An umbrella policy - Study guides, Class notes & Summaries
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GA Insurance Adjuster Course Exam Questions and Answers 100% Pass
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GA Insurance Adjuster Course Exam 
Questions and Answers 100% Pass 
Six Special Characteristic of Insurance Contracts - Correct Answer ️️ -Personal, 
Adhesion, Utmost Good Faith, Aleatory, Unilateral, Condition 
Coverage F - Correct Answer ️️ -Medical Payments 
Umbrella - Correct Answer ️️ -An umbrella policy provided liability coverage over and 
above the normal or base limits of liability in a policy. An umbrella policy is a type of 
excess policy 
Risk Transference - Correct Answe...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
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AINS Quiz | 713 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
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AINS Quiz | 713 Questions with 100 % correct 
answers | Verified& Updated 2024 Graded A+ 
Umbrella liability policies almost always provide excess coverage over several primary policies 
while include all of the following, EXCEPT: 
- Commercial general liability 
- Auto liability 
- Replacement liability 
- Employers liability - Replacement liability 
The coverage that an umbrella liability policy provides for claims not covered at all by the 
underlying policies is called - Drop-down coverage 
...
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Property & Casualty Insurance License Test Updated 2022 > Pass the P&C Insurance Licensing Exam With Flying Colors.
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Property and casualty insurance Exam Questions and Answers Updated Nov 2022. 
A banker is ready to close on a customer's loan. The bank is prepared to offer the loan but only if the customer purchases a life insurance policy from the bank in the amount of the loan. This is an example of 
 
A builder's risk form is most often written as which of the following? 
 
A building is insured, but no one has lived or worked in it for 10 years. The building is completely empty of any furniture or perso...
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam with Complete Solutions
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Guarantee ExamFX, Idaho Personal 
Lines Simulation Exam with Complete 
 
Solutions 
 
In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property 
covered by a dwelling policy. How many deductibles will the insured have to pay before the 
policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
 
3. Two 
 
4. Three one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm i...
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AINS Quiz 713 Questions and Answers 100% Solved
- Exam (elaborations) • 154 pages • 2024
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AINS Quiz 713 Questions and Answers 
100% Solved 
Umbrella liability policies almost always provide excess coverage over several primary policies 
while include all of the following, EXCEPT: 
Commercial general liability 
Auto liability 
Replacement liability 
Employers liability - Replacement liability 
The coverage that an umbrella liability policy provides for claims not covered at all by the 
underlying policies is called - Drop-down coverage 
Which one of the following statements a...
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NYREI School Exam Questions and Answers Latest Version Graded A+
- Exam (elaborations) • 13 pages • 2023
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NYREI School Exam Questions and Answers Latest Version Graded A+ What is the minimum licensing requirement to sell commercial real estate in New York? a real estate salesperson's license 
What is the preferred method of creating an agency relationship? expressed agency 
An amenity purchaser occupies or uses the purchased property 
Condominium units are considered _____ property and are conveyed by _____. real / deed 
A salesperson who is an independent contractor is not subject to withholding r...
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Conduct and Practices Handbook (CPH) Exam 136 Questions with Answers,100% CORRECT
- Exam (elaborations) • 21 pages • 2023
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Conduct and Practices Handbook (CPH) Exam 136 Questions with Answers 
 
Duty of care - CORRECT ANSWER This refers to obligation #3 of registered representative (RR) about acting honestly, in good faith, and in a professional manner. This is a requirement to provide advice to clients with those attributes in mind along with the proper skills and knowledge to do so. It is important to note that the standard of care provided is not a standard of perfection. RRs are usually held to this standard muc...
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Florida Personal Lines Exam 2024-2025 Questions and Answers 100% Verified
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Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of the insured 
D.) Damage to the home the insured owns - B.) Damage to a neighbor's parked car 
Which of the following is true regarding the Fine Arts Floater? 
A.) Coverage is limited to the United States, Canada, and Mexico 
B.) Coverage is primarily for stam...
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