Single premium annuity - Study guides, Class notes & Summaries
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
- Exam (elaborations) • 69 pages • 2023
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A.	immediately 
B.	1 year C. 2 years 
D. At age 65 - ANSWER-2 years 
 
What is the return of premium rider? 
A.	an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B.	a provision that allows the insured to cancel the policy in the first two ye...
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified.
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified. 
 
 
A buyer's guide -ANS/QUIZ The entire contract includes all of the following EXCEPT... 
 
The death benefit is not increased -ANS/QUIZ All of the following statements about indexed whole life insurance EXCEPT... 
 
A Warranty -ANS/QUIZ What guarantees that the information explained in the insurance contract is true? 
 
(1) the policy, (2) a copy of the application, and (3) any riders or amendments. -ANS/QUIZ T...
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Indiana Life Insurance Exam With Correct Questions & Answers Latest UPDATED 2024
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Indiana Life Insurance Exam With Correct Questions & Answers Latest UPDATED 2024 
 
 
Which of the following statements is true about the Group Life conversion privilege? 
 
a. Death during the conversion period is covered even if the departing employee chooses NOT to convert to an individual policy. 
b. The departing employee must pay the premium if they elect to be covered during the conversion period. 
c. If a departing employee elects to convert their life insurance, the company must offer T...
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Florida Life, Health and Variable Annuities With Correct Solutions!!
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Disability Buy-Out plans feature: - ANSWER Long elimination plans up to two years (A disability buy-out plan funded with disability insurance has a long elimination period of generally two years. The elimination period begins the day of the disability. Then the disability policy will provide a lump sum to buy the disabled partner out. They want to make sure that the partner is not going to recover and come back to work) 
 
When MUST the Office of Insurance Regulation conduct a market conduct exa...
Too much month left at the end of the money?
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CRPC Practice Test Questions and Answers All Correct
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CRPC Practice Test Questions and Answers All Correct 
 
Discuss the use of a bucket strategy - Answer-- used to mitigate the sequence of returns risk by creating a bucket of cash or money market instruments for immediate cash flow needs, while also maintaining a diversified portfolio of more volatile assets with high potential returns for future needs. 
 
Discus the role that a single premium immediate annuity (SPIA) can plan in a clients retirement income portfolio - Answer-- the purchase of a...
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NWM Exam Questions & Answers Already Graded A+
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"non-par" - policy makers don't get dividends (because they aren't owners) 
"par" - policy makers get dividends (because they are owners) 
10 year endowment (homeservice) - whole life policy with a small face value and a short maturity 
date; once policy matures, owner will receive the face value 
1035 exchange - In accordance with section 1035 of the Internal Revenue Code certain exchanges 
of life insurance policies and annuities may occur in a nontaxable exchange 
- When a cash value li...
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Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam with Verified Solutions
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Xcel Testing Solutions (Life & Health) 
Final 150 Question Practice Exam with 
 
Verified Solutions 
 
When can a policy owner change a revocable beneficiary? Anytime 
 
M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as 
beneficiary. M has the right to change the beneficiary designation at anytime. What type of 
beneficiary is his son? Revocable 
 
How would a contingent beneficiary receive the policy proceeds in an Accidental Death and 
Dismemberment (AD&D) po...
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Xcel Solutions Final Exam Prep (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 31 pages • 2024
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Xcel Solutions Final Exam Prep (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A 
 
 
Q: When a minor is designated as the sole primary beneficiary, 
 
 
Answer: 
a guardian will be court-appointed in the event of a death claim 
 
 
 
Q: Which if the following best describes a warranty 
 
 
Answer: 
Statement gaurenteed to be true 
 
 
 
Q: A company that has not been authorized to operate in Colorado is known as 
 
 
Answer: 
a nonadmitted insurer 
 
 
 
Q: Insurance policies a...
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GA Life Insurance Exam Questions Reviewed And Revised With Correct Answers <Guarantee Pass |Updated!!>
- Exam (elaborations) • 76 pages • 2024
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GA Life Insurance Exam 
Questions Reviewed And Revised 
With Correct Answers 
<Guarantee Pass |Updated!!> 
1) What are the three types of annuities? - ANSWER 
variable, and indexed 
Fixed, 
2) What are the main features of a fixed annuity? - ANSWER 
guaranteed, fixed payment amount, premiums in general 
account 
3) What are the main features of a variable annuity? - ANSWER 
payment not guaranteed, premiums in separate account, 
and invested in stocks and bonds 
4) What ...
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