Mortgage agent Study guides, Class notes & Summaries
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2022 /23 PSC - Finance and Business Exam Notes
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QUESTION 1A – FSMA REGULATIONS 
No person may carry on a regulated activity in the UK unless authorised or exempt (s19 FSMA). 
Need to ensure that the firm is not committing a criminal offence by carrying out a regulated activity 
without authority pursuant to S 23 FSMA, so we need to consider the effect of FSMA. 
1. Are you in Business? 
a. For an activity to be a regulated activity under FSMA, it must be “carried on by way of business”. 
As the firm is providing a service for the client,...
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Florida Real Estate Exam TEST Questions WITH 100% Correct Answers LATEST UPDATE 2023/2024
- Exam (elaborations) • 51 pages • 2023
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Florida Real Estate Exam TEST 
Questions WITH 100% Correct 
Answers LATEST UPDATE 
2023/2024 
Binder deposit shows up as what on closing statement? - ANSWER Credit to buyer 
Which of the following is true about leverage? - ANSWER Leverage is the use of 
borrowed funds to purchase assets. 
Which of the following liens would take priority? - ANSWER A property tax lien 
In which of the following theories of mortgage lending does the borrower not retain 
ownership of the property during the loan ...
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45 Hour Post Licensing Exam Questions with 100% Correct Answers
- Exam (elaborations) • 8 pages • 2023
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A married couple have prequalified for a $240,000 conventional mortgage. If they put 20% down, they can buy a house for Correct Answer $300,000 
 
What facts need not be disclosed in a real estate transaction? Correct Answer The property was the site of a homicide. 
 
What is a good graphic to show a seller that there will be more activity if the property is competitively priced? Correct Answer The pricing pyramid 
 
A home sells for $310,500. Expenses of the sale are $4,800. The brokerage fee i...
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Barney Fletcher Real Estate Exam 2024 (235 Questions and Answers) With Complete Solutions.
- Exam (elaborations) • 27 pages • 2024
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Barney Fletcher Real Estate Exam 2024 (235 Questions and Answers) With Complete Solutions. 
Surface rights consist of only the right to control, occupy, and use the surface area of a 
parcel of real estate. T/F? - False 
Mineral rights are: 
A. Always considered to be personal property 
B. Always pass with the land 
C. Cannot be sold separately from the land 
D. Pass with the land, unless otherwise specified in the deed - D 
Which of the following is NOT an improvement of land? 
A. Building 
B. ...
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Post 301--Broker Relationships and Responsibilities Questions With 100% Correct Answers.
- Exam (elaborations) • 8 pages • 2023
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Material 
fact - About the property 
Related to the property 
Principal able to complete the transaction 
Special importance 
Disclosing material facts about a seller's property - To client or customer 
Even if it hurts your customer 
Regardless of how pubic the material fact is 
Listing agent has highest responsibility 
Buyer agent is responsible to disclose if known 
Answer questions to avoid misrepresentation 
Willful - intentional 
Negligent - Unintentional--failure to exercise reasonable c...
Too much month left at the end of the money?
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Law of contracts practice test Questions with complete solutions
- Exam (elaborations) • 17 pages • 2023
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Law of contracts practice test Questions with complete solutions 
According to the TREC contracts, the title company (on behalf of the seller) will send what to the buyer within 20 days after they receive the signed contract? 
To make a contract valid, someone may need to contract through the power of attorney if they: 
 
In the event that the buyer cannot secure financing, a financing contingency allows: 
WHAT must be delivered to the seller or the seller's agent within three days after the...
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ASREB SCHOOL EXAM QUESTIONS AND ANSWERS
- Exam (elaborations) • 5 pages • 2023
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ASREB SCHOOL EXAM QUESTIONS AND ANSWERS 
 
When a tenant moves out of a rental unit due to an electrical fire that was not their fault this would be called? 
Constructive eviction 
A property manager is considered what type of agent? 
General agent 
If a dwelling is damaged or destroyed by fire how many days must the tenant give the landlord to terminate the rental agreement? 
14 
A real estate broker is normally what type of agent? 
Special 
A broker's duty to a third party would be: 
Honesty ...
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Champions Powerhouse Training SAE 146 Questions with Verified Answers,100% CORRECT
- Exam (elaborations) • 15 pages • 2023
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Champions Powerhouse Training SAE 146 Questions with Verified Answers 
 
An area of neighborhoods or sub divisons that 
is serviced by your firm. - CORRECT ANSWER Geographic Farm 
 
A plan by which you develop to gain name 
recognition - CORRECT ANSWER Marketing Plan 
 
Becoming different in your approach through 
growth and development - CORRECT ANSWER differentiate 
 
All the properties in a particular price range, 
in the area your firm services - CORRECT ANSWER economic farm 
 
Words or cont...
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Gold Coast Real Estate Exam with Verified Answers
- Exam (elaborations) • 11 pages • 2023
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Tract building - Answer- When a dev. Acquired land, records a plat map and uses a model center from which sales may be made 
 
Local level - Answer- Planning, zoning, property taxation, building and health codes and regulations, and building moratoriums that affect development play a significant role in the cost and desirability of real estate 
 
Broker associate - Answer- A licensed broker working for another broker 
 
False - Answer- A florida real estate license applicant must be a resident a...
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Webce Test Questions With 100% Correct Answers
- Exam (elaborations) • 21 pages • 2022
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Which of the following situations presents a situation of pure risk? 
 
-knowing that his family is depending on him, Frank wants to insure his life 
-wanting to increase his retirement savings, Saul invests his life savings in the stock market 
-Ralph takes a second mortgage on his house and uses the proceeds to gamble 
-wanting better job security, Ron cashes in his life insurance to start his own business Correct Answer knowing that his family is depending on him, Frank wants to insure his ow...
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