Front end ratio equation - Study guides, Class notes & Summaries
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Housing Counselor Exam Prep Questions & Answers Already Passed!!
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Housing Counselor Exam Prep Questions & Answers Already Passed!! 
 
Default 
When no payments made after 60 to 90 days... 30 for FHA loans 
Front-End Ratio Equation 
Monthly housing expenses/gross monthly income 
Front-End Ratio maximums 
28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
Back-End Ratio (Debt-to-Income) Equation 
total monthly debt expenses/gross monthly income 
Back-End Ratio Caps 
36% for conventional loans and renters, 43% for FHA, 45% for Energy E...
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Housing Counselor Exam Prep Questions & Answers Already Passed!!
- Exam (elaborations) • 8 pages • 2024
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Housing Counselor Exam Prep Questions & Answers Already Passed!! 
 
Default 
When no payments made after 60 to 90 days... 30 for FHA loans 
Front-End Ratio Equation 
Monthly housing expenses/gross monthly income 
Front-End Ratio maximums 
28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
Back-End Ratio (Debt-to-Income) Equation 
total monthly debt expenses/gross monthly income 
Back-End Ratio Caps 
36% for conventional loans and renters, 43% for FHA, 45% for Energy E...
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Housing Counselor Exam Prep with complete solutions already A
- Exam (elaborations) • 34 pages • 2023
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Default 
When no payments made after 60 to 90 days... 30 for FHA loans 
 
 
 
Front-End Ratio Equation 
Monthly housing expenses/gross monthly income 
 
 
 
Front-End Ratio maximums 
28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
 
 
 
Back-End Ratio (Debt-to-Income) Equation 
total monthly debt expenses/gross monthly income 
 
 
 
Back-End Ratio Caps 
36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage loan 
 
 
 
Four C's of ...
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ETS Major Field Test (Answered Test): Bachelor's Degree in Business.
- Other • 38 pages • 2023
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ETS Major Field Test (Practice Test): Bachelor's Degree in Business. 
 
The common characteristic possessed by all assets is 
 
a) Long life 
b) Great monetary value 
c) Tangible nature 
d) Future economic benefit 
 
Which Foreign Direct Investment (FDI) attempts to acquire particular resources at a lower real cost than could be obtained in the home country? 
 
a) Market-seeking FDI 
b) Efficiency-seeking FDI 
c) Resource-seeking FDI 
d) Strategic asset-seeking FDI 
 
Under the Uniform Comm...
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Housing Counselor Exam Questions And Answers Graded A+
- Exam (elaborations) • 9 pages • 2023
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Housing Counselor Exam Questions And Answers Graded A+
Make study stress less painful
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ATI TEAS MATHS COMPLETE QUESTIONS AND ANSWERS ALREADY PASSED A+
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1.	mode: The number that occurs most often in a set of data 
2.	3: 3, 15, 9, 17, 14, 8, 3, 25, 10, 12 
what is the mode? 
3.	negative: data set on a scatter plot; if an independent variable increases and a dependent variable decreases what type of correlation is this? 
4.	positive: data set on a scatter plot; if an independent variable increases and a dependent variable increases what type of correlation is this? 
5.	no correlation: there does not appear to be a relationship between two sets of ...
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PTS Canfitpro Exam Questions & Answers Graded A 2024
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Name the four ATP energy systems and how long they provide energy for. - ATP- CP - 1-10 sec's at very high intensity nGlycolytic - high intensity 10 secs - 2-3 minnOxidative - mid to low intensity +2 minnFatty Acid Oxidation - low intensity +2 min 
How many units of ATP does each ATP energy system deliver? - ATP-CP: 1 unit of ATP/ unit of CP 
Glycolytic: 2-3 ATP/unit of glucose Oxidative: 38 ATP/ unit of glucose 
Fatty Acid Oxidation: 100 ATP/unit of fatty acid What is EPOC? - exc...
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AIC EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
- Exam (elaborations) • 130 pages • 2024
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1 
AIC EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
. What percentage of conversations do 
listeners remember of what they hear? 
A. 10% 
B. 30% 
C. 50% 
D. 90% 
Correct Answer: 10% 
What percentage of conversations do 
speakers remember of what they say and 
do? 
A. 30% 
B. 50% 
C. 70% 
D. 90% 
Correct Answer: 90% 
2 
When giving presentations, people should do 
which of the following? 
A. present extra information beyond their 
primary goal to demonstrate their 
expe...
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Housing Counselor Exam Prep Questions and Answer
- Exam (elaborations) • 9 pages • 2023
- Available in package deal
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- $10.49
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Default - Answer- When no payments made after 60 to 90 days... 30 for FHA loans 
 
Front-End Ratio Equation - Answer- Monthly housing expenses/gross monthly income 
 
Front-End Ratio maximums - Answer- 28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
 
Back-End Ratio (Debt-to-Income) Equation - Answer- total monthly debt expenses/gross monthly income 
 
Back-End Ratio Caps - Answer- 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortg...
-
Housing Counselor Exam Questions and Answers Already Passed
- Exam (elaborations) • 20 pages • 2023
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Available in package deal
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- $9.49
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Housing Counselor Exam Questions and Answers Already Passed Default When no payments made after 60 to 90 days... 30 for FHA loans 
Front-End Ratio Equation Monthly housing expenses/gross monthly income 
Front-End Ratio maximums 28% or less - conventional loan 31% or less for FHA, 30% or less for rentals 
Back-End Ratio (Debt-to-Income) Equation total monthly debt expenses/gross monthly income 
Back-End Ratio Caps 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mort...
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