Deferred annuity - Study guides, Class notes & Summaries
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Annuity – WebCE Exam 2024 Questions with Verified Answers
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Annuity – WebCE Exam 2024 Questions 
with Verified Answers 
Annuitization is - answerAccumulated values are converted into a stream of periodic 
income payments. 
How often can payments of annuities be paid out? - answerA specified term of years, for 
life, or a combination of the two. 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well 
suited for late-life retirement planning? - answerWhen a consumer priorities and needs 
typically shift from asse...
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Annuity – WebCE Exam Questions with Verified Answers | 100% Correct | Verified & Updated 2024
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Annuity – WebCE Exam Questions with Verified Answers | 
100% Correct | Verified & Updated 2024 
Annuitization is - Answer ️️ -Accumulated values are converted into a stream of periodic 
income payments. 
How often can payments of annuities be paid out? - Answer ️️ -A specified term of years, for 
life, or a combination of the two. 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well 
suited for late-life retirement planning? - Answer ️️ -...
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Florida 2-15 Final Exam
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When life insurance proceeds are used to pay inheritance taxes and federal estate taxes, it is known as - Answer- Estate conservation 
 
In group insurance, the primary purpose of the Coordination of Benefits provision is to - Answer- Prevent overinsurance 
 
Which of the following statements is NOT true regarding health insurance policy provisions? - Answer- All additional provisions written by insurers are cataloged by their respective states. 
 
The policyowner has an option to pledge the lif...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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Seg Funds and Mutual Funds Questions and Answers Already Passed
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Seg Funds and Mutual Funds Questions and Answers Already Passed 
On November 6, 2016 Jenny purchased a $200,000 non-registered segregated fund that invests in Canadian equities. The segregated fund has a 10 year, 75% maturity guarantee. If this fund matures on November 6, 2026 with an account value of $160,000, how much will Jenny receive from the maturity guarantee? $0 
When presented with a choice between a bank's 5-year GIC and an insurance company's deferred annuity for the same time perio...
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NYS Life, accident, and health insurance Exam 2023/2024 Questions and Answers 100% Correct
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NYS Life, accident, and health insurance Exam 2023/2024 Questions and Answers 100% CorrectNYS Life, accident, and health insurance Exam 2023/2024 Questions and Answers 100% CorrectNYS Life, accident, and health insurance Exam 2023/2024 Questions and Answers 100% CorrectWhich type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - ANSWER-30-year decreasing term. 
 
How many days notice does the ACA require i...
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+ 
For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the 
following? 1. age 
2. cost of care 
3. policy value 4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligibility on the part of a class of insureds. ...
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PSI Life Exam Questions and Answers 2022/2023
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments 
What is a common reason people purchase an annuity? To protect against the risk of outlivin...
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Xcel solutions final exam Maryland Life and health questions and answers 100% pass
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Xcel solutions final exam Maryland Life and health questions and answers 100% pass 
What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? A reduction in benefits 
A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a Risk retention group 
During the application process, a statement made by an applicant that becomes part of the contract is considered to be a(n) Warrant...
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