Insurance premium audit - Study guides, Class notes & Summaries
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Auditing Exam 1|359 Questions with Verified Answers,100% CORRECT
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Auditing Exam 1|359 Questions with Verified Answers 
 
1. Which of the following would be considered an assurance engagement? 
a. Giving an opinion on a prize promoter's claims about the amount of sweepstakes prizes awarded in the past. 
b. Giving an opinion on the conformity of the financial statements of a university with generally accepted accounting principles. 
c. Giving an opinion on the fair presentation of a newspaper's circulation data. 
d. Giving assurance about the average drive len...
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Casualty Insurance Exam All Answers Correct
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Casualty Insurance Exam All Answers Correct 
Employee theft coverage may be written as ️a) Blanket coverage. 
b) Name schedule coverage. 
c) Position schedule coverage. 
d) Any of the above. 
Employee theft may be written as any of the above forms. 
An insured is applying for a casualty insurance policy. One of the conditions of the policy allows the 
insurance company to inspect the insured's books at the end of the policy term to make sure sufficient 
premium has been collected for ...
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Property And Casualty Florida Verified Answers
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Property And Casualty Florida Verified Answers 
risk ️Chance of a financial loss 
Assumed risk ️Amount of risk the insured is willing to absorb 
Pure Risk ️a risk that presents the chance of loss but no opportunity for gain 
Speculative Risk ️Chance of loss or gain 
insurance ️a practice or arrangement by which a company or government agency provides a 
guarantee of compensation for specified loss, damage, illness, or death in return for payment of a 
premium. 
Law of Large Num...
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Property and Casualty Insurance Basics Correct Questions & Answers!!!
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UNDERWRITING - ANSWER classifies the applicant based upon the underwriting requirements INSURABLE INTEREST - ANSWER an economic interest in a property that must exist at the time of loss (you can insure the equity interest in your own home) 
 
of the insurer; matches the risk presented with the premium charged by the insurer 
 
LOSS RATIO - ANSWER percentage of claims paid in comparison to total premiums collected during a particular period of time 
 
RATES - ANSWER set by the insurer at a level...
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass
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Property and Casualty Insurance EXAM 
Questions and Answers 100% Pass 
Specific insurance - Correct Answer ️️ -This type of insurance designates a particular 
item to be insured 
Blanket insurance - Correct Answer ️️ -This type of insurance covers more than one 
item of property at a single location or one more items of property at multiple locations. 
Speculative - Correct Answer ️️ -possibility of both gain and loss. Not insurable. 
Pure - Correct Answer ️️ -only the possibilit...
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WORKERS COMPENSATION- GENERAL CONCEPTS Exam Questions And Answers
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Workers compensation rating is developed by applying a rating bureau job classification rate to each 
A $500 of payroll. 
B $1,000 of payroll. 
C $100 of payroll. 
D $250 of payroll. - ANS C $100 of payroll. 
 
correct! Workers compensation rating is developed by applying a rating bureau job classification rate to each $100 of payroll. 
 
Job Classification - Payroll and Rates 
 
Workers compensation rating is developed by applying a rating bureau job classification rate to each $100 of ...
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Pa Laws and Rules Questions and Answers Already Passed
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Pa Laws and Rules Questions and 
 
Answers Already Passed 
 
A Producer that willfully violates any provision of Pennsylvania insurance law may be imposed 
to a max penalty set by the commissioner at 5k per violation 
 
Holding premium funds for timely submission to the insurer is example of Acting in a 
fiduciary capacity 
 
Within how many days must a producer report to the commissioner any changes made against 
him 30 
 
In Pennsylvania, what's the requirements for a minor to receive proceed...
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AIC 300 - Claims in an Evolving World Exam Questions With 100% Correct Answers
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AIC 300 - Claims in an Evolving World 
Exam Questions With 100% Correct 
Answers 
B. By certified mail with a return receipt requested. 
Some will also send a copy via regular mail in case the certified letter is not accepted. - 
answerInsurers usually send denial letters 
Select one: 
A. By email to ensure prompt receipt by the insured. 
B. By certified mail with a return receipt requested. 
C. By overnight courier. 
D. By registered mail. 
D. Subpoenaed. 
Any written claims communication may b...
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CPCO EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+/[LATEST EXAM UPDATES]
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CPCO EXAM REVIEW QUESTIONS AND ANSWERS, GRADED 
A+/ 
A billing company's written policies and procedures should reflect current: - -Federal 
and state statutes 
A certificate for Provider Performed Microscopy (PPM) procedures is issued to a laboratory 
in which a physician, midlevel practitioner, or dentist performs no test other than: - - 
Waived tests and PPM procedures. 
A compliance officer does not have to be a lawyer, but your chances of implementing a 
successful program increases wh...
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Property and Casualty Insurance EXAM Questions and Answers 100% Pass
- Exam (elaborations) • 47 pages • 2024
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Property and Casualty Insurance EXAM 
Questions and Answers 100% Pass 
Specific insurance - Correct Answer ️️ -This type of insurance designates a particular 
item to be insured 
Blanket insurance - Correct Answer ️️ -This type of insurance covers more than one 
item of property at a single location or one more items of property at multiple locations. 
Speculative - Correct Answer ️️ -possibility of both gain and loss. Not insurable. 
Pure - Correct Answer ️️ -only the possibilit...
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