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VIRGINIA HIC EXAM QUESTIONS AND ANSWERS

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Life, accident and health insurance state exam- OH Already Passed A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? preferred Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has better than average mortality The waiver of premium does NOT include which provision? Al future premiums are waived if the insured recovers from the disability An advertisement for an insurance produ...

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What safeguards must be in place to protect patient's electronic files? CORRECT ANSWER 1. Offsite backup storage 2. Image mechanism that is able to copy signature documents 3. mechanism ensuring the record is unalterable What is the penalty for not reporting child abuse? CORRECT ANSWER Misdemeanor, 1000$ fine, 6 months in jail What is child abuse? CORRECT ANSWER Endangering a child or the health of a child When is a patient considered inactive? CORRECT ANSWER 12 months since the dat...

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