As per new york state law - Study guides, Class notes & Summaries

New York Adjuster Exam Questions and Answers Already Passed Offering any return of premium, valuable consideration or inducement when purchasing an insurance policy is an example of: I. Illegal Inducement II. Rebating Under a watercraft or yacht policy how claims are settled: Actual cash value When may an insured sue an insurance company? Not until the insured has complied with all policy provisions and within the time limit specified in the state laws What is the definition of a non-residen...

Amanda is measuring the temperature. She looks at the thermometer and sees that it is somewhere between 65 and 66 degrees Fahrenheit. She is okay with the temperature in between two integers because she knows temperature is not ________ data, but temperature is _________ data.  a) Nominal, Ordinal  b) Nominal, Discrete  c) Continuous, Discrete  d) Discrete, Continuous Feedback: The correct answer is D. Temperature is not a measure that comes in increments (discrete) but is co...

A - ANSWER-Which one of the following is NOT true of cultural or political beliefs in America. A. America's origins as a wilderness society led to the belief that government is responsible for providing material assistance to its citizens. B. Americans place a greater emphasis than Europeans on personal advancement through education. C. Never has an American majority expressed a willingness to entrust health insurance fully to the government. D. America has a strong individualistic culture/...

AQA A Level History Tudors- Henry VII Why did Henry VII backdate his reign? - Effectively accused those who fought on Richard III's side in Bosworth (22 August 1485) of committing treason How did Henry VII use incentives to control the nobility? - - Used Patronage less than his predecessors; Jasper Tudor was made Duke of Bedford - Created 37 Knights of the Garter, who were given prestige but not land - 5 key Councillors on the King's Council had supported Henry before Bosworth: Bray,...

Negligence and Related Tort Concepts: Comparative negligence/assumption of risk: CPLR 1411, 1412 correct answersNew York is a pure comparative negligence jurisdiction. In an action to recover damages for personal injury, injury to property or wrongful death, the culpable conduct attributable to the claimant or decedent, including contributory negligence or assumption of risk, does not bar recovery. However, such conduct diminishes the amount of damages otherwise recoverable in the proportion whi...

New York State Auto Damage and Theft Adjuster Questions And Verified Answers 2024/2025 Medical coverage under a personal auto policy will cover the insured if he/she is injured while: - CORRECT ANSWER-Passenger on a bus. EXPLANATION: Personal auto medical coverage is available to the policyholder or a family member (resident relative) injured while occupying, or as a pedestrian, struck by a motor vehicle or trailer designed for use on public roads. It also covers any other persons wh...

New York auto exam 17-66 study guide rated A+ All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: To produce notes that will support a fraudulent denial of claims. . The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce a fraudulent record to deny a claim. When a homeowners policy has been in ...

Practice Review for MIS 3320 - Final Exam Q&A 100% Correct 2024/2025 Schenck v. U.S. (1919) - CORRECT ANSWER-*threats to national security* FACTS: During World War I, Schenck mailed circulars to draftees. The circulars suggested that the draft was a monstrous wrong motivated by the capitalist system. The circulars urged "Do not submit to intimidation" but advised only peaceful action such as petitioning to repeal the Conscription Act. Schenck was charged with conspiracy to violate ...

New York Insurance Laws Questions and Answers Rated A The time limit on certain defenses under individual health policies in New York is: A 20 days B 3 years C 90 days D 2 years - Answer ️️ -D 2 years The Superintendent may examine the books and records of any insurer based on the: A Permission of a producer B Authority granted by the state C Authority granted by the Secretary of State D Permission of the insurer - Answer ️️ -B Authority granted by the state If a li...

New York Accident & Health Insurance Adjuster Latest Update Already Passed The New York Superintendent of Insurance is Appointed by the governor of New York The primary responsibility of the Superintendent of Insurance is Enforcing the state insurance laws and regulations. An independent adjuster A person who acts on behalf of an insurer in investigating and adjusting claims and/ or performing any duties required by the insurer. A public adjuster A person who acts on behalf of an insured in n...