Fdcpa questions - Study guides, Class notes & Summaries
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FDCPA Practice Questions and Answers with Complete Solutions |Rated A+
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FDCPA Practice Questions and Answers with Complete 
Solutions |Rated A+ 
FDCPA - Fair Debt Collection Practices Act 
Debtor - One who is obligated or allegedly owes or would have to pay debts 
Debt Collector - Someone who collects on debts 
Creditor - Any person who credits something 
Location Information - Place of residence,home phone number and place of employment. 
(804) 
Mini Miranda - A attempt to collect on dept and any information obtained will be used for 
that purpose 
Mini Miranda war...
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FDCPA for Collectors Post Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade
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FDCPA for Collectors Post Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade 
The FDCPA only covers consumer debts that are in default. True or False - False
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FDCPA Test Questions
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FDCPA Test Questions 
 
True or False... 
The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local 
time for customers. - True (805)! 
 
True or False... 
The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ 
 
A validation is - An explanation of what an agency must do if a debt is disputed. Required by 
FDCPA. Or a written statement of the customer's right to dispute a debt. (809) 
 
True or False... 
A professional debt coll...
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FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+
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FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+
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FDCPA Test – Questions And Correct Answers
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FDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct AnswersFDCPA Test – Questions And Correct Answers
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CR5 - Fair Debt Collections Practices Act Questions with solutions 2024
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CR5 - Fair Debt Collections Practices Act Questions with solutions 2024 
1. Is a debt collector allowed to contact a debtor's employer asking for that person's address and phone number? 
A. No, contacting a third party violates the Fair Debt Collection Practices Act (FDCPA) unless the debtor has given express written consent 
B. No, only a request for information other than ''location information'' is allowed 
C. Yes, a debt collector may contact a third-party for location information (con...
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FDCPA Questions and Answers Rated A+
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FDCPA Questions and Answers Rated A+ 
What is the definition of a consumer? 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt b. A person who is obligated or allegedly obligated to pay a debt 
Which of the below is not considered a 3rd party? 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine d. The mother of the consumer a. The consumer's attorney 
Define the term "Credito...
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FDCPA TEST WITH QUESTIONS AND WELL DETAILED ANSWERS[ACTUAL EXAM 100%]
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FDCPA TEST WITH 
QUESTIONS AND 
WELL DETAILED 
ANSWERS[ACTUAL 
EXAM 100%] 
In what year did the Fair Debt Collection Practices Act 
("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - CORRECT ANSWER-a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - CORRECT ANSWER-a) debt collectors 
The FDCPA is a strict construction statute, which means 
there is no room for speculation or interpretation as to its 
terms. TRUE FALSE - CORRECT ANSWER-TRUE 
When ...
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FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade
- Exam (elaborations) • 9 pages • 2024
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FDCPA Test Prep 2024|Completed | Questions and 
Correct Answers (Verified Answers) | A Grade
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FDCPA Study Guide Exam Questions & Answers | Verified & Updated
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FDCPA Study Guide Exam Questions & Answers | 
Verified & Updated 
True or False... 
The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local 
time for customers. - Answer ️️ -True (805)! 
True or False... 
The FDCPA takes precedence over any state laws governing debt collection. - Answer ️️ - 
False (816)@ 
A validation is - Answer ️️ -An explanation of what an agency must do if a debt is disputed. 
Required by FDCPA. Or a written statement of the cus...
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