Louisiana property and c - Study guides, Class notes & Summaries
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Louisiana Property and Casualty Insurance Practice Q&A 2024 Graded A
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180 days - The maximum term a temporary license may be issued for is 
 
32 - Continuing Education hours for a producer holding both a L&H and a P&C is 
 
every odd numbered year - Property & Casualty licenses must be renewed 
 
$25,000 - What is the maximum fine that may be imposed for a willful violation of a cease and desist order issued by the commissioner? 
 
April 30th of odd years - P&C producers license expires on 
 
Must reside or maintain a principal place of business in Louisiana - A r...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM NEWEST 2024 ACTUAL EXAM 140 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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LOUISIANA PROPERTY AND CASUALTY INSURANCE 
EXAM NEWEST 2024 ACTUAL EXAM 140 QUESTIONS 
AND CORRECT DETAILED ANSWERS (VERIFIED 
ANSWERS) |ALREADY GRADED A+ 
LOUISIANA PROPERTY AND CASUALTY INSURANCE 
EXAM NEWEST 2024 ACTUAL EXAM 140 QUESTIONS 
AND CORRECT DETAILED ANSWERS (VERIFIED 
ANSWERS) |ALREADY GRADED A+
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Louisiana Property and Casualty Exam | 250 Questions with 100% Correct Answers | Verified | Latest Update 2024
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Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the event of a 
loss, the insured must notify - Any of the insurers providing coverage. 
The policy conditions define - How parties to the contract must act following a loss. 
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts 
which require all of the following elements EXCEPT - Conditions. 
The value placed on property insured under a fire insurance pol...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE TEST | Questions and Correct Answers | Latest Update 2024/2025 | Graded A+
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LOUISIANA PROPERTY AND 
CASUALTY INSURANCE TEST | 
Questions and Correct Answers | 
Latest Update 2024/2025 | 
Graded A+ 
Driver A has a personal auto policy with Part C: UM/UIM limits of 
100/300. He is injured by Driver B who has Part A: Bodily Injury Liability 
limits of 50/100. It is determined that Driver B is at fault for the 
accident. Driver A has $125,000 in medical expenses. How much will his 
Part C: UM/UIM coverage pay? 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 - Answer -c) $5...
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Louisiana Property and Casualty Exam 2023-2024 with Complete Solutions
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Louisiana Property and Casualty Exam with Complete SolutionsLouisiana Property and Casualty Exam with Complete SolutionsLouisiana Property and Casualty Exam with Complete SolutionsLouisiana Property and Casualty Exam with Complete Solutions 
 
In which type of commercial crime policy coverage is triggered by a loss that happens during the policy period but is not necessarily discovered during the policy peri - ANSWER- 
 
Robbery is: - ANSWER-Taking of property by use of force, violence, or f...
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Louisiana Property and Casualty Insurance Exam
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Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 - Answer- c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the differ...
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Louisiana Pre-Licensing for Property and Casualty Insurance Chapter 2 Property and Casualty Insurance Basics Notes (A+ GUARANTEED)
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Depreciation correct answers reduction in value, particularly due to wear and tear 
 
Earned premium correct answers the portion of premium paid in advance that now belongs to the insurer because it applies to the elapsed part of the policy 
 
Exposure units correct answers used as a measure of the rating units or the premium base of a risk (exposure units multiplied by the rate results in the premium) 
 
Homogeneity correct answers the degree to which items are similar 
 
Implied warranty corre...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS WITH CORRECT ANSWERS 2024/2025
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LOUISIANA PROPERTY AND CASUALTY INSURANCE 
EXAM QUESTIONS WITH CORRECT ANSWERS 
2024/2025 
Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B 
who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the 
accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage 
pay? 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 - -c) $50,000 
Underinsured motorist coverage a...
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Louisiana Property and Casualty Exam Correct 100%
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In which type of commercial crime policy coverage is triggered by a loss that happens during the policy period but is not necessarily discovered during the policy peri - ANSWERS 
 
Robbery is: - ANSWERSTaking of property by use of force, violence, or fear 
 
The crime of forced entry into the premises of another by a persons with felonious intent is defined as: - ANSWERSBurglary 
 
Erroneous Publishing copied all the material from Angel's Inc book. The only changes made by Erroneous were to ren...
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Louisiana Property and Casualty Exam 2023-2024 with Complete Solutions
- Exam (elaborations) • 24 pages • 2024
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Louisiana Property and Casualty Exam with Complete Solutions Louisiana Property and Casualty Exam with Complete Solutions Louisiana Property and Casualty Exam with Complete Solutions Louisiana Property and Casualty Exam with Complete Solutions 
In which type of commercial crime policy coverage is triggered by a loss that happens during the policy period but is not necessarily discovered during the policy peri - ANSWER- 
 
Robbery is: - ANSWER-Taking of property by use of force, violence, or...
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