Adjuster pro section 2 - Study guides, Class notes & Summaries
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NGN ATI Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers A+ | 2023/2024
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NGN ATI Florida Claims 
Adjuster Exam | 206 
Questions with 100% Correct 
Answers A+ | 2023/2024 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests Correct Answer: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest...
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ACA Final Exam questions and answers well elaborated
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ACA Final Exam questions and answers well elaborated 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and writ...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster-Florida Exams Questions & Answers 2023
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Florida Claims Adjuster 
Exam, 6-20 All Lines 
Adjuster-Florida Exams 
Questions & Answers 2023 
The successful adjuster/negotiator should understand that communication includes all of thefollowing 
EXCEPT? 
Select one: 
A. Verbal and non-verbal messages 
B. Questioning 
C. Listening 
D. Decision-making - Decision-making 
Which of the following is not a duty of the claims adjuster? 
Select one: 
A. Investigating 
B. Evaluating 
C. Negotiating 
D. Counseling - Counseling 
The adjuster's duty to ...
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Adjuster Pro - Insurance adjuster Test Questions And Answers 100% Pass
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Adjuster Pro - Insurance adjuster Test 
Questions And Answers 100% Pass 
What is insurance? - answerprotection against financial loss 
what is a premium - answera scheduled amount to be paid for an insurance policy. 
What are premiums used for - answerpremiums are collected into a "pool" or "reserve to pay out 
claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - answerthe insurer 
collects premiums from all policy holders and uses th...
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Florida Claims Adjuster Exam Review (6-20 All Lines Adjuster) 2023 EXAM QUESTIONS AND ANSWERS LATEST UPDATE
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Florida Claims Adjuster Exam 
Review (6-20 All Lines Adjuster) 
2023 EXAM QUESTIONS AND 
ANSWERS LATEST UPDATE 
Peril 
(Ans- Something that causes a loss. 
Hazard 
(Ans- Something that increases the probability that a loss will occur. 
Warranty 
(Ans- A policy condition, either based on information in the insureds 
application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation 
(Ans- An untrue statement by the insured, made in an application for 
insurance but which d...
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Life, accident and health insurance Texas General Lines - EXAM 2024 update
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Life, accident and health insurance Texas General Lines - EXAM 2024 update 
Life, accident and health insurance Texas General Lines - EXAM 2024 update 
 
LIFE SECTION 1 - LIFE SECTION 1 
 
1)	Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20- year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? - A- $50,000 Whole Life policy B- $50,000 Level Term policy for 20 yea...
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Adjuster Pro Section-6 Questions and Answers 2023
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Adjuster Pro Section-6 Questions and Answers 2023 
Adjuster's Ethical SItuation 
-Adjuster make frequent decisions involving larger amounts of money 
-Adjusters should always determine a fair and equitable settlement that abides by the insurance contract 
 
 
Inducement 
An action, item, or promise made to someone to motivate them toward certain desired actions 
 
 
Consequences for Accepting Inducements 
-Losing license 
-Reputation Loss 
-Lawsuits 
-Jail time 
 
 
Kickbacks 
Money or favors o...
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Life, accident and health insurance Texas General Lines - EXAM 2024 update
- Exam (elaborations) • 45 pages • 2024
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Life, accident and health insurance Texas General Lines - EXAM 2024 update 
Life, accident and health insurance Texas General Lines - EXAM 2024 update 
 
Email me if you need answers 
 
LIFE SECTION 1 - LIFE SECTION 1 
 
1)	Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20- year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? - A- $50,000 Whole Life policy B- $50...
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Adjuster Pro Section-3 Complete Questions and Answers 2023
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Adjuster Pro Section-3 Complete Questions and Answers 2023 
 
 
The Personal Auto Policy (PAP) - Answer - A policy that combines liability insurance with other optional coverages 
 
PAP Policies can cover - Answer - -Individuals and residing family members 
-People driving car with owner's permission 
-Four-wheeled vehicles under 10,000 lbs 
*Insurable interest is required 
 
PAP Policies will indemnify for: - Answer - -Property Damage 
-Personal Injury 
-Legal Defense 
 
What will PAPs not ...
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Adjuster Pro: Indiana Adjuster's License Exam Questions With Correct Answers Latest 2024/2025 (100% SOLVED)
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Adjuster Pro: Indiana Adjuster's License Exam Questions With Correct Answers Latest 2024/2025 (100% SOLVED) On January 27, 2008, Ryan was using an exercise bike purchased from 
NusquamCycle when the chain broke, causing him to fall and severely bruise his 
knee. It seemed to heal just fine, but three years later, on January 25, 2011, Ryan's 
knee gave out while jogging. His doctor told him that he'll need surgery and that this 
deterioration resulted from the earlier accident with the exercis...
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