California state nmls - Study guides, Class notes & Summaries

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California State NMLS Practice Test Graded A
  • California State NMLS Practice Test Graded A

  • Exam (elaborations) • 41 pages • 2022
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  • California State NMLS Practice Test Graded A+ "Federal banking agencies" include: Answers A. The Director of the Office of Thrift Supervision, the Board of Governors of the Federal Reserve System, and FDIC B. Fannie Mae and Freddie Mac C. The Comptroller of the Currency and the National Credit Union Administration D. A and C D. A borrower approaches a lender to refinance their existing negative amortization loan, which was originated by that same lender. Which of the following state...
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California State NMLS Practice Test Graded A+
  • California State NMLS Practice Test Graded A+

  • Exam (elaborations) • 41 pages • 2022
  • California State NMLS Practice Test Graded A+ "Federal banking agencies" include: Answers A. The Director of the Office of Thrift Supervision, the Board of Governors of the Federal Reserve System, and FDIC B. Fannie Mae and Freddie Mac C. The Comptroller of the Currency and the National Credit Union Administration D. A and C D. A borrower approaches a lender to refinance their existing negative amortization loan, which was originated by that same lender. Which of the following statemen...
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Real Estate: Practice Questions and  Answers 100% Pass
  • Real Estate: Practice Questions and Answers 100% Pass

  • Exam (elaborations) • 74 pages • 2024
  • Real Estate: Practice Questions and Answers 100% Pass A broker obtained an offer with a deposit from a buyer on June 10, 2008, which states that the offer was irrevocable for five days from date. There had been no acceptance by the next day when the buyer called and revoked his offer. The broker should: get an acceptance by June 15th. get an acceptance by June 16th. return the deposit to the buyer. place the deposit in escrow. return the deposit to the buyer. Informing a person th...
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California State NMLS Practice Test Graded A+
  • California State NMLS Practice Test Graded A+

  • Exam (elaborations) • 41 pages • 2023
  • "Federal banking agencies" include: Answers A. The Director of the Office of Thrift Supervision, the Board of Governors of the Federal Reserve System, and FDIC B. Fannie Mae and Freddie Mac C. The Comptroller of the Currency and the National Credit Union Administration D. A and C D. A borrower approaches a lender to refinance their existing negative amortization loan, which was originated by that same lender. Which of the following statements is incorrect? A. The lender must make due...
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California Mortgage Law Practice Exam Questions and Answers 100% Pass
  • California Mortgage Law Practice Exam Questions and Answers 100% Pass

  • Exam (elaborations) • 10 pages • 2024
  • California Mortgage Law Practice Exam Questions and Answers 100% Pass If a broker receives payments related to a property management contract or a loan servicing contract whereby the broker is entitled to a part of the money as fees, the broker must deposit the funds in the trust account and must withdraw the fees: Within 25 days Mitigating factors that mortgage lenders offset the risk associated with nontraditional loan products may include each of the following EXCEPT: Rising real estate pri...
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Mortgage Loan Originator Test | 100% Correct Answers | Verified | Latest 2024 Version
  • Mortgage Loan Originator Test | 100% Correct Answers | Verified | Latest 2024 Version

  • Exam (elaborations) • 7 pages • 2024
  • What does RESPA stand for? - The Real Estate Settlement Procedures Act (Regulation X) What does ECOA stand for? - Equal Credit Opportunity Act (Regulation B) What does TILA stand for? - Truth In Lending Act (Regulation Z) What does TRID stand for? - TILA-RESPA Integrated Disclosure Rule (a.k.a. "Know Before You Owe") What does CFPB stand for? - Consumer Financial Protection Bureau What does NMLS stand for? - Nationwide Mortgage Licensing System and Registry What is SAFE and UST? - Secure...
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California State NMLS Practice Test Graded A+
  • California State NMLS Practice Test Graded A+

  • Exam (elaborations) • 41 pages • 2022
  • "Federal banking agencies" include: Answers A. The Director of the Office of Thrift Supervision, the Board of Governors of the Federal Reserve System, and FDIC B. Fannie Mae and Freddie Mac C. The Comptroller of the Currency and the National Credit Union Administration D. A and C D. A borrower approaches a lender to refinance their existing negative amortization loan, which was originated by that same lender. Which of the following statements is incorrect? A. The lender must make due...
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California State NMLS Practice Test Graded A+
  • California State NMLS Practice Test Graded A+

  • Exam (elaborations) • 41 pages • 2022
  • "Federal banking agencies" include: Answers A. The Director of the Office of Thrift Supervision, the Board of Governors of the Federal Reserve System, and FDIC B. Fannie Mae and Freddie Mac C. The Comptroller of the Currency and the National Credit Union Administration D. A and C D. A borrower approaches a lender to refinance their existing negative amortization loan, which was originated by that same lender. Which of the following statements is incorrect? A. The lender must make due...
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  • $13.49
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California State NMLS Practice Test Graded A+
  • California State NMLS Practice Test Graded A+

  • Exam (elaborations) • 41 pages • 2022
  • "Federal banking agencies" include: Answers A. The Director of the Office of Thrift Supervision, the Board of Governors of the Federal Reserve System, and FDIC B. Fannie Mae and Freddie Mac C. The Comptroller of the Currency and the National Credit Union Administration D. A and C D. A borrower approaches a lender to refinance their existing negative amortization loan, which was originated by that same lender. Which of the following statements is incorrect? A. The lender must make due...
    (0)
  • $13.49
  • + learn more