Federal mortgage law - Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Federal mortgage law? On this page you'll find 2036 study documents about Federal mortgage law.
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Champions Real Estate Finance Exam (Latest 2024/ 2025 Update) 100% Correct Questions and Verified Answers| Grade A
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Champions Real Estate Finance Exam (Latest 2024/ 2025 Update) 100% Correct Questions and Verified Answers| Grade A 
 
 
Q: All residential mortgage loan originators must register with 
 
 
Answer: 
NMLSR 
National Mortgage Licensing System & Registry 
 
 
 
Q: Who is responsible for affordable housing 
 
 
Answer: 
TDHCA 
Texas Department of Housing & Community Affairs 
 
 
 
Q: Who is applicable to all federally related mortgage loans 
 
 
Answer: 
RESPA 
Real Estate Settlement Procedure Act 
 ...
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NCBE National Conference of Bar Examiners Multistate Bar Examination – 2024 Online MBE Practice Exam 4 verified 100 practice exam questions
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NCBE National Conference of Bar Examiners Multistate Bar Examination – 2024 Online MBE Practice Exam 4 verified 100 practice exam questions 
 
 
 
 
 
 
 
 
 
 
 
Question # 1 - Constitutional Law 
A federal civil statute prohibited fishing in any body of water that was located within a national park and contained a particular endangered species of fish. The statute authorized federal district courts to enjoin knowing violators of the statute from the use of all national park facilities for u...
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Colorado Car Sales Exam Questions With Correct Answers and Rationales Latest Updated 2024 (GRADED A+)
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Colorado Car Sales Exam Questions With Correct Answers and Rationales Latest Updated 2024 (GRADED A+) The advertise price of a motor vehicle must include: 
Answer- Finance Charge 
Advertisement of rate of finance charge. If an advertisement states a rate of finance charge, it 
shall state the rate as an "annual percentage rate," using that term. If the annual percentage 
rate may be increased after consummation, the advertisement shall state that fact. If an 
advertisement is for credit not se...
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HUD Certification Exam Questions and Answers Already Passed
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HUD Certification Exam Questions and Answers Already Passed Deed Restrictions Legally enforceable terms that govern the use of real estate 
Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piec...
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Nmls exam 2024 study Guide (Federal Mortgage laws)
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RESPA - Correct Answer Set of rules that are applied fairly to lenders buying or selling a house 
 
Mortgage broker - Correct Answer Match borrowers to Lenders 
 
Unimproved property - Correct Answer Building in process /Construction halfway done 
 
Bridge(Swing) Loan - Correct Answer Short term loan used to purchase and pay off asap 
 
Modification - Correct Answer Making changes to original agreement 
 
Home equity Loan - Correct Answer Using value of house for purchase then pay ba...
And that's how you make extra money
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NMLS Safe Test Mortgage Licensing Practice Exam with 100% correct answers 2022-23
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Which federal law requires that the Loan Estimate be provided to the borrower within 
three business days of the time of loan application is taken? - ANSWER-TILA 
What type of scam entails homeowners who are encouraged to refinance their property 
over and over until little or no equity remains? - ANSWER-Loan flipping or churning 
After a loan closing, funds are disbursed. When are the funds disbursed for an owneroccupied, residential refinance? - ANSWER-After 3 business-day rescission period 
W...
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SOUTH CAROLINA REAL ESTATE EXAM (STATE PORTION ONLY) QUESTION| LATEST EXAM UPDATES| 2024/25 |S AND ANSWERS, GRADED A+/ VERIFIED/
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SOUTH CAROLINA REAL ESTATE EXAM (STATE PORTION 
ONLY) QUESTIONS AND ANSWERS, GRADED A+/ VERIFIED/ 
The creditor should ascertain the preference of the _____ as to legal counsel relating to closing the loan 
and insurance agent. 
A) lender 
B) seller 
C) real estate agent 
D) borrower - -D) borrower 
The assumption fee when assuming a loan in SC may not exceed _____. 
A) 1% of the loan or $400, whichever is greater 
B) 1/2% of the loan 
C) $500 
D) 1% of the loan or $400, whichever is less - -D...
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HUD Certification Exam with complete solution 2023
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HUD Certification Exam with complete solution 2023Deed Restrictions 
Legally enforceable terms that govern the use of real estate 
 
 
 
Redlining 
The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
 
 
 
Civil Rights Act of 1968 
Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental...
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NMLS MLO TEST| 362 questions| with complete solutions
- Exam (elaborations) • 25 pages • 2022
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Which law ensures lenders use an annual percentage rate (APR) so that the borrowers have the information they need to make informed comparisons? Correct Answer: Regulation Z 
 
Which law ensures that some borrowers have the right of rescission for three business days after a loan contract is signed? Correct Answer: Regulation Z 
 
While it is unlawful to consider race when underwriting a loan, what federal legislation requires that this information be included on the loan application? Correct ...
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SAFE-NMLS-MLO-CA Exam Study (FULL SET) ALREADY PASSED
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SAFE-NMLS-MLO-CA Exam Study (FULL 
 
SET) ALREADY PASSED 
 
Fraud for profit is a complex scheme involving... multiple parties, 
including mortgage lending professionals, in a financially motivated 
attempt to defraud the lender of large sums of money. 
 
If a lender sells, transfers, or otherwise disposes of its interest in a mortgage and does not service 
the mortgage, the lender shall... provide a copy of the Closing Disclosure to the new owner 
or servicer of the mortgage as a part of the tr...
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