Recourse debt Study guides, Class notes & Summaries
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CPA Exam – FAR Question and answer already passed 2023
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CPA Exam – FAR Question and answer already passed 2023Cash 
Money that is FREE and CLEAR and available to be spend in current operations. 
 
 
 
Not Cash: 
Security deposits & bond sinking funds 
 
 
 
Three-Month Rule 
Highly liquid securities with ORIGINAL maturity dates of three months or less are treated as cash. 
 
 
 
Bad Debts - Direct Write-Off Method 
- No entry for bad debts until customer actually defaults. 
- At default, the cutomer's account is written off. 
- Theoretically weak...
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PVL3702-summary of notes Law of Contract (University of South Africa)
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PVL3702-summary of notes 
Law of Contract (University of South Africa) 
lOMoARcPSD| 
Page 1 of 88 
LAW OF CONTRACT 
STUDY UNIT 1 
1. Distinguish between a contract and unjustified enrichment. (5) 
A contract is an agreement entered into with the intention of creating an obligation or obligations. A contract 
is therefore a fact, an event. From a contract, arises an obligation or obligations. 
Undue enrichment is a principle of our law that no-one should unjustifiedly be enriched at the expense o...
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NATIONAL REAL ESTATE EXAM PRACTICE TEST correct 100%
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NATIONAL REAL ESTATE EXAM 
In most cases, broker compensation, as a percentage of home price, falls somewhere between: - ANSWER 5-7% 
 
A Christian organization owns a fourplex. It wants to rent to only Christian tenants. Under the federal Fair Housing Act, is this legal? - ANSWER Yes. Religious organizations which rent to tenants for residential purposes are exempt from the Fair Housing Act 
 
What happens to trade fixtures after a business moves out of a leased property? - ANSWER The tenant re...
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PVL 2601 - STUDY UNIT 6 - MARRIAGE OUT OF COMMUNITY OF PROPERTY Actual Questions Fully Solved 100% Guaranteed Pass.
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THREE VARIATIONS OF MARRIAGE OUT OF COMMUNITY OF PROPERTY - correct answer 1. marriage with complete separation of property 
2. marriage out of community of property with retention of community of profit and loss 
3. the accrual system 
 
PURPOSE OF ANTENUPTIAL CONTRACT - correct answer To deviate from the common law or statutory rules regarding the matrimonial property consequences of marriage. 
 
Ante...
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Real Estate Finance Exam Questions with complete solutions
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restraint on alienation - ANSWER-Mortgage law prohibits enforcement of any trust deed provision which purports to restrict the owner's right to sell, lease or encumber their property, called a: 
 
due-on - ANSWER-Garn-St. Germain Federal Depository Institutions Act of 1982 (Garn) provides general guidelines for ____________ enforcement. 
 
mortgage-backed bonds - ANSWER-Garn-St. Germain Federal Depository Institutions Act of 1982 (Garn) provides general guidelines for ____________ enforcement. ...
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NATIONAL REAL ESTATE EXAM PRACTICE TEST QUESTIONS AND ANSWERS GRADED A 2024
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In most cases, broker compensation, as a percentage of home price, falls somewhere between: - 5-7% 
 
A Christian organization owns a fourplex. It wants to rent to only Christian tenants. Under the federal Fair Housing Act, is this legal? - Yes. Religious organizations which rent to tenants for residential purposes are exempt from the Fair Housing Act 
 
What happens to trade fixtures after a business moves out of a leased property? - The tenant removes their trade fixtures and takes them upon m...
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BUSM 2024 Final Questions and Answers Graded A+
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BUSM 2024 Final Questions and Answers Graded A+ 
As interest rates increase, bond prices... 
decrease. 
 
 
 
fixed income investment representing a loan between an investor and borrower 
bond 
 
 
 
 
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-considered "debt" 
-no ownership claim 
-no voting rights-interest is tax-deductible 
-creditors have legal recourse if interest on principal payments are missed 
-excess...
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W!se Financial Literacy Practice Test Questions with Complete Solutions Graded to Pass
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If you are denied credit based on your credit report, you are entitled to a: - Correct Answer : A: Free copy of the credit report if you request it within 60 days 
Reason : If requested within 60 days after the denial, you must be provided with a free copy of the credit report from the specific credit reporting agency whose report was the basis for credit, employment, insurance, or housing denial. At all other times, there is a small fee to get a credit report. 
 
Consumer Credit Counseling S...
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NMLS Practice Test 100% Correct Solved
- Exam (elaborations) • 8 pages • 2024
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NMLS Practice Test 100% Correct Solved 
1) Seller can Sell property at a premium/profit with Fannie Mae financing after? 
30 days 
•60 days 
•90 days - Correct Answer️️ -•90 days 
2) A COFI index is defined as? 
Cost of funds index 
•Cost of financial index 
•Cost of funding insurance - Correct Answer️️ -cost of fund index 
3) Subordinate financing relates to 
•seller financing. 
•second mortgages. 
•financing in the secondary mortgage market. 
•subprime loans. - Correc...
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HECM REVERSE MORTGAGE EXAM QUESTIONS AND ANSWERS 100% PASS
- Exam (elaborations) • 11 pages • 2024
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HECM REVERSE MORTGAGE EXAM QUESTIONS AND 
ANSWERS 100% PASS 
HOME EQUITY - Answer- HOME VALUE MINUS LIENS ON THE HOME 
PURPOSE OF A REVERSE MORTGAGE - Answer- GENERATE CASH 
FORWARD MORTGAGE PURPOSE - Answer- THE ORDINARY MORTGAGE MOST 
PEOPLE USE TO PURCHASE HOME 
FORWARD MORTGAGE - Answer- BORROWERS EQUITY INCREASES OVER TIME 
THE LOAN BALANCES DECREASES AS PAYMENTS ARE MADE TO LENDER 
REVERSE MORTGAGE - Answer- RISING DEBT FALLING EQUITY TRANSACTIONS 
HECM BASIC FEATURES - Answer- THE BORROWE...
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