Ca life insurance - Study guides, Class notes & Summaries
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CA life and Health: Life Insurance Basics Questions with 100% Correct Answers | Latest Version 2024/2025 | Expert Verified | Ace the Test
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CA life and Health: Life Insurance Basics Questions with 
100% Correct Answers | Latest Version 2024/2025 | Expert 
Verified | Ace the Test
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CA Life Insurance Practice Exam
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CA Life Insurance Practice Exam
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CA Life Insurance Practice Exam Questions with 100% Correct Answers | Verified | Latest Update
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CA Life Insurance Practice Exam Questions with 100% Correct Answers | Verified | Latest Update
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CA Life Insurance Exam 2024
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CA Life Insurance Exam 2024 
What is meant by referring to an insurance policy as a unilateral contract? -Answer-Only 
one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to 
the Insurance Commissioner? -Answer-At all times. 
Any situation that presents the possibility of a loss is known as -Answer-a loss exposure 
Which of the following information is not required to be communicated in a Life 
insurance contract? -Answer-...
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CA Life Insurance Exam Questions and Answers 100% Pass
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CA Life Insurance Exam Questions and 
Answers 100% Pass 
What is meant by referring to an insurance policy as a unilateral contract? - Correct 
Answer ️️ -Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to 
the Insurance Commissioner? - Correct Answer ️️ -At all times. 
Any situation that presents the possibility of a loss is known as - Correct Answer ️️ -a 
loss exposure 
Which of the following inform...
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CA Life Insurance Practice Exam Questions and Answers
- Exam (elaborations) • 17 pages • 2024
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CA Life Insurance Practice Exam Questions and Answers
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CA life and Health: Life Insurance Basics Exam with Complete Solutions
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CA life and Health: Life Insurance Basics 
Exam with Complete Solutions 
A family's need for income is greatest during the Family Dependency 
Period 
Time after the insured has died, leaving a surviving spouse with dependent children to support. 
Which of the following would be least likely to be considered a legitimate need that would be 
paid by insurance proceeds? Vacation travel expenses 
THere are many legitimate need-based expenses that can be paid by life insurance proceeds, from 
gro...
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CA Life Insurance Exam Questions and Answers
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CA Life Insurance Exam Questions and Answers 
An insurer that operates for one or more social, educational, charitable, benevolent, or religious 
purposes for the benefit of its members is known as a 
a) Reciprocal insurer. 
b) Stock insurer. 
c) Fraternal insurer. 
d) Mutual insurer. - Answer ️️ -C 
Life insurance creates an immediate estate. Which of the following best explains this statement? 
The policy has cash values and nonforfeiture values. 
b) The policy generates immediate cash val...
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CA Life Insurance Exam Questions and Answers 100% Solved
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CA Life Insurance Exam Questions and 
Answers 100% Solved 
What is meant by referring to an insurance policy as a unilateral contract? Only one party 
makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance 
contract...
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PRIMERICA LIFE INSURANCE EXAM
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PRIMERICA LIFE INSURANCE EXAM 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock 
A. mutual 
 
funds not paid out after paying claims and other operating costs are returned to the policy owners in the form of a di...
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