Collateral reviews - Study guides, Class notes & Summaries

forward commitment - correct answer secondary market: bring us a loan and we will pay it based on a 3% yield for example usury limits - correct answer usury laws were passed to keep interest rates from going too high primary market place - correct answer where loans are originated permanent loan - correct answer big loan you use to pay off s...

CTCD 2023 (To study for CTCD exam) Already Passed!! Texas SmartBuy Online Ordering System Statewide Contracts for non-IT goods and services: -Set-Aside (TCI & WorkQuest) -Term contracts -Managed contracts -TXMAS contracts Contract Value The initial value of the contract, INCLUDING anticipated extensions and renewals for the contract's full existence. Purchasing Authority The ability of an agency to purchase goods and services using state funds. Delegation of Purchasing Authority A...

Commercial Real Estate SAE - Champion's School of Real Estate 495 Questions with Verified Answers Productivity Management - CORRECT ANSWER Measuring the results from the use of available systems and tools for prospecting activities CRM - CORRECT ANSWER Contact Relationship Manager, a tool used to automate prospecting tasks and manage leads Geographic farming - CORRECT ANSWER A particular area that may include neighborhoods that a sales agent or broker markets for the solicitation of bu...

Acid-Base Balance (2022/2023) Rated A+ Respiratory acidosis pH low, PaCO2 high, K+ high. compensated by HCO3 high to bring pH to normal Metabolic acidosis pH low, HCO3 low, K+ high compensated by PaCO2 low Respiratory alkalosis pH high, PaCO2 low, K+ low. compensated by HCO3 low to bring pH to normal Metabolic alkalosis pH high, HCO3 high, K+ low compensated by PaCO2 high Buffer system CO2 + H2O = H2CO3 = H(+) + HCO3 What causes Metabolic alkalosis? loss of hydrogen ions or acids or an...

How is the US banking system different from the European system? - ANS -Europe has 6 to 9 banks per nation while the US has about 7000 -Over 90% are community banks. Briefly explain the basic idea of how banks earn a profit. - ANS Primary income comes from loans; banks by money at one price and sell it at a higher price. What is meant by saying that loan growth is cyclical? - ANS it goes through cycles What are some of the important items that a loan officer nee...

HUD Practice Test and Correct Answers Already Rated A Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay Stub A client would like to purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job A credit report may contain which information? The num...

Screening - 1 of 12 Core Functions The process by which the client is determined appropriate and eligible for admission to a particular program. Screening This function requires the counselor consider a variety of factors before deciding whether or not to admit the potential client for treatment. It is imperative that the counselor use appropriate diagnostic criteria to determine whether the applicant's alcohol or other drug use constitutes abuse. All counselors must be able to des...

LCAS Test Exam Questions Correct Answers New Update (Verified A+ Pass) What is the definition of insight? - Answers -A sudden understanding of self, or realization of how a problem can be solved MAT refers to - Answers -the use of medications such as suboxone in the treatment of addiction Aisha has completed her treatment at an in-patient facility and is ready to be discharged. She has asked her counselor to recommend a therapist to work with her and her husband on an out-patient basis....

4 stage process to responsible AI practices: 1. Identify potential harms that are relevant to your planned solution. 2. Measure the presence of these harms in the outputs generated by your solution. 3. Mitigate the harms at multiple layers in your solution to minimize their presence and impact, and ensure transparent communication about potential risks to users. 4. Operate the solution responsibly by defining and following a deployment and operational readiness plan. Stages of I...

Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - Answer- Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job Borrow from retirement fund Sell ma...