Risk premiums - Study guides, Class notes & Summaries
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PSI life, accident, and health questions and answers 100% pass
- Exam (elaborations) • 30 pages • 2023
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PSI life, accident, and health questions and answers 100% pass 
How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years D. At age 65 2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded ...
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CSPR - Certified Specialist Payment Rep (HFMA) Questions and Answers 2023
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CSPR - Certified Specialist Payment Rep (HFMA) Questions and Answers 2023 
Steps used to control costs of managed care include: 
Bundled codes 
Capitation 
Payer and Provider to agree on reasonable payment 
 
 
 
DRG is used to classify 
Inpatient admissions for the purpose of reimbursing hospitals for each case in a given category w/a negotiated fixed fee, regardless of the actual costs incurred 
 
 
 
Identify the various types of private health plan coverage 
HMO 
Conventional 
PPO and POS 
H...
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RMIN 4000 Test 2 Daniel Brown (2024/2025) 100% Solved
- Exam (elaborations) • 9 pages • 2024
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RMIN 4000 Test 2 Daniel Brown 
(2024/2025) 100% Solved 
 
Stock Insurer Corporation owned by Stockholders (earn profit for stockholders by 
increasing the value of the stock and paying dividends). 
 
Mutual Insurer Corporation owned by Policyholders (profits are distributed to policyholders 
by dividends or rate reductions). 
Advance Premium Mutual 
Assessment Mutual 
Fraternal Insurer 
 
Lloyd's of London Specialized lines of business. 
 
Brokers represent policyholders to arrange coverage wit...
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AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024
- Exam (elaborations) • 54 pages • 2023
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AINS 101 Questions With 100% Accurate Review Solution Answers 
 
Which of the following is an example of a legal requirement for individuals that could be met through 
insurance? 
a. contributing to the growth of the organization 
b. paying for losses 
c. obtaining personal auto insurance 
d. providing a source of investment funds - ANS-c. obtaining personal auto insurance 
A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for 
the damage? 
a...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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Webce Insurance test questions and Answers 2023 with complete Solution.
- Exam (elaborations) • 53 pages • 2023
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Webce Insurance test questions and Answers 2023 with complete Solution. 
Agent Thompson received a letter from the Department of Insurance asking her to 
provide proof of completing the continuing education requirements. Within how many 
days must Agent Thompson respond to the Department's inquiry? 
20 
30 
10 
45 - ANSWER 10 days 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply 
for a nonresident license in Pennsylvania. Which of the following conditions ...
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RMIN EXAM 1 CH 1-4 QUESTIONS & ANSWERS
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RMIN EXAM 1 CH 1-4 QUESTIONS & ANSWERS 
The property and liability insurance industry is characterized by a receptive pattern of loose 
underwriting standards with low premiums followed by tight underwriting standards with high 
premiums. This repetitive patter is called the: 
a. underwriting cycle 
b. underwriting by exception method 
c. business cycle 
d. account underwriting method - ANS-a. underwriting cycle 
A situation or circumstance in which a loss is possible, regardless of whether a ...
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USAA Licensing Exam Verified Questions And Answers 2024
- Exam (elaborations) • 19 pages • 2023
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Insurance - Transfer of risk from one person or organization to an insurance company 
 
Indemnity - The principle to restore the insured to the pre-loss economic or financial condition. 
 
Law of Large numbers - Mathematical principle used by insurers to predict losses to charge the appropriate premiums 
 
Insurable Interest - Proof that someone stands to lose financially if a loss occurs; must exist at the time of the loss in property and casualty insurance 
 
Binder - Temporary insurance contr...
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ExamFX, Michigan Health Only Questions With Complete Solutions
- Exam (elaborations) • 17 pages • 2023
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Can a group that is formed the sole purpose of obtaining group insurance qualify for group coverage? correct answer: No, the group must be formed for a purpose other than obtaining group insurance 
 
As it pertains to group health insurance, COBRA stipulates that correct answer: Group coverage must be extended for terminated employees up to a certain period of time at the former employee's expense 
 
After a person's employment is terminated, it is possible to obtain individual health insura...
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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
- Exam (elaborations) • 24 pages • 2023
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Barbara's policy includes a rider which allows her to purchase additional insurance at specific 
dates or events without evidence of insurability. This rider is called a(n) 
Answers>>Guaranteed insurability rider 
A guaranteed insurability rider allows for the insured to purchase additional insurance at 
specific dates or events without evidence of insurability. 
Disability Income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Answers&...
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