Insuring agreement states - Study guides, Class notes & Summaries
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Comprehensive Review- Kansas Life and Health Exam (2024/2025) 100% Solved
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Comprehensive Review- Kansas Life and Health Exam (2024/2025) 100% Solved Entire Contract is the provision that states that the producer does NOT have the authority to change the policy or waive any of its provisions 
Decreasing Term the automatic load provision can be incorporated into all of these policies except... 
variable life insurance insurance policy that has a level premium but allows the policy owner to choose from a selection of investment options 
pre-existing condition clause long-...
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WEBCE - COMMERCIAL LINES 101
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Kevin, the owner of ABC Contractors, is issued a commercial general liability policy by Speedy 
Insurance. The policy states that Speedy Insurance agrees to pay for all liability arising from 
bodily injury or property damage that occurs during the policy period. This is found in the 
_________________ of the policy: 
Exclusions. 
Subrogation. 
Loss reserves. 
Insuring agreement. 
1 of 19 
Grand Insurance has a number of claims that are being processed, with an estimated value of $4 
million. Th...
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A.D. Banker Life&Health Guarantee Exam Questions & Answers 2023/2024
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A.D. Banker Life&Health Guarantee Exam Questions & Answers 2023/2024 
 
B decides to buy a single premium immediate annuity, choosing the Life Only distribution option. How long will the insurer make payments to B? 
 
A 
For B's lifetime or until the principal and interest are exhausted, whichever is shorter 
B 
For the period of time it takes B to recover the initial premium or his lifetime, whichever is shorter 
C 
For a guaranteed period of time, whether or not B survives to the end of that ...
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Kansas Life and Health Exam Questions And Answers Already Passed.
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Entire Contract - Answer is the provision that states that the producer does NOT have the authority to change the policy or waive any of its provisions 
 
Decreasing Term - Answer the automatic load provision can be incorporated into all of these policies except... 
 
variable life insurance - Answer insurance policy that has a level premium but allows the policy owner to choose from a selection of investment options 
 
pre-existing condition clause - Answer long-term care policy mus...
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Washington State Insurance Exam with Complete Solutions
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Washington State Insurance Exam with 
 
Complete Solutions 
 
Apparent is the appearance or assumption of authority based on the actions, words, or deeds 
of the principal or because of circumstances the principal created. 
 
Mutual Company Owned by the policyowner and issue participating policies. Policy owners 
are entitled to dividends, which are a return of excess premiums and are therefore non-taxable. 
Dividends are not guaranteed. 
 
Sharing A method of dealing with risk for a group of in...
Too much month left at the end of the money?
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Comprehensive Review- Kansas Life and Health Exam Questions and answers with 100% Complete solutions | verified &updated 2024
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Comprehensive Review- Kansas Life and Health Exam Questions and answers with 100% Complete solutions | verified &updated 2024 
Entire Contract - is the provision that states that the producer does NOT have the authority to change the policy or waive any of its provisions 
Entire Contract - is the provision that states that the producer does NOT have the authority to change the policy or waive any of its provisions 
Decreasing Term - the automatic load provision can be incorporated into all of th...
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Property and causality Exam ADP Questions and Answers 100% Pass
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Property and causality Exam ADP 
Questions and Answers 100% Pass 
 
In a commercial general liability policy medical payment pay for medical expenses Without 
regard to fault 
 
Which type of insurance protection guarantees protection against legal liability from any risk 
arising from the ownership, maintenance, or use Professional liability 
 
In PA, what is the minimum amount required for damages for liability to cover motor vehicles 
accidents? a. 15K, 30K, 5K 
 
Under an equipment breakdown...
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RMIN 4000 Edmunds Test 3 Questions and Answers 100% Pass
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RMIN 4000 Edmunds Test 3 Questions 
 
and Answers 100% Pass 
 
Basic Parts of an Insurance Contract 1. Declarations 
 
2. Definitions 
3. Insuring agreement 
4. Exclusions 
 
5. Conditions 
6. Miscellaneous provisions 
 
Declarations statements that provide information about the particular property or activity to 
be insured 
 
definitions statements that provide information about the particular property or activity to be 
insured 
 
Insuring Agreement Summary of the major promises of the insure...
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Unit 3 - Basics of Property and Casualty Insurance verified to pass
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Unit 3 - Basics of Property and Casualty Insurance 
Property Insurance - correct answer provides insurance protection on my belongings 
 
Casualty Insurance - correct answer is often known as liability insurance and provides insurance protection against the "other guy" 
 
First party losses - correct answer Property insurance pays the insured for covered losses to the property 
 
Third party losses - correct answer Casualty insurance never pays the insured; it pays the "other guy" 
 
Parts t...
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RMIN 4000 Edmunds Test 3 Latest 2024/2025 Updated Questions and Answers Guaranteed 100% Success.
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How much life insurance is needed? - depends on family size, income levels, existing financial 
assets, and financial goals 
Costs of Premature Death - - future earnings are lost forever. 
- additional expenses incurred: funeral expenses, uninsured medical bills, higher childcare costs, estate 
settlement expenses, and outstanding debts. 
- possible reduction of standard living. 
Why have deductibles? - -eliminate small claims 
-reduce premiums 
-reduce moral and morale hazard 
Declarations - st...
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