Texas auto insurance - Study guides, Class notes & Summaries
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Texas Life, Accident, and Health Insurance Exam with Complete Solutions
- Exam (elaborations) • 89 pages • 2024
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Texas Life, Accident, and Health Insurance 
Exam with Complete Solutions 
risk - answerchance of loss 
speculative risk - answer-involves the chance of gain or loss and is NOT 
insurable 
-ex: gambling 
pure risk - answerinvolves only the chance of loss and is insurable 
exposure - answerbeing subject to the possibility of loss because of an activity, 
location, or characteristics 
-second hand smoke 
-no control on exposure 
peril - answercause of loss 
natural peril - answerlightning, hail, hu...
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Texas All-Lines Adjuster course Final Exam [QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025
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Texas All-Lines Adjuster course Final Exam [QUESTIONS 
AND CORRECT ANSWERS) VERIFIED ANSWERS 
2024/2025 
A severe thunderstorm damaged a policyholder's residence. He 
called and asked how long it would be before he receives 
payment for his claim. Which of the following would NOT be an 
appropriate response? - CORRECT ANSWER We have 6 
months to reach a final settlement with you. 
Which of the following is a TRUE statement concerning auto 
physical damage coverage under a Personal or Busi...
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2024 Texas Adjuster Exam Questions with Verified Answers
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2024 Texas Adjuster Exam Questions with Verified Answers 
If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. 
$30,000 
 
 
Which of the following statements best describes an inland marine policy? 
Pertains to Cargo with no fixed location 
 
 
Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive coverage with a $500 deduct...
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Texas All-Lines Adjuster course Final Exam [QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025
- Exam (elaborations) • 44 pages • 2024
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Texas All-Lines Adjuster course Final Exam [QUESTIONS 
AND CORRECT ANSWERS) VERIFIED ANSWERS 
2024/2025 
A severe thunderstorm damaged a policyholder's residence. He 
called and asked how long it would be before he receives 
payment for his claim. Which of the following would NOT be an 
appropriate response? - CORRECT ANSWER We have 6 
months to reach a final settlement with you. 
Which of the following is a TRUE statement concerning auto 
physical damage coverage under a Personal or Busi...
-
Texas All Lines Adjuster Exam (Actual Exam Test) (Questions and Answers) (Best Studying Material) (Updated 2024)
- Exam (elaborations) • 17 pages • 2024
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Texas All Lines Adjuster Exam 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as --------- CORRECT ANSWER ----- A recipient location 
 
recipient location --------- CORRECT ANSWER ----- Businesses who support insured by being the primary buyer for their products 
 
HO-3 (special form) --------- COR...
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Texas Life, Accident, and Health Insurance Exam with Complete Solutions
- Exam (elaborations) • 89 pages • 2024
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Texas Life, Accident, and Health Insurance 
Exam with Complete Solutions 
risk - answerchance of loss 
speculative risk - answer-involves the chance of gain or loss and is NOT 
insurable 
-ex: gambling 
pure risk - answerinvolves only the chance of loss and is insurable 
exposure - answerbeing subject to the possibility of loss because of an activity, 
location, or characteristics 
-second hand smoke 
-no control on exposure 
peril - answercause of loss 
natural peril - answerlightning, hail, hu...
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USAA Questions and Answers Already Passed
- Exam (elaborations) • 8 pages • 2024
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USAA Questions and Answers Already 
 
Passed 
 
3 basic steps of claims investigation verifying insurance coverage 
obtain additional information about the claim 
verify and compare this information 
 
what are the 3 types of claim reports initial for first field -( 24hrs to 7 days( 
interim or status report - (15-30 days informed) 
full formal report 
 
what are the 2 methods to making estimates for claims Time and Material method 
Unit cost method 
 
In Texas, the signed and sworn proof of los...
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Texas Life, Accident, and Health Insurance ( Latest 2023/2024 ) Latest Questions With Complete Answers
- Exam (elaborations) • 80 pages • 2023
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Texas Life, Accident, and Health Insurance ( Latest 2023/2024 ) 
Latest Questions With Complete Answers 
 
1. Risk 
Answer: chance of loss 
2. speculative risk 
Answer: 
-involves the chance of gain or loss and is NOT insurable 
-ex: gambling 
3. pure risk 
Answer: involves only the chance of loss and is insurable 
4. exposure 
Answer: being subject to the possibility of loss because of an activity, location,or 
characteristics 
-second hand smoke 
-no control on exposure 
5. peril 
Answer: cau...
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Texas Fx-Property and Casualty Exam 2024 Questions with 100% Correct Answers
- Exam (elaborations) • 7 pages • 2024
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Texas Fx-Property and Casualty Exam 2024 Questions with 100% Correct Answers 
To be considered an insurable risk, a loss may NOT be 
catastrophic 
 
 
Which of the following persons would be required to hold a producer license? 
a nonresident agent who negotiates insurance contracts 
 
 
Which of the following is the oldest known type of insurance? 
ocean marine 
 
 
The contents coverage on a homeowners policy would pay how much after the loss of one of a pair of golden candlesticks? 
the diff...
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Texas Adjuster Exam Questions and Answers 100% Pass
- Exam (elaborations) • 13 pages • 2024
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Texas Adjuster Exam Questions and 
Answers 100% Pass 
If an automobile policy has split limits of 30/60/25. What is the maximum amount of 
liability coverage that would be paid in a covered loss where three people are involved. - 
Answer-$30,000 
Which of the following statements best describes an inland marine policy? -Answer- 
Pertains to Cargo with no fixed location 
Alex is traveling through College Station and hits a deer, and the damages are $1500. 
He has comprehensive coverage with a $50...
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