Mort 203 - Study guides, Class notes & Summaries

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HUD Housing Counselor Study for Exam - JLM with 2022/2023 with complete solutions already graded A
  • HUD Housing Counselor Study for Exam - JLM with 2022/2023 with complete solutions already graded A

  • Exam (elaborations) • 8 pages • 2023
  • Front end ratio (parts) Monthly Housing Expense / Gross Income Back End Ratio (parts) Monthly housing+debt (on credit report - car loan, credit cards & etc) / Gross Income Renter Ratio 30% / 36% Conventional Ratio 28% / 36% FHA (Federal Housing Administration) Ratio 31% / 43% EEM - Energy Efficent Mort 33% / 45% VA 41% (must include child care with other debts) MIP Mortgage Insurance Premium FHA MIP ANNUAL COST 0.80% TO 1.05% ...
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