Auto liability - Study guides, Class notes & Summaries
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CIC Commercial Multiline Actual test Questions With Answers
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CIC Commercial Multiline Actual 
test Questions With Answers 
Identify the three primary Purposes of Excess liability & Umbrella 
liability policies. 
Excess Liab - LO1 - ANSWER 1. Provides additional limits that 
are excess over underlying limits of insurance. ie: Auto Loss 
1.8M. 
2. Provides primary coverage when underlying poliy does not 
respond beacuse its aggregate limits of insurance are exhausted. 
ie: 2 GL claims 500k each; 3rd claim of $300k w/b paid by EL. It 
would drop down ...
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Louisiana Property and Casualty Insurance Exam Correct 100%
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Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 - ANSWERSc) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the differe...
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Texas All lines adjuster license Auto Liability chapter 7 correctly answered 2024/2025
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Texas All lines adjuster license Auto Liability chapter 7What is the minimum liability coverage for bodily injury - correct answer $30,000 per person and $60,000 per accident? 
 
What is the limit on property damage per auto accident - correct answer $25,000? 
 
What is 30/60/25 - correct answer The current minimum limits of liability coverage for bodily injury are $30,000 per person and $60,000 per accident. The property damage limit is $25,000 per accident this is known as 30/60/25 
 
What is ...
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Louisiana P & C Insurance test set two (Passed!)
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All of the following are true of Coverage B - Other Structures correct answers The amount of coverage provided by Coverage B is an amount equal to 10% of Coverage A, An example of an other structure would be a detached garage, This coverage is not applicable on the HO-4 policy form. 
 
Homeowners policies automatically provide an amount of insurance in Coverage B that is correct answers equal to 10% of the amount written as Coverage A. This amount may be increased by endorsement. 
 
An insured i...
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass 
Dram Shop Liability refers to: {{Correct Ans- Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? 
{{Correct Ans- Neglect. 
 
To be eligible for the New York assigned risk auto plan a person mus...
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PA Appraisal License 16-20 Auto Physical Damage Exam Questions and Answers 100% Solved
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PA Appraisal License 16-20 Auto Physical 
Damage Exam Questions and 
Answers 100% Solved 
In PA, a consumer reporting agency may list all of the following information about a consumer 
EXCEPT: - answerMedical Information 
The device that synchronizes the spark plug firing sequence is: - answerCamshaft Sensor 
If an insured fail to report a claim in a timely fashion the adjuster will usually: - answerSend 
the insured a reservation of rights letter 
When using a dedicated bench fixture to measure...
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SC Property, Casualty, Surety, Marine Exam Questions and Answers 100% Answered!!
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SC Property, Casualty, Surety, Marine Exam Questions and Answers 100% Answered!!Accumulated Depreciation - ANSWERSThe total decrease in an item's value over a period of time. Formula:(Annual Depreciation x Number ofyears used) 1-J 
 
Acreage Reporting Date - ANSWERSThe deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 3-E 
 
Actual Cash Value (ACV) - ANSWERSA valuation method used by...
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Florida 2-20 Agents License Exam Questions and Answers 2023 Graded A
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Florida 2-20 Agents License Exam Questions and Answers 2023 Graded A 
 
The Florida Surplus Service Lines Office (FSLSO) was created to 
oversee the surplus lines industry in the state 
Which of the following is NOT a required qualification for a General Lines Agent: 
Seeking the license only to write controlled business 
The Department of Financial Services performs the following, EXCEPT: 
Pays insurance claims 
Once license, you have how long to obtain an appointment? 
48 months 
Which of the ...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+ 
 
Dram Shop Liability refers to: Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
 
A...
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NM ADJUSTER EXAM 2024 QUESTIONS AND VERIFIED ANSWERS GRADED A++
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NM ADJUSTER EXAM 2024 QUESTIONS AND VERIFIED ANSWERS GRADED A++ 
 
an insurance contract, the policyholder gives the insurer ___ and the insurer gives the policyholder ___. 
premium payments; peace of mind 
Which of the following people does NOT have an insurable interest in an insured property? 
A homeowner's interest in the local town water pipes that deliver water to his home. 
In the event of a catastrophe, emergency adjuster licenses in New Mexico are valid for: 
90 days. 
Cindy falls down...
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