Fcra basic - Study guides, Class notes & Summaries

CIPT Glossry Exam Questions with 100% Correct Answers 2024 Access Control Entry - answerAn element in an access control list (ACL). Each ACE controls, monitors, or records access to an object by a specified user. Acronym(s): ACE Associated term(s): Access Control List (ACL) Access Control List - answerA list of access control entries (ACE) that apply to an object. Each ACE controls or monitors access to an object by a specified user. In a discretionary access control list (DACL), the ACL...

CIPT Glossry Exam Questions with 100% Correct Answers 2024 Access Control Entry - answerAn element in an access control list (ACL). Each ACE controls, monitors, or records access to an object by a specified user. Acronym(s): ACE Associated term(s): Access Control List (ACL) Access Control List - answerA list of access control entries (ACE) that apply to an object. Each ACE controls or monitors access to an object by a specified user. In a discretionary access control list (DACL), the ACL...

Convertible Term Life Insurance This optional form of term life insurance lets the policyowner convert the policy to a whole life policy without having to prove insurability. Ordinary Life Insurance This class of individual life insurance has many flexible options and features policies with face amounts greater than $25,000. Currently Insured Status (Social Security) This Social Security insured status makes workers eligible for death benefits only. Waiver of Premium (WP)...

BLAW 3310 Final Exam - Questions and Answers Churning refers to the excessive buying and selling of securities in a securities investment account by a broker, for the purpose of generating commissions and without regard to investment objectives. Scalping when a securities professional buys (or sells) a number of shares of an investor's security at the bid (or ask) price and then, when the price moves, quickly sells (or buys) the same security from the professional's own account for a higher ...

CIPT Glossry Exam Questions with 100% Correct Answers 2024 Access Control Entry - answerAn element in an access control list (ACL). Each ACE controls, monitors, or records access to an object by a specified user. Acronym(s): ACE Associated term(s): Access Control List (ACL) Access Control List - answerA list of access control entries (ACE) that apply to an object. Each ACE controls or monitors access to an object by a specified user. In a discretionary access control list (DACL), the ACL...

Insurance - Answer Transfer of risk form a person or business to an insurer Loss - Answer uncertainty/possibility of a loss Speculative vs pure risk - Answer Speculative - chance of loss or gain Pure - only chance of loss Exposure - Answer risks for which the insurance company would be liable Peril - Answer cause of loss Direct vs Indirect loss - Answer Direct - physical loss Indirect - consequence of the direct loss (having to pay for a hotel if house burns down) Hazard (3 t...

Champions School Of Real Estate Finance Exam 2024 Tested And Verified A home equity loan available to homeowners over 62 years of age - the lender makes payments to the borrower based on the equity in the property - the loan comes due upon the sale of the property or the death of the owner. - Reverse Annuity Mortgage A loan with an interest rate tied to a readily available index - the rate will be adjusted periodically causing payment changes. - Adjustable Rate Mortgage (ARM) The refu...

1 ALL PRACTICE EXAM QUESTIONS - LIFE, ACCIDENT AND SICKNESS - GA STATE LICENSE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ How much participation does a Noncontributory plan require? Correct Answer: 100% The insured hands control of the policy to another person (usually the agent) Correct Answer: constructive delivery Filing a request with the insurer - Recording Method, or by endorsement Correct Answer: beneficiary change can be made by doing what? The app...

Convertible Term Life Insurance This optional form of term life insurance lets the policyowner convert the policy to a whole life policy without having to prove insurability. Ordinary Life Insurance This class of individual life insurance has many flexible options and features policies with face amounts greater than $25,000. Currently Insured Status (Social Security) This Social Security insured status makes workers eligible for death benefits only. Waiver of Premium (WP)...

Property And Casualty Insurance Exam With Verified Solutions 2024 What is a peril? - correct answer.A Peril is a cause of loss What is a hazard? - correct answer.Something that increases the chance of a loss What is the difference between a Moral hazard and a Morale Hazard? - correct answer.Moral Hazard - dishonesty, against the law Morale Hazard - carelessness What is the method of handling risk that involves a deductible? - correct answer.Retention (loss or portion of lo...