Term deductible - Study guides, Class notes & Summaries
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exam fx life and health questions with complete solutions
- Exam (elaborations) • 11 pages • 2023
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An insured purchased a 10-year level term life policy that is guaranteed renewable and convertible. What happens at the end of the 10-year term? correct answer: The insured may renew the policy for another 10 years, but at a higher premium rate. 
 
Which of the following statements is TRUE concerning whole life insurance? correct answer: Lump-sum death benefits are not taxable. 
 
A corporation is the owner and beneficiary of the key person life policy. If the corporation collects the policy b...
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM| 75 Questions with 100 % correct Answers | Verified | A+
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Under the misstatement of age or gender provision, what happens if it is determined at death that the 
insured's age or gender was misstated on a life insurance policy application? - Benefits are adjusted 
to an amount that the premium would have purchased at the correct age or gender. 
Which of the following must be given to the insurer within 20 days after occurrence or commencement 
of any loss covered by the policy, or as thereafter as is reasonably possible? - Notice of claim. 
When will a...
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Xcel Testing Solutions Life and Health Insurance 215 Questions & Answers 2023/2024
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Xcel Testing Solutions Life and Health Insurance 215 Questions & Answers 2023/2024 
 
The focus of major medical insurance is providing coverage for - ANSWER-medical and hospitalization expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - ANSWER-$200 
 
because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on this ...
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Test Bank for Medical-Surgical Nursing 5Ed.by Holly Stromberg
- Exam (elaborations) • 461 pages • 2024
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Test Bank for Medical-Surgical Nursing 5E Holly Stromberg 
Chapter 01: Caring for Medical-Surgical Patients Stromberg: Medical-Surgical Nursing: Concepts and Practice, 5th Edition 
MULTIPLE CHOICE 
1. Which statement accurately describes the primary purpose of the state nurse practice act (NPA)? a. To test and license LPN/LVNs b. To define the scope of LPN/LVN practice c. To improve the quality of care provided by the LPN/LVN d. To limit the LPN/LVN employment placement ANS: B While improv...
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PSI - NY Life, Accident and Health Practice Exam 17-55, Questions and Answers 2024 Graded
- Exam (elaborations) • 82 pages • 2023
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Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Free Look 
 
When will a policy pay on a UCR basis? - When particular benefits are not listed on a payment schedule 
 
Which type of rider reimburses health and social service expenses incurred in a convalescent or nursing home facility? - long term care rider 
 
Which of the following is exempt...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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Property and Casualty Insurance Mastery Exam A Questions and Answers 100% Pass
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Property and Casualty Insurance Mastery Exam A 
Questions and Answers 100% Pass 
An insured rents a car while on vacation in Canada and causes an accident. Is there 
coverage under his personal auto policy? - Correct Answer ️️ -The loss is covered 
under an unendorsed personal auto policy. 
Under the workers' compensation laws, which of the following would NOT be covered? - 
Correct Answer ️️ -Heart-related illness resulting from hereditary causes 
An insurance policy covers fire, will ...
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Test Bank for Medical-Surgical Nursing: Concepts & Practice 3rd Edition by Susan C. deWit ISBN:9780323243780|Complete Guide A+
- Exam (elaborations) • 368 pages • 2024
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TEST BANK FOR MEDICAL SURGICAL NURSING CONCEPTS AND PRACTICE 3TH EDITION DEWIT-1. Which statement accurately describes the primary purpose of the state nurse practice act (NPA)? a. To test and license LPN/LVNs. b. To define the scope of LPN/LVN practice. c. To improve the quality of care provided by the LPN/LVN. d. To limit the LPN/LVN employment placement. ANS: B While improving quality of care provided by the LPN/LVN may be a result of the NPA, the primary purpose of the NPA of each state defi...
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Property and Casualty Insurance - Final Exam Questions and Answers 2023
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Property and Casualty Insurance - Final Exam Questions and Answers 2023 
An unlicensed employee of an insurance agency may perform all of the following EXCEPT: 
A) Accept a claim form 
B) Type correspondence for a direct mail campaign 
C) Deposit properly endorsed checks into the agency's bank account 
•• D) Advise an insured of coverage issues 
 
 
 
A producer must notify the insurance division of an address change within: 
A) 10 days 
B) 20 days 
C) 25 days 
•• D) 30 days 
 
 
 
A Te...
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PSI life, accident, and health questions and answers 100% pass
- Exam (elaborations) • 30 pages • 2023
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PSI life, accident, and health questions and answers 100% pass 
How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years D. At age 65 2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded ...
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