Secondary mortgage market - Study guides, Class notes & Summaries
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Florida Real Estate STATE exam Questions and Answers 100% Pass
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Florida Real Estate STATE exam Questions and Answers 100% Pass 
The best protection that the public has during a Real Estate transaction is (are) 
A. The national and state association of REALTORS 
B. The punishment of licensees dealing dishonesty 
C. the high ethical standards of real estate agents D. FREC and the license law D. FREC and the license law 
A group license 
A. allows a broker to have a branch office 
B. allows a sales associate to work for more than one broker 
C. may be held by a...
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WGU D076 Quiz Bank (Latest 2024/ 2025 Update) Finance Skills for Managers| Questions and Verified Answers| 100% Correct| Grade A
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WGU D076 Quiz Bank (Latest 2024/ 2025 Update) Finance Skills for Managers| Questions and Verified Answers| 100% Correct| Grade A 
 
 
Q: Hannah is the financial manager of a firm. A project that she has recommended has been approved and will cost $5 million. Since the company does not have enough cash on reserve, Hannah must figure out how to raise enough money to start the project. She can choose whether to issue new bonds, new stocks, a mortgage loan, or some combination of those options. What...
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Exam 1 REE 4204 Sirmans Questions with Complete Solutions
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In general, inflation is a monetary phenomenon resulting from an increase in money supply as opposed to resulting from an increase in general price levels. Correct Answer-True 
 
According to the liquidity premium theory, investors are willing to pay a price premium for securities with shorter maturities. Correct Answer-True 
 
For most investments, cash flow and net profit can be used interchangeably in asset valuation. Correct Answer-False 
 
Commercial banks are overseen by the Office of Thri...
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fn 370 FINAL Questions and Answers (100% Pass)
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The Real Estate Settlement Procedures Act (RESPA) was enacted by Congress 
to provide each of the following EXCEPT 
 a maximum level of closing costs 
In the event of mortgage default, FHA-insured loans provide protection for the 
 lender 
Mortgagees are entitled to possession of mortgaged property upon default in 
states that recognize the concept of 
 title theory 
The percentage of a borrower's gross monthly income required to meet 
monthly housing expenses (only) is called the 
 mortga...
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Home Equity Conversion Mortgage (HECM) Unit 8 Government Loans Questions and Answers Latest 2024 -2025 (Verified 100% correct Answers)
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FHA operates entirely from its self-generated income through the proceeds of mortgage 
insurance premiums paid by borrowers. Although the variety of attractive conventional loan 
programs available over the past several years had lowered the FHA share of the mortgage 
market, it has once again become the loan of choice in response to the mortgage lending crisis. 
The FHA loan is a viable product for first-time homebuyers, borrowers with credit issues who 
may have trouble qualifying for a conven...
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Principles of Real Estate 2 Champions School of Real Estate
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Principles of Real Estate 2 Champions School of Real 
Estate 
ECOA (equal credit opportunity act) 
all consumers are given a equal chance to obtain credit. 
Truth in Lending Act (TILA) 
protect consumers in credit transactions by requiring a clear disclosure of the 
key terms on the lending agreement and all costs. specifies requirements found 
in regulation z. 
trigger terms 
1. amount of down payment. 
t of any payment 
3. number of payments or period of repayment 
4. amount of any finance ...
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WGU D076 Exam Review (Latest 2024/ 2025 Update) Finance Skills for Managers| Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 90 pages • 2024
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WGU D076 Exam Review (Latest 2024/ 2025 Update) Finance Skills for Managers| Questions and Verified Answers| 100% Correct| Grade A 
 
 
Q: You want to buy a house, so you obtain a mortgage for which you can afford the monthly payments. What process have you engaged in as part of your financial decision-making? 
 
 
Answer: 
Financing 
 
 
 
Q: What area of finance involves deciding which assets to invest in to create wealth in the future? 
 
 
Answer: 
Investments 
 
 
 
Q: Hannah is the financi...
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RMLO CHAMPIONS SCHOOL OF REAL ESTATE EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
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A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages is called the ________. - ANS secondary market 
 
The Federal agency established to restore Fannie Mae and Freddie Mac to a sound and solvent financial condition is _____. - ANS Federal Housing Finance Agency (FHFA) 
 
The ____ guarantee allows mortgage lenders to obtain a better price for their loan in the capital markets. - ANS Gov't. National Mortgage Association - ...
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Xinnix SOAR Final Questions With Verified Answers Graded A+
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Xinnix SOAR Final Questions With Verified Answers Graded A+ 
FNMA and FHLMC are what type of loan? 
conforming 
 
 
the main purpose of the Consumer financial protection bureau (CFPB) is to help consumers understand the terms of their agreements with financial companies 
true 
 
 
conventional loans are not insured by the federal government 
true 
 
 
Agency loans include FHA and VA loans 
true 
 
 
the proceeds of a loan for cash out refinance may be used by the borrower to insure a new pool 
t...
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Test Bank For The Economics of Money, Banking and Financial Markets, Business School Edition 5th Edition By Frederic Mishki
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Economics of Money, Banking, and Financial Markets, 5e (Mishkin) Chapter 2 An Overview of the Financial System 2.1 Function of Financial Markets 1) Every financial market has the following characteristic. A) It determines the level of interest rates. B) It allows common stock to be traded. C) It allows loans to be made. D) It channels funds from lenders-savers to borrowers-spenders. Answer: D Ques Status: Previous Edition AACSB: Reflective Thinking 2) Financial markets have the basic function of...
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