Homeowners c Study guides, Class notes & Summaries
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+ 
 
Pro Rata Liability Clause is included in an insurance policy to deal with the problem of Duplicate insurance policies 
The purpose of this clause is to illustrate the method to determine each insurer's liability in case of a loss. Each insurer pays its fair share determined by the percentage that the carrier's limit bears to the total coverage carried. 
 
pro rata liability If a loss occurs that is covered...
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AIDA 181 (Latest 2024 / 2025 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers | 100% Correct | Grade A
- Exam (elaborations) • 39 pages • 2024
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AIDA 181 (Latest 2024 / 2025 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers | 100% Correct | Grade A Question: 
Computer output simulating human reasoning best describes which one of the following? 
Select one: 
A. Artificial intelligence 
B. Machine learning 
C. Deep learning 
D. Chatbots 
Answer: 
A 
 
 
 
 
 
Question: 
Annette is a claims adjuster with Midwestern Insurance (MI). MI recently invested in and established robotic process automation (RPA) ...
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State Farm Fire Independent Policy Exam 2023 with verified and complete solution
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1.	Select the false statement listed below: In the HO-3 policy, the ALE pay- ments will be made only for: 
 
Select the single best answer: 
 
A.	The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B.	If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C.	ALE payments can run beyond the expiration of the policy. 
D.	ALE payments are limited to incurred costs fo...
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Georgia Property & Casualty Exam
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Which of the following correctly describes a principal difference between a dwelling policy and a homeowners policy? 
 
A.) A dwelling policy only covers the dwelling, other structures, personal property, fair rental value, and additional living expenses. It does not cover liability. 
B.) Both policies are almost identical, except that the homeowners policy focuses on the more expensive homes. 
C.) A dwelling policy requires that the owner occupy the dwelling. 
D.) Although any one- to four-fami...
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Florida Personal Lines Exam 2024-2025 Questions and Answers 100% Verified
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Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of the insured 
D.) Damage to the home the insured owns - B.) Damage to a neighbor's parked car 
Which of the following is true regarding the Fine Arts Floater? 
A.) Coverage is limited to the United States, Canada, and Mexico 
B.) Coverage is primarily for stam...
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Texas Principles of Real Estate II (2024 / 2025) Exam | Questions and Verified Answers | 100% Correct
- Exam (elaborations) • 65 pages • 2024
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Texas Principles of Real Estate II (2024 / 2025) Exam | Questions and Verified Answers | 100% Correct Q: According to value a. Police power b. Ad valorem c. Taxation d. Escheat e. Condemnation Answer: B Q: The government retains the following rights in lands, EXCEPT: a. Eminent domain b. Allodial c. Police Power d. Taxation Answer: B Q: If a landowner sues the government in order to force it to buy his or her land, this is called: a. Reverse condemnation b. Forward condemnation c. Inverse condem...
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Louisiana Property & Casualty Exam - PSI & ExamFX questions and correct answers
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If a producer allows his license to lapse, within what time period may the producer reinstate the same license? - correct answer b) 2 years 
 
Producers who allow their license to lapse may reinstate them same license within 2 years, upon proof of fulfilling all continuing education requirements through the date of reinstatement, & by paying all overdue fees. 
 
Which of the following would be eligible for Homeowners Coverage F - Medical Payments in the event of injury at the insured's premise...
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Test Bank for Economics 4th Edition by Paul Krugman
- Exam (elaborations) • 81 pages • 2023
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Test Bank for Economics 4th Edition by Paul Krugman 
 
 
1.	A simplified representation that is used to study a real situation is called a(n): 
A)	model. 
B)	production possibility frontier. 
C)	assumption. 
D)	trade-off. 
 
 
2.	The models that economists construct: 
A)	usually make simplifying assumptions. 
B)	often rely on physical constructs, such as those used by architects. 
C)	rarely use mathematical equations or graphs. 
D)	attempt to replicate the real world. 
 
 
3.	When building a mod...
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FL Outline Casualty and Liability Quiz
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Kathie is the only person named in the declarations of her homeowners insurance policy. When her policy refers to an "insured" it does NOT include: 
 
Kathie 
Kathie's husband 
Kathie's father-in-law who lives in her house 
Kathie's next-door neighbor - Answer- Kathie's next-door neighbor 
 
When a homeowners insurance policy refers to an "insured," the term includes certain other people in addition to the named insured and spouse. Under certain conditions, other insureds may include hou...
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Texas-Principles of Real Estate=1 Exam Practice Questions and Answers Verified 2023 - Champions School of Real Estate Texas - Principles 1 Exam Practice Questions and Answers Verified 2023 - Champions School of RealEstate Texas Principles 1 Exam Practi
- Exam (elaborations) • 7 pages • 2023
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Texas-Principles of Real Estate=1 Exam 
Practice Questions and Answers Verified 2023 - 
Champions School of Real Estate 
Texas - Principles 1 Exam 
Practice Questions and Answers 
Verified 2023 - Champions 
School of RealEstate 
Texas Principles 1 Exam Practice Questions - Champions School of Real Estate 
1. a: Townhomes and single-family homes differ in that a common wall. 
(a) townhomes share 
(b) single-family homes are sold as distinct living units within (c) owners of townhomes do not 
o...
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