Eliminating property - Study guides, Class notes & Summaries
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Michigan Life and Health Examination (2024/2025) (Certified Solutions)
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Michigan Life and Health Examination 
(2024/2025) (Certified Solutions) 
 
Risk The uncertainty or chance of a loss occurring. The two types are pure and speculative. 
 
Pure Risk Refers to a situation that can only result in a loss or no change. There is no 
opportunity for financial gain. 
 
Speculative Risk Involves the opportunity for either loss or gain. 
 
Hazards Conditions or situations that increase the probability of an insured loss occurring. 
Hazards and classified as physical hazard...
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EM1 Exam Questions and Answers 100% Pass
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EM1 Exam Questions and Answers 100% 
 
Pass 
 
Which agency became the "face of emergency management" in the 1950's? United States 
Civil Defense 
 
The National Flood Insurance Act of 1968 lead to the creation of what program? National 
Flood Insurance Program 
 
Under the Disaster Relief Act of 1974, which Federal agency had the greatest authority? 
Department of Housing 
 
Which act created the United States Department of Homeland Security and is still described as 
the greatest federal re...
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Primerica Pre-licensing Course with complete verified solutions 2025
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agent 
legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer 
 
 
 
insured 
the person covered by the insurance policy; this person may or may not be the policyowner 
 
 
 
broker 
an insurance agent not appointed by an insurer and is deemed to represent the client 
 
 
 
insurance policy 
a contract between a policyowner (and/or insured) and an insurance company which agrees to pay the insured or t...
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EPA Model Lead Based Paint Risk Assessor
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1978 - Answer- When did they reduce to Lead Levels in consumer products 
 
The underside of a horizontal surface which projects beyond a wall line, such as an overhanging roof. - Answer- What is a soffit? 
 
False - Answer- T/F: The risk assessor should be involved in the process of selecting a contractor. 
 
1. There are big cracks in the walls. 
2. Ceiling is leaking in the bathroom and the kitchen. 
3. The window wells are in disrepair- and contain paint chips. 
4. Right across the street the...
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COSC 1307 Chapter 2 Test with All Correct Answers
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COSC 1307 Chapter 2 Test with All Correct Answers 
 
What is a mathematical property of an algorithm? - Answer-Variance bias 
 
What is a category of AI that attempts to emulate the way the human brain works? - Answer-Neural network 
 
What is a result of training data that is influenced by cultural or other stereotypes? - Answer-Prejudice bias 
 
What results in a product or service received by an organization's external customer? - Answer-Customer-facing processes 
 
______ process modeling i...
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MNO2603 Assignment 3 2024 - DUE 17 April 2024
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MNO2603 Assignment 3 - DUE 17 April 2024 ;100 % TRUSTED workings, explanations and solutions. For assistance call or W.h.a.t.s.a.p.p us on ...(.+.2.5.4.7.7.9.5.4.0.1.3.2)........... 
Question 1 
Correct 
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Question text 
____________ interlocks are designed to prevent catastrophes that could result in injury, loss 
of life and property damage. 
a. 
Process 
b. 
Safety 
c. 
Intrinsic 
d. 
Closed loop 
Feedback 
The correct answer is: Safety 
Que...
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Primerica Pre-licensing Course Exam Questions and Answers with Complete Solutions
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agent - legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer 
 
insured - the person covered by the insurance policy; this person may or may not be the policyowner 
 
broker - an insurance agent not appointed by an insurer and is deemed to represent the client 
 
insurance policy - a contract between a policyowner (and/or insured) and an insurance company which agrees to pay the insured or the benef...
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CPCU 500 Exam Questions With 100% Correct Answers
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CPCU 500 Exam Questions With 100% 
Correct Answers 
Key questions in determining insurable interest - answer1. What is insurable interest 
2. When must insurable interest exist 
3. Why require insurable interest 
4. What is the legal basis of insurable interest 
5. What happens when insurable interest overlap 
Problems associated with maintain insurance to value - answer1. The amount of insurance 
required to maintain insurance to value is based on the property's value at the time of loss, but ...
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Accredited Advisor in Insurance (AAI) 301 Exam with Verified Solutions
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Daiki, a new producer, wants to establish a reputation with both clients and carriers as an effective negotiator. To be an effective negotiator, Daiki should focus on which one of the following? 
A. Creating a "single-issue" situation 
B. Creating an outcome that benefits both parties 
C. Obtaining the best possible outcome 
D. Obtaining the most concessions - Ans: Creating an outcome that benefits both parties 
 
Mehmet met with insurance agent Leila to obtain homeowners insurance. Leila ...
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Nebraska Life and Health Insurance Exam Questions and Answers Already Passed
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Nebraska Life and Health Insurance 
Exam Questions and Answers Already 
 
Passed 
 
What is Insurance? a contract in which 1 party (insurance company) agrees to indemnify 
(make whole) the insured party against loss, damage, or a liability arising from an unknown 
event. 
 
What is life insurance? a policy that protects survivors from losses suffered after an insured's 
death 
 
What does insurance do? transfers the risk of loss from an individual or business entity to an 
insurance company whi...
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