Personal finance exam - Study guides, Class notes & Summaries
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UGBA 135 Personal Finance Exam With 100% Correct Answers 2023
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UGBA 135 Personal Finance Exam With 100% Correct Answers 2023
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Personal Finance Exam 1 2023/24 | WITH COMPLETE SOLUTION
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Personal Finance Exam 1 2023/24 | WITH COMPLETE SOLUTION 
 
The recent trend is for the federal government and corporations to shift more responsibility to the individual with respect to providing for their financial future. - True 
An individual who has an adjustable rate mortgage (ARM) is primarily concerned about _____ risk. - Interest rate 
Assume the following: 
 
Pre-tax return = 14.5% 
 
Tax rate = 25% 
 
Inflation rate = 4% 
 
What is your real return? - 6.875% 
Recently, the HIGHEST ...
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PERSONAL FINANCE EXAM 2024 VERIFIED QUESTIONS AND ANSWERS
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Nathan has 300 to open a checking account. He wants an account with the lowest fees. He plans on using the ATM machine, and his employer offers direct deposit. Which checking account should he use? - CORRECT ANSWER Account D 
Minimum balance 100 
Interest 0.1% 
Overdraft no 
Atm fees none 
Monthly fee 5-0 with direct 
 
Carlos wrote a check for 4.92 to pay his gas bill. He'll use the check register to record his transaction. What will be his new balance? - CORRECT ANSWER 370.09 
 ...
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Test Bank for Canadian Fundamentals of Nursing, 6th Edition| Test Bank for Canadian Fundamentals of Nursing 6th Edition by Potter > all chapters 1-48 (questions & answers) A+ guide.
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Test Bank for Canadian Fundamentals of Nursing 6th Edition by Potter Test Bank for Canadian Fundamentals of Nursing, 6th Edition A Complete Test Bank for Canadian Fundamentals of Nursing, 6th Edition Authors: Patricia A. Potter, Anne Griffin Perry, Patricia Stockert, Amy Hall, Barbara J. Astle, Wendy Duggle This is a Test Bank for Canadian Fundamentals of Nursing, 6th Edition. This is not the textbook. A Test Bank is a collection of exam questions with solutions based on the textbook. However it...
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BUNDLE FOR Personal Finance Exam Questions with Correct Answers
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Personal Finance Chapter 4 Exam Questions with Correct Answers

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Personal Finance Exam Questions with Correct Answers

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Personal Finance 2023 Test Questions and Correct Answers

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Personal Finance Chapter 2 Exam Questions with Correct Answers

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FBLA Personal Finance Exam with Guaranteed Correct Answers
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In the case of a savings account what is the principal? - correct answer The amount of money you deposit 
 
The Federal Reserve System is - correct answer The central banking system of the United States 
 
The rise in the level of prices for goods and services is - correct answer Inflation 
 
The ways in which groups of people change over time - correct answer Demographic trends 
 
When considering a job offer what factors should you consider? - correct answer Work environment, Factors affecting...
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Personal Finance Exam 1 Questions and answers
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Personal Finance Exam 1 Questions and answers
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Personal Finance Exam 1 Solved 100% Correct!!
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Personal Finance Exam 1 Solved 100% Correct!!
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PERSONAL FINANCE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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he rising or falling of prices that causes changes in buying power is referred to as 
_____ risk 
ANSWER: Inflation 
The major function of personal financial planning is to 
ANSWER: Achieve personal economic satisfaction 
The problem of bankruptcy is associated with overuse and misuse of credit in the _____ 
component of financial planning 
ANSWER: Borrowing 
The tangible and intangible factors that create a less than desirable situation is referred 
to as _____ risk 
ANSWER: Personal 
Annual...
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UGBA 135 Personal Finance Exam 2023
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What is an emergency fund? - Answer- Money set aside that covers at least 3-6 months of living expenses in the event of illness, job loss, or other emergency 
 
What is the definition of a millionaire? - Answer- People who are financially able to take care of themselves throughout their adult lives and live the life they want without help from government programs such as welfare, Medicare, and Social Security 
 
What is the Rule of 72? - Answer- Used to estimate how long it will take for a sum o...
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