Ohio health insurance - Study guides, Class notes & Summaries

What type of report provides information about an applicant's hobbies, habits, and financial status? - CORRECT ANSWER-Investigative consumer report What are the three factors that determine the premium for a particular life insurance policy? - CORRECT ANSWER-Mortality, interest, expense How does the premium mode affect the total premium paid for insurance for the year? - CORRECT ANSWER-Higher frequency of payments will result in higher overall premium Can insurers advertise the existence...

Test Bank for Business Law with UCC Applications 16e 16th Edition by Paul Sukys. ISBN 7939 Full Chapters test bank included (Ch 1 to 34) PART ONE: ETHICS, LAW, AND THE JUDICIAL SYSTEM Chapter 1: Ethics and the Law Chapter 2: Sources of the Law Chapter 3: The Judicial Process and Cyber-Procedure Chapter 4: Alternative Dispute Resolution and Cyber-ADR Chapter 5: Criminal Law and Cybercrimes Chapter 6: Tort Law and Cybertorts Case Study: Roman Catholic Diocese of Brooklyn, New Yo...

ACCIDENTAL AND HEALTH INSURANCE BASICS STARTS: 15% - ️️... Two major perils under a health insurance policy: - ️️Policies may cover both accident and sickness or accident only. Accidental bodily injury: - ️️An unforeseen and unintended injury that resulted from an accident rather than a sickness. Sickness: - ️️Normally defined as an illness, which first manifests itself while the policy is in force. This is where a majority of health insurance claims result from. Loss...

Apparent authorityDeeds and actions of a producer/agent. Individual identifiable health informationHIPAA considers a person's health claim information as "individual identifiable health information Long term care partnership plan vs. non partnership planThe difference is asset protection. Assets are protected from medicaid recovery under a LTC partnership plan. Nonpartnership plan do not protect assets from Medicaid recovery. COBRARequires that the benefits must be the same and the pre...

OHIO HEALTH AND LIFE INSURANCE 2024 EXAM ACTUAL EXAM COMPLETE 450 QUESTIONS WITH DETAILED VERIFIED ANSWERS (100% CORRECT ANSWERS) /ALREADY GRADED A+

Which of the following dental insurance categories would cover the filling of cavities? - ️️Routine and major restorative care An insured's disability income policy includes an additional monthly benefit rider. For how many years can the insured expect to receive payment from the insurer before Social Security benefits begin? - ️️1 Which of the following produces evaluations of insurers' financial status often used by state departments of insurance? - ️️AM best Which of th...

What type of policy is typically issued without proof of insurability from the insured? - Answer-Group policy A whole life policy that requires that the Policyowner only pays premiums for a specified number of years is known as what type of policy? - Answer-Limited-pay whole life Who is entitled to the cash values in an insurance policy? - Answer-The Policyowner An insured receives a monthly summary for his life insurance policy. He notices that the cash value of the policy is significantl...

Ohio Health & Life Insurance Exam Final Questions and Answers.Ohio Health & Life Insurance Exam Final Questions and Answers.Ohio Health & Life Insurance Exam Final Questions and Answers.

Life, Accident and Health Insurance Ohio Questions and Answers (2024 / 2025) (Verified Answers) Which is a FALSE statement? a. Agents act in a fiduciary capacity when handling premiums. b. Misrepresentation on an application can void coverage, if material. c. Mutual life insurers cannot guarantee their future dividend scale. d. You can protect future dividends on a non-participating policy. - CORRECT ANSWER D. Only participating policies might pay dividends to policy owners. Stock ...

Life, Accident and Health Insurance Ohio Questions and Answers (2024 / 2025) (Verified Answers) Which is a FALSE statement? a. Agents act in a fiduciary capacity when handling premiums. b. Misrepresentation on an application can void coverage, if material. c. Mutual life insurers cannot guarantee their future dividend scale. d. You can protect future dividends on a non-participating policy. - CORRECT ANSWER D. Only participating policies might pay dividends to policy owners. Stock ...