a person other than an insured? - ANSWER- Third Party Loss 
 
What is the responsibility to another for one's negligence? - ANSWER- Liability 
 
Mary has a homeowner's policy. Her Coverage A limit of li...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
- Exam (elaborations) • 42 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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PSI LIFE INSURANCE EXAM LATEST REAL EXAM QUESTIONS AND CORRECT ANSWERS | A-GRADE 2023/24
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PSI LIFE INSURANCE EXAM 
 
which of the following occurs immediately after the application is submitted and the initial premium paid: 
A: the underwriting process begins 
B: the applicant's references are checked 
C: the beneficiaries are selected 
D: the insurance goes into effect 
Correct Answer: 
A: the underwriting process begins 
 
in a level term life policy, which ALWAYS remains constant: 
A: premium 
B: beneficiary 
C: death benefit 
D: maximum age of the insured 
Correct Answer: 
C: d...
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Florida Insurance 20-44 Exam Study Guide
- Exam (elaborations) • 33 pages • 2023
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabil...
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New York Adjuster Exam Questions with 100% correct Answers 2023
- Exam (elaborations) • 23 pages • 2023
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New York Adjuster Exam Questions with 100% correct Answers 2023 
The insured has moved into a dwelling that was being build and was covered by the "Dwelling under Construction" endorsement. How long does the insured have to report his / her occupancy to the insurance company? {{Correct Ans- 30 days 
 
When a New York Homeowners policy is still in the 60-day underwriting period, the insurer may cancel it for any reason by providing a ______ notice. {{Correct Ans- 30 day 
 
Personal property tha...
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Florida All Lines Claims Adjuster Exam 2024 | Questions with 100% Correct Answers | Verified | Updated 20242025
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What is an eligible building for flood insurance?: A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community 
What is Builders Risk Coverage?: Covers buildings in the course of completion. Proper coverage is 100% of expected completed value 
Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters person- al property) 
What is casual labor in workers' compen...
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 48 pages • 2024
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which statement concerning the Entire Contact provision in an individual accident and health insurance policy is TRUE? 
 
 
Answer: 
The agent doesn't have the authority to change the policy or waive its provisions 
 
 
 
Q: Under the Fair Credit Reporting Act, which statement is true? 
 
 
Answer: 
The consumer who was investigated must be advised that credit, insurance...
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WI Life Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 68 pages • 2024
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WI Life Insurance Exam Questions and 
 
Answers Already Passed 
 
What is the purpose of the Wisconsin State Life Insurance Fund? 
 
a) to offer low-cost life insurance to state residents 
b) To protect insured against insolvent insurers 
c) To advertise different types of life insurance policies available in the state 
d) To provide life insurance through licensed intermediaries a 
 
An employee is insured under her employer's group life plan. If she terminates her group 
coverage, which of th...
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State Farm Fire Independent Policy Exam questions and answers ( A+ GRADED 100% VERIFIED) LATEST 2022/ 2023
- Exam (elaborations) • 32 pages • 2022
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State Farm Fire Independent Policy Exam questions and answers ( A+ GRADED 100% VERIFIED) LATEST 2022/ 2023 
Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
 
Select the single best answer: 
 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C. ALE ...
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