California state nmls - Study guides, Class notes & Summaries
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California State NMLS Practice Test Graded A+
- Exam (elaborations) • 41 pages • 2023
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"Federal banking agencies" include: 
Answers 
A. The Director of the Office of Thrift Supervision, the Board of Governors of the Federal Reserve 
System, and FDIC 
B. Fannie Mae and Freddie Mac 
C. The Comptroller of the Currency and the National Credit Union Administration 
D. A and C D. 
A borrower approaches a lender to refinance their existing negative amortization loan, which was 
originated by that 
same lender. Which of the following statements is incorrect? 
A. The lender must make due...
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California Mortgage Law Practice Exam Questions and Answers 100% Pass
- Exam (elaborations) • 10 pages • 2024
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California Mortgage Law Practice Exam Questions and Answers 100% Pass 
If a broker receives payments related to a property management contract or a loan servicing contract whereby the broker is entitled to a part of the money as fees, the broker must deposit the funds in the trust account and must withdraw the fees: Within 25 days 
Mitigating factors that mortgage lenders offset the risk associated with nontraditional loan products may include each of the following EXCEPT: Rising real estate pri...
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Mortgage Loan Originator Test | 100% Correct Answers | Verified | Latest 2024 Version
- Exam (elaborations) • 7 pages • 2024
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What does RESPA stand for? - The Real Estate Settlement Procedures Act (Regulation X) 
What does ECOA stand for? - Equal Credit Opportunity Act (Regulation B) 
What does TILA stand for? - Truth In Lending Act (Regulation Z) 
What does TRID stand for? - TILA-RESPA Integrated Disclosure Rule (a.k.a. "Know Before You Owe") 
What does CFPB stand for? - Consumer Financial Protection Bureau 
What does NMLS stand for? - Nationwide Mortgage Licensing System and Registry 
What is SAFE and UST? - Secure...
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MORTGAGE LOAN ORIGINATOR|UPDATED&VERIFIED|100% SOLVED|GUARANTEED SUCCESS
- Exam (elaborations) • 8 pages • 2023
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What does RESPA stand for? 
The Real Estate Settlement Procedures Act (Regulation X) 
 
 
 
What does ECOA stand for? 
Equal Credit Opportunity Act (Regulation B) 
 
 
 
What does TILA stand for? 
Truth In Lending Act (Regulation Z) 
 
 
 
What does TRID stand for? 
TILA-RESPA Integrated Disclosure Rule (a.k.a. "Know Before You Owe") 
 
 
 
What does CFPB stand for? 
Consumer Financial Protection Bureau 
 
 
 
What does NMLS stand for? 
Nationwide Mortgage Licensing System and Registry 
 
 
 
...
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MORTGAGE LOAN ORIGINATOR|UPDATED&VERIFIED|100% SOLVED|GUARANTEED SUCCESS
- Exam (elaborations) • 8 pages • 2023
-
- $15.49
- + learn more
What does RESPA stand for? 
The Real Estate Settlement Procedures Act (Regulation X) 
 
 
 
What does ECOA stand for? 
Equal Credit Opportunity Act (Regulation B) 
 
 
 
What does TILA stand for? 
Truth In Lending Act (Regulation Z) 
 
 
 
What does TRID stand for? 
TILA-RESPA Integrated Disclosure Rule (a.k.a. "Know Before You Owe") 
 
 
 
What does CFPB stand for? 
Consumer Financial Protection Bureau 
 
 
 
What does NMLS stand for? 
Nationwide Mortgage Licensing System and Registry 
 
 
 
...
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California DMV Permit Practice Test Questions and Answers Already Graded A
- Exam (elaborations) • 34 pages • 2024
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It is illegal for a person 21 years of age or older to drive with a blood alcohol concentration (BAC) that is 
_____ or higher. Correct Answer-0.08% - Eight hundredths of one percent 
You must notify DMV within 5 days if you: Correct Answer-Sell or transfer your vehicle 
When is it legal to use a cell phone without a hands-free device while driving? Correct Answer-When 
making a call for emergency assistance 
Which of the following increases your chances of having a collision? Correct Answer-Con...
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California DMV Permit Test Latest Updated 2022 Already Passed
- Exam (elaborations) • 36 pages • 2024
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When driving in fog, it is best to drive with 
-High beam headlights 
-Low beam headlights 
-Four-way flashers Correct Answer-Low beam headlights 
You are preparing to exit the interstate. When should you start reducing your speed? 
-About halfway through the deceleration lane. 
-As you approach the deceleration lane. 
-Immediately upon entering the deceleration lane. Correct Answer-Immediately upon entering the 
deceleration lane 
Blue traffic signs offer information on: 
- Motorist services 
-...
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California DMV Permit Test Latest Updated 2022 Already Passed
- Exam (elaborations) • 34 pages • 2024
-
- $13.99
- + learn more
When driving in fog, it is best to drive with 
-High beam headlights 
-Low beam headlights 
-Four-way flashers Correct Answer-Low beam headlights 
You are preparing to exit the interstate. When should you start reducing your speed? 
-About halfway through the deceleration lane. 
-As you approach the deceleration lane. 
-Immediately upon entering the deceleration lane. Correct Answer-Immediately upon entering the 
deceleration lane 
Blue traffic signs offer information on: 
- Motorist services 
-...
-
California DMV Permit Test Latest Updated 2022 Already Passed
- Exam (elaborations) • 34 pages • 2024
-
- $7.99
- + learn more
When driving in fog, it is best to drive with 
-High beam headlights 
-Low beam headlights 
-Four-way flashers Correct Answer-Low beam headlights 
You are preparing to exit the interstate. When should you start reducing your speed? 
-About halfway through the deceleration lane. 
-As you approach the deceleration lane. 
-Immediately upon entering the deceleration lane. Correct Answer-Immediately upon entering the 
deceleration lane 
Blue traffic signs offer information on: 
- Motorist services 
-...
-
California DMV Permit Practice Test Questions and Answers Already Graded A
- Exam (elaborations) • 34 pages • 2024
-
- $13.49
- + learn more
It is illegal for a person 21 years of age or older to drive with a blood alcohol concentration (BAC) that is 
_____ or higher. Correct Answer-0.08% - Eight hundredths of one percent 
You must notify DMV within 5 days if you: Correct Answer-Sell or transfer your vehicle 
When is it legal to use a cell phone without a hands-free device while driving? Correct Answer-When 
making a call for emergency assistance 
Which of the following increases your chances of having a collision? Correct Answer-Con...
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