Life insurance stuvia - Study guides, Class notes & Summaries

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Life Insurance Exam 2024 Questions & Answers 100% Verified!
  • Life Insurance Exam 2024 Questions & Answers 100% Verified!

  • Exam (elaborations) • 35 pages • 2024
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  • J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? A: The insurer will allow J to add more insurance without proving insurability. B: The insurer will allow J to add more insurance pending a paramedical exam. C: The insurer will deny J's request to add more insurance. D: The insurer will allow J to add more coverage pe...
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webce insurance exam Questions and  Correct Answers the Latest Update and  Recommended Version
  • webce insurance exam Questions and Correct Answers the Latest Update and Recommended Version

  • Exam (elaborations) • 9 pages • 2024
  • Which of the following exempted insurance companies from federal antitrust legislation? the McCarran-Ferguson Act 2. Which of the following has primary responsibility for regulating the insurance industry? a. the states Which statement about the NAIC is correct? The NAIC prepares model laws, regulations, and guidelines for adoption by the states. 4. The NAIC issued a model law on long-term care insurance. Which statement about the model law's effectiveness is correct? The model ...
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NYS Life, accident, and health insurance Exam Questions and Answers A+ Grade
  • NYS Life, accident, and health insurance Exam Questions and Answers A+ Grade

  • Exam (elaborations) • 54 pages • 2024
  • Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - ANSWER-30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - ANSWER-30 A signed good health statement may be requested by a life producer at the time of - ANSWER-Policy Delivery Carol purchases a whole life policy that provides a choice of dividend options. This policy is requ...
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 Arizona Life & Health Insurance Pre-Exam Study Guide 100% Correct!!
  • Arizona Life & Health Insurance Pre-Exam Study Guide 100% Correct!!

  • Exam (elaborations) • 16 pages • 2024
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  • What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? - ANSWERA reduction in benefits Arizona allows a maximum of how many attempts in a 12-month period, before having to wait one year before attempting the exam again? - ANSWER4 attempts An order issued by the Director that prohibits a specific practice listed in the order is called - ANSWERcease and desist order A statement MUST be signed by the ____________ for any ill...
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XCEL SOLUTIONS IN LIFE INSURANCE FINAL EXAM 2024/2025 WITH 100% CORRECT ANSWERS
  • XCEL SOLUTIONS IN LIFE INSURANCE FINAL EXAM 2024/2025 WITH 100% CORRECT ANSWERS

  • Exam (elaborations) • 10 pages • 2024
  • P is a producer who is licensed in Indiana , but a resident of Michigan . In Indiana , P is considered to be a ( n ) __________ producer . - correct answer -nonresident . Why would the Insurance Commissioner issue a temporary license ? - correct answer -To allow the personal representative of a deceased producer to provide service to existing policyowners Which provision is NOT a requirement in a group life policy ? - correct answer -Accidental A ( n ) _________ beneficiary may be chang...
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Mississippi Life and Health Insurance Accurate 100%(RATED A+)
  • Mississippi Life and Health Insurance Accurate 100%(RATED A+)

  • Exam (elaborations) • 28 pages • 2024
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  • Absolute assignment - ANSWER Policy assignment under which the assignee (person to whom the policy is assigned) receives full control over the policy and also full rights to its benefits. Generally, when a policy is assigned to secure a debt, the owner retains all rights in the policy in excess of the debt, even though the assignment is absolute in form. (See assignment) Accelerated benefits rider - ANSWER A life insurance rider that allows for the early payment of some portion of the pol...
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LOMA 281 Module 2 Questions & Answers(RATED A+)
  • LOMA 281 Module 2 Questions & Answers(RATED A+)

  • Exam (elaborations) • 45 pages • 2024
  • Available in package deal
  • Which type of whole life insurance policy will best be able to give Arabella lifetime protection without straining her retirement income? Single-premium whole life policy Limited-payment whole life policy Continuous-premium whole life policy - ANSWER B Financial needs life insurance can meet - ANSWER - paying household expenses - covering outstanding debts - Paying outstanding medical, hospital, and funeral expenses, - providing financial support for the family - funding a child's ...
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California Life, Accident, and Health Insurance Exam Study Guide Solutions
  • California Life, Accident, and Health Insurance Exam Study Guide Solutions

  • Exam (elaborations) • 8 pages • 2024
  • California Life, Accident, and Health Insurance Exam Study Guide Solutions Which of the following are common personal uses for life insurance - ANSWER-Estate planning, Cash accumulation, Protection of survivors Which of the following is a characteristic of an interest sensitive whole life policy - ANSWER-Flexible premiums, Guaranteed minimum death benefit, Guaranteed minimum rate of return. What type of policy provides coverage for life, but the premiums are not due beyond age 65, has gua...
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Oklahoma Insurance Exam Questions & Answers 100% Correct
  • Oklahoma Insurance Exam Questions & Answers 100% Correct

  • Exam (elaborations) • 55 pages • 2024
  • Life Insurance - ANSWER-Transfers to a life insurance company the risk of financial loss to an insurance company. Health Insurance - ANSWER-transfers to a health insurance policy the risk of financial loss resulting from illness, injury, disability of an insured person. Risk - ANSWER-Chance of loss: only pure risk is insurable. Loss - ANSWER-Unplanned reduction in economic value. hazard - ANSWER-a condition that increases the chance of a peril/setback/danger. Risk Transfer - ANSWE...
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CEBS - GBA 1 - Practice Exam Questions and Answers
  • CEBS - GBA 1 - Practice Exam Questions and Answers

  • Exam (elaborations) • 24 pages • 2024
  • CEBS - GBA 1 - Practice Exam Questions and Answers Which of the following statements correctly describes minimum requirements that group benefit plans typically must meet in order to be prospectively rated on contract renewal? - ANSWER-The more unpredictable the event that will trigger a claim, the larger the minimum group size and premium requirements Which of the following statements correctly describes the term graduation as it applies to mortality tables? - ANSWER-It is a mathematical...
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