Hud exam prep with 100 Study guides, Class notes & Summaries
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HC Exam Prep With Questions And Answers 100% Verified
- Exam (elaborations) • 10 pages • 2024
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HC Exam Prep With Questions And Answers 
100% Verified 
character - answerLenders will review a borrower's credit history, employment history, and 
housing stability to determine the likeliness the borrower will repay their debts 
capacity - answerConsistency of employment and income, Adequacy of income to repay 
debt, Recurring debts, Frequency and type of wages, are all considered when examining 
borrowers ability to repay 
Capital - answerhow much money a borrower has saved to pay a deposit ...
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PSI Exam Prep: Practice of Real Estate Graded A
- Exam (elaborations) • 8 pages • 2023
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PSI Exam Prep: Practice of Real Estate Graded A 
The Office of Fair Housing and Equal Opportunity, which is a part of the___________________ enforces federal fair housing laws. Department of Housing and Urban Development (HUD) 
Federal laws outline seven protected classes what are they? Race, color, religion, sex, disability, familial status, and national origin. Some courts have upheld that discrimination based on sexual identity is protected under the prohibition of discrimination based on sex...
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California Real Estate Exam Preparation Latest Updates
- Exam (elaborations) • 55 pages • 2023
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California Real Estate Exam Prep 
 
Title Types - 
 
M.A.R.I.A. - IS PROPERTY REAL OR PERSONAL: 
-Method of Attachment (or Annexation) - How the item is attached to the property (a window air-conditioner (personal) vs. a central air conditioning unit (appurtenance). 
-Adaptability - A microwave oven that is "built in" vs. a microwave that simply sits on a kitchen counter. If an item is well adapted, then it is likely to be considered a fixture. 
-Relationship of parties - If a tenant installs...
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HUD Exam Prep, latest updated
- Exam (elaborations) • 14 pages • 2023
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HUD Exam Prep, latest updated 
Conventional Loan 
Front end 28% 
Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. AKA prime loans. Good credit, 20% down payment. May have interest only terms 
 
 
 
FHA 
Front end 31% 
Back end 43% 
Limited funds, bad credit, bankruptcy, high debt to income ratio. 
 
 
 
EEM (Energy) FHA 
Front end 33% 
Back end 45% 
 
 
 
VA 
41% 
 
 
 
USDA 
Front End 29% 
Back End 41%, low-to-moderate income, must live rural area, no down paymen...
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National Pearson VUE Real Estate Exam Prep, Questions and answers, 100% Accurate, rated A+
- Exam (elaborations) • 4 pages • 2023
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National Pearson VUE Real Estate Exam Prep, Questions and answers, 100% Accurate, rated A+ 
 
 
A broker lists a property and begins marketing it. The seller sells the property to a neighbor and upon closing pays the broker a full commission. What type of listing agreement did the brokerage firm have with the seller? 
 
A) Exclusive agency 
B) Exclusive agency with a "seller may not sell" contingency 
C) Open 
D) Exclusive right to sell - -Exclusive right to sell 
 
Only in an exclusive right-...
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CHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERS
- Exam (elaborations) • 78 pages • 2023
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CHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERSCHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERS 
 
i.	John owns the dominant estate with an easement appurtenant. John sells the property. What happens to the easement? 
a.	A commercial tenant's lease will expire at the end of the month. It is terminated by the sale. 
b.	It belongs to the buyer. 
c.	(Its ownership must be negotiated outside the sale. 
d.	John retains ownership of the easem...
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CHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERS
- Exam (elaborations) • 78 pages • 2023
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CHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERSCHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERS 
 
i.	John owns the dominant estate with an easement appurtenant. John sells the property. What happens to the easement? 
a.	A commercial tenant's lease will expire at the end of the month. It is terminated by the sale. 
b.	It belongs to the buyer. 
c.	(Its ownership must be negotiated outside the sale. 
d.	John retains ownership of the easem...
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CHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERS
- Exam (elaborations) • 78 pages • 2023
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- $18.99
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CHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERSCHAMPIONS SCHOOL OF REAL ESTATE SALESPERSON NATIONAL PREP EXAM 1 WITH ANSWERS 
 
i.	John owns the dominant estate with an easement appurtenant. John sells the property. What happens to the easement? 
a.	A commercial tenant's lease will expire at the end of the month. It is terminated by the sale. 
b.	It belongs to the buyer. 
c.	(Its ownership must be negotiated outside the sale. 
d.	John retains ownership of the easem...
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HUD Exam Prep with 100% complete solutions
- Exam (elaborations) • 52 pages • 2023
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Available in package deal
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- $15.49
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Conventional Loan 
Front end 28% 
Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. AKA prime loans. Good credit, 20% down payment. May have interest only terms 
 
 
 
FHA 
Front end 31% 
Back end 43% 
Limited funds, bad credit, bankruptcy, high debt to income ratio. 
 
 
 
 
 
 
00:02 
 
01:22 
EEM (Energy) FHA 
Front end 33% 
Back end 45% 
 
 
 
VA 
41% 
 
 
 
USDA 
Front End 29% 
Back End 41%, low-to-moderate income, must live rural area, no down payment, compet...
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HUD EXAM PREP WITH 100% COMPLETE SOLUTIONS ALREADY GRADED A
- Exam (elaborations) • 134 pages • 2023
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Types of Credit Used 
Student loan or credit cards only 
 
 
 
FAKO scores 
purchase score which are educational score 
 
 
 
 
 
 
00:18 
 
01:22 
Fair Credit Reporting Act FCRA 
what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights 
 
 
 
Fair and Accurate Credit Transactions Act FACTA 
free cbrs/fraud alert/truncate cc #s 
 
 
 
Fair Credit Billing Act (FCBA) 
dispute bill error/mail 60 days/creditor 30 days acknowledge and 90 day...
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