Agent producer - Study guides, Class notes & Summaries
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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LIFE PRODUCER EXAM (MI) QUESTIONS AND ANSWERS ALREADY PASSED
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LIFE PRODUCER EXAM (MI) 
 
QUESTIONS AND ANSWERS ALREADY 
 
PASSED 
 
Which of the following is NOT true regarding a Certificate of Authority? 
 
a)It may be necessary for transacting business in a specific state. 
b)It is equivalent to an insurance license. 
c)It is issued by the state department of insurance. 
d)It is issued to group insurance participants. d) It is issued to group insurance participants. 
 
Before insurers may transact business in a specific state, they must apply for a licen...
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Washington Life/Health Insurance Exam | 303 Questions and Answers(A+ Solution guide)
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policy owner - usually, but not always the person covered by the policy 
beneficiary - the person who is paid when a claim 
is submitted 
agent/producer - acts as a legal representative 
of the insurance company 
broker - representative of the Insured, not the insurance company 
risk - The chance or uncertainty of loss 
Pure risk - the chance of experiencing a loss (without the possibility of gain). Only downside, no 
upside. 
Speculative risk - s the chance of loss one accepts in the hope of re...
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Final Exam Questions and Correct Answers- New Jersey Life and Health
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Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? Home health care 
Which of the following is NOT a federal requirement of a qualified plan? Employee must be able to make unlimited contributions 
Why are dividends from a mutual insurer not subject to taxation? Because dividends are considered to be a return of premium 
The treasurer of XYZ Insurance Company discovers that the treasurer's company is being in...
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DECA Marketing Cluster Exam District Level Practice Test
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The purpose of legal procedure is to ensure that each party receives 
A. ongoing advice. 
B. consistent treatment. 
C. a reasonable verdict. 
D. an indictment. - Answer- b 
 
Wal-mart, Chevron Texaco, and Ford Motor Company sell stock in their companies. They are examples 
of which of the following types of business ownership: 
A. Franchisee 
B. Corporation 
C. Partnership 
D. Sole proprietorship - Answer- b 
 
Channels of distribution benefit businesses by 
A. lowering the prices of all indu...
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Indiana Life and Health Insurance Full Exam with Guaranteed Accurate Answers
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Which of these is NOT considered to be a violation of the Unfair Competition Law in Indiana? 
 monopolize or restrain trade 
 making unsubstantiated criticisms about an insurance company 
 pay insurance commissions to an unlicensed individual 
 paying a finder's fee to an individual who provides a sales lead - correct answer paying a finder's fee to an individual who provides a sales lead 
 
A viatical settlement agent, according to the Indiana Department of Insurance, is 
 an individual who f...
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Idaho Life Producer Exam Questions and Answers (Graded A)
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Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A) 
What does life insurance protect against? - ANSWER-Dying too soon. 
 
What happens to the death benefit with a Variable Universal Life Policy? - ANSWER-It may increase/decrease within limits. 
 
Who sells insurance to a client and owes a fiduciary duty to an insurance c...
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UNITED HEALTHCARE (UHC) – ETHICS AND COMPLIANCE LATEST 2023-2024 EXAM| ACTUAL QUESTIONS AND VERIFIED ANSWERS Version 2 |A+ GRADE
- Exam (elaborations) • 17 pages • 2023
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UNITED HEALTHCARE (UHC) – ETHICS AND COMPLIANCE LATEST 2023-2024 EXAM| ACTUAL QUESTIONS AND VERIFIED ANSWERS Version 2 |A+ GRADE 
 
 
Q: John has Power of Attorney to act on behalf of his mother. What does that mean when it comes to his mother enrolling in a Medicare Advantage Plan? 
 
 
Answer: 
John may sign the Enrollment Application and must be able to provide documentation upon request by the Plan that indicates his authority under state law to enroll his mother. 
 
 
 
Q: In which of the...
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Texas Life Insurance Exam 2023 with 100% correct answers
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when 
P receives the policy and pays the premium 
 
 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 
20-Pay Life accumulates cash value faster than Straight Life 
 
 
 
How does an indexed...
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Primerica Pre-licensing Course Solved Exam |Question and Answers| 100% Correct
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Primerica Pre-licensing Course Solved 
Exam |Question and Answers| 100% 
Correct 
agent *Ans* legal representative of an insurance company; the classification of producer 
usually includes agents and brokers; agents are the agents of the insurer 
insured *Ans* the person covered by the insurance policy; this person may or may not be the 
policyowner 
broker *Ans* an insurance agent not appointed by an insurer and is deemed to represent the 
client 
insurance policy *Ans* a contract between ...
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