Before erisa - Study guides, Class notes & Summaries
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Life Insurance and Health Insurance Exam Answers All 100% Correct
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Life Insurance and Health Insurance Exam Answers All 100% Correct 
 
Section 529 Plans - Answer - - state provided 
- can be funded by after tax dollars 
- can pay prepaid tuition 
 - All earnings exempt from federal taxes 
- If withdrawn for unqualified withdrawl, 10% penalty 
 
Roth IRA - Answer - private retirement plan that taxes income before it is saved, but which does not tax interest on that income when funds are used upon retirement 
Distributions don't have to start before 70.5 
 
40...
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California Insurance State Exam Questions With complete solutions
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Which of the following is NOT a benefit of insurance - ANSWER-Losses due to fraud are eliminated 
 
An individual that has 40 quarters of coverage for social security purposes it's considered to be - ANSWER-Fully insured 
 
Anyone employed in California to assist an insurance agent in transacting insurance is called an insurance - ANSWER-solicitor 
 
A contracts requires - ANSWER-An offer and acceptance of the contract terms 
 
What area of group health insurance is regulated under the Employee...
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Life & Health Insurance - Alabama Questions and Answers Solved 100% Correct!!
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Backdating is usually no more than __ months. - Answer six 
What are the required signatures for life insurance application? - Answer insured, producer/agent, 
and applicant 
What are the characteristics of a 'conditional' receipt? - Answer -premium paid with application 
-insurance effective later of: date application completed and signed or medical exam (if required) 
-must be standard or preferred risk (can be determined after death) 
What are the characteristics of a 'binding' receipt? -...
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WEBCE Life And Health (281 Questions) Complete With 100% Correct Verified Answers Newly Updated 2024
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WEBCE Life And Health (281 Questions) Complete With 100% Correct Verified Answers Newly Updated 2024 
Representations and Warranties 
Representations are statements the applicant makes on an application that are 
deemed to be true to the applicant's best knowledge. Warranties are statements the 
insurer makes in the contract. 
Underwriting vs. Actuarial Departments 
Two related insurance company functions. Through the process of _________, 
applications are assessed for insurability and to a...
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Webce Life and Health Exam with complete and verified solutions
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Webce Life and Health Exam with 
complete and verified solutions 
Representations and Warranties - answerRepresentations are statements the applicant 
makes on an application that are deemed to be true to the applicant's best knowledge. 
Warranties are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - answerTwo related insurance company functions. 
Through the process of _________, applications are assessed for insurability and to assign 
premium rates. The...
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Webce Life and Health Exam with complete and verified solutions
- Exam (elaborations) • 46 pages • 2024
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Webce Life and Health Exam with 
complete and verified solutions 
Representations and Warranties - answerRepresentations are statements the applicant 
makes on an application that are deemed to be true to the applicant's best knowledge. 
Warranties are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - answerTwo related insurance company functions. 
Through the process of _________, applications are assessed for insurability and to assign 
premium rates. The...
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RPA 2 - Assignment 4 ALL SOLUTION 2023 EDITION GUARANTEED GRADE A+
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Describe an excess benefit plan. 
Excess benefit plans provide benefits that cannot be provided through qualified plans solely because of IRC Section 415 limits on benefits and contributions. If it is unfunded, an excess benefit plan is completely exempt from Title I of the ERISA. If it is funded, it is subject to Title I's reporting and disclosure, fiduciary responsibility and enforcement provisions. A supplemental plan providing benefits that a qualified plan cannot provide for reasons other ...
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HRCI aPHR Certification questions and answers rated A+ verified to pass
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HRCI aPHR CertificationProfessional Certification - correct answer based on work experience, education, and require re-certification 
 
Certificate Program - correct answer Does not require work experience, education, or re-certification 
 
The Clayton Act (1914) - correct answer prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions against labor, and legalized peaceful strikes,...
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20-44 Personal Lines Agent PreXam Flashcards ALL SETS Questions and Answers 100% Pass
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20-44 Personal Lines Agent PreXam Flashcards ALL 
SETS Questions and Answers 100% Pass 
the cost to replace an item or property at the time of loss, minus depreciation - Correct 
Answer ️️ -Actual Cash Value (ACV) 
a type of policy limit which limits coverage to a specified total amount for all losses 
occuring w/in the policy period - Correct Answer ️️ -Aggregate Limit 
conviction of a 3rd degree felony, liability for all unpaid claims, suspencion or revocation 
of all insurance license...
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GBA/RPA 3 Exam with Verified Answers
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The 4 basic elements of an employee welfare benefit plan are: - Answer- 1. there must be a plan, fund or program 
 
2. the plan, fund or program is established or maintained by an ER 
 
3. the plan, fund or program is for the purpose of providing specifically listed benefits, through the purchase of insurance or otherwise 
 
4. benefits are provided to participants and beneficiaries 
 
The courts have held that a plan, fund or program under ERISA is established if - Answer- from the surrounding ...
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