Surplus lines insurer - Study guides, Class notes & Summaries
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NJ Title Insurance Reloaded Final Actual Exam
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NJ Title Insurance Reloaded Final Actual 
Exam 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - 
CORRECT ANSWER-Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. 
Supreme Court ruled that insurance? - CORRECT ANSWER-Was interstate commerce 
and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the 
authority of the? - CORRECT ANSWER-Feder...
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BETTER HAWAII ADJUSTER'S EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ | PASSE
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Which of the following statements is not correct regarding qualifications for an adjuster's 
license? 
ANSWER: An attorney who adjusts losses from time to time is considered an adjuster. 
An unauthorized insurance company may also be referred to as a 
ANSWER: Surplus lines insurer 
Which of the following statements is not regarding surplus lines insurance? 
ANSWER: The surplus lines insurance must be procured at a rate that is bull work 
than the prevailing rate for the same type of coverage ...
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Iowa Property & Casualty Practice Questions with Certified Answers
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Iowa Property & Casualty Practice Questions with Certified Answers $10,000 The maximum fine for failing to adhere to a cease and desist order 
The Insurance Commissioner The business of insurance is regulated in Iowa by 
The producer's license will automatically terminate at expiration If a producer fails to comply with the Iowa continuing education requirements 
Nonadmitted companies Surplus lines producers place coverage with 
30 days A producer must notify the insurance division of a name ch...
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AINS 101 EXAM QUESTIONS AND CORRECT ANSWERS (ALREADY GRADED A+)
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AINS 101 EXAM QUESTIONS AND CORRECT ANSWERS (ALREADY GRADED A+) 
Which one of the following is part of written premiums? - Answer- Unearned premiums 
 
Which one of the following is shown on the balance sheet of an insurer? - Answer- Cash and short-term investments 
 
Most of the income an insurer receives is either from underwriting or - Answer- Investments - 2 major sources of insurer income are the sale of insurance (underwriting) and the investment of funds (investment income) 
 
Clare is a ...
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Washington State Property & Casualty Insurance Exam Latest Update Graded A+
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Washington State Property & Casualty 
Insurance Exam Latest Update 
 
Graded A+ 
 
Authorized Insurer An insurer that has qualified and received a Certificate of Authority from 
the Department of Insurance to transact insurance in the state. 
 
Contact adhesion the accepter of the contract must "adhere" to the written contract 
 
inducement An action aimed at persuading 
 
insolvent Bankrupt; unable to pay debts. 
 
Transacting Insurance Conducting insurance business, such as soliciting or neg...
Too much month left at the end of the money?
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Michigan Surplus Lines Insurance Exam Prep | 105 Questions with 100% Correct Answers | Verified | Latest Update 2024
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(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - A Hard Market. 
Surplus lines premiums typically expand during a hard market. 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - A) Tighten their underwriting standards. 
Tighten and raise premiums. 
(3) A Ceding company (Choose all that apply): 
A) Is a primary insurer 
B) Is also a reinsurer 
C) Is always also a captive c...
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ND Credit Insurance Quiz with Complete Solutions
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ND Credit Insurance Quiz with Complete 
 
Solutions 
 
A Credit Life or Credit Accident and Health Insurance Policy may be issued for delivery only 
by: 
A. an authorized insurer. 
B. a licensed securities representative. 
C. unlicenced vendors. 
 
D. a surplus lines insurer. A. an authorized insurer. 
 
Standard Credit Accident and Health policies contain policy provisions limiting coverage for all 
of these EXCEPT: 
A. pre-existing conditions. 
B. pregnancy, intentional self-injury. 
C. war an...
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KY LIFE & HEALTH COMPREHENSIVE EXAM
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All of the following are producer responsibilities to the applicant, except: - Answer-Offering and selling only the lowest premium policy 
 
___________ manufacture and sell insurance coverage in the form of policies or contracts of insurance. - Answer-Insurers 
 
When both parties must perform certain duties and follow certain rules of conduct to make a contract enforceable refers to a(n) __________ contract. - Answer-Conditional 
 
_____________ insurance allows for insurance coverage to be ob...
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CA PROPERTY AND CASUALTY INSURANCE PRACTICE EXAM
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CA PROPERTY AND CASUALTY INSURANCE PRACTICE EXAM 
Which of the following is TRUE regarding who qualifies for coverage under the California Fair Access to Insurance Requirements plan? 
1. 
Any person who is unable to obtain basic property insurance through normal channels. 
2. 
Any person who qualifies will receive superior coverage to other forms of property insurance. 
3. 
Any person who does NOT have an insurable interest in a property can participate in the FAIR plan. 
4. 
Any person who ...
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Mississippi Insurance Test
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The Commissioner of Insurance in Mississippi is elected to office for a term of - Answer-4 years 
 
The burden of proof for determining that a producer is representing an authorized insurer falls on - Answer-The producer 
 
The fine the Commissioner may levy for violating any provision of the Insurance Code is - Answer-$1000 
 
A foreign insurer - Answer-An insurer formed under the laws of any state other than Mississippi would be known as 
 
Each of the following is true about the Mississippi R...
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