Lenders and ad - Study guides, Class notes & Summaries

Module 6: Hawaii Pre-Licensing Exam 1) Under Federal Truth-in-Lending Laws, which of the following are not included in the statement of the annual percentage rate? A) Loan Fees B) Service fees C) Points D) Attorney's fees - ANS - D) Attorney's fees Attorney's fees are not included to calculate the APR but it is shown as a budget item on the Good Faith Estimate. The Truth-in-Lending Law is part of the Consumer Protection Act. A) True B) False - ANS - A) True The Good Funds Act wa...

What does D.U.S.T. stand for? Demand, Utility, Scarcity, Transferability the percentage of value or sales price that a lender is willing to finance Loan to Value Ratio (LTV) the value of a property is equal to the sum of the contributory value of each of its component parts. principle of contribution the forces acting on a parcel of land are always affecting the value of the land PRINCIPLE OF CHANGE the legal use that gives the greatest return in money and/or amen...

CLFP Exam Questions and Answers Latest Update | Scored A+. Oldest Record of Leasing correct answer2010 B.C. in Sumerian City of Ur using Clay tablets for ag tools, land & Water rights, oxen and other animals Code of Hammurabi correct answer1750 BC, acknowledged leasing of Personal Property. First Record of Leasing First Example of A True Lease correct answerShip Charters. Phoenicians leased the ship and crew requiring them to assume benefits and obligations of ownership Statue of Wales co...

California Real Estate Exam Questions and Answers Latest. 1 of 50 - Sal bought a personal residence for $150,000. He made $150,000 of improvements during the three years he lived in it before he sold it. He sold the home for $750,000 and paid $50,000 in selling expenses, including the broker's commission. On what amount will he pay capital gains tax? $150,000 You answered incorrectly Remember that there is a $250,000 exclusion on capital gains tax for the sale of an individual's perso...

BGEN Unit 5 & 7 Written Exam. Case: Facebook and the Media buys - CORRECT ANSWER Media companies purchase ad time on Facebook based on metrics the company uses to calculate the average viewing time for its ads. The price the media companies pay is based on that viewing time. Facebook quietly sent out a message, "we have found an error in the way we calculate one of our video metrics" they said it did not effect billing at all. However they failed to mention that they had overstated the ti...

Rockwell Test 2024 Questions and Answers 100% Correct Rockwell Test 2024 Questions and Answers 100% Correct Rockwell Test 2024 Questions and Answers 100% Correct Rockwell Test 2024 Questions and Answers 100% Correct Rockwell Test 2024 Questions and Answers 100% Correct Adjusted basis is initial basis... - ANSWER-plus capital expenditures, less depreciation A loans interest is best defined as... - ANSWER-a charge paid by a borrower in exchange for use of the lenders money. Deborah sells her...

2024 CFCI STUDY GUIDE EXAM WITH ACTUAL QUESTIONS AND COMPLETE 100%CORRECT ANSWERS WITH VERIFIED AND WELL EXPLAINED RATIONALES ALREADY GRADED A+ BY EXPERTS |LATEST VERSION 2024 WITH GUARANTEED SUCCESS AFTER DOWNLOAD ALREADY PASSED!!!!!!! (PROVEN ITS ALL YOU NEED TO EXCEL IN YOUR EXAMS Loans to phantom borrowers Start of chpt 4 Internal fraud where an employee can submit a fictitious loan to a loan officer of the same company. Loan Lapping (aka accounts payable fraud) the fraudster will mak...

45 Hour Post License Florida Exam Questions and Answers Latest 2024/2025 |100% Correct Answers. A residential transaction os defined in F.S. 475 as the sale of any: correct answers - Duplex - improved residential property of four units or fewer, including condominium units -unimproved property intended for four units or fewer - agricultural properties of ten acres or less - leases with options to purchase all or a portion of improved property of four or fewer residential units - dispositio...

Hypothecation - correct answer Pledge of collateral to a lender. Debenture Bonds - correct answer An unsecured promise to pay. The Fed influences the economy through what 4 ways? - correct answer 1) Controlling currency circulation. 2) Adjusting amount of funds available within the commercial banking network through "open market operations". 3) Signaling interest rate move...

CFCI Study Guide 2024 with Complete Solutions Fraud - Answer- "Any illegal acts characterized by deceit, concealment, or violation of trust. These acts are not dependent upon the perpetrated by individuals and organizations to obtain money, property, or services; to avoid payment or loss of services; or to secure personal or business ad-vantage." Main types of fraud - Answer- Internal Fraud and External Fraud Internal Fraud - Answer- Activities that may be criminal, committed within an ...