Adjuster pro final exam - Study guides, Class notes & Summaries
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Adjuster Pro – Exam With 100% Certified Answers 2023
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Adjuster Pro – Exam With 100% Certified 
Answers 2023 
Accumulated Depreciation - CORRECT ANSWER-The total decrease in an item's value 
over a period of time. Formula: (Annual Depreciation x Number of years used) 
Actual Cash Value (ACV) - CORRECT ANSWER-A valuation method used by insurers 
to reflect an item's current market value right before being damaged or destroyed. 
Formula: (Replacement cost - Accumulated Depreciation) 
Adhesion - CORRECT ANSWER-One of the characteristics of an i...
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AIC 30 EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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1 
AIC 30 EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
First Party Focus 
Correct Answer: Coverage and Amount of damage 
Second Party 
Correct Answer: Insurance Company 
First Party 
Correct Answer: Insured 
Third Party 
Correct Answer: Claimant 
Third Party Focus 
Correct Answer: Liability, Coverage, and Amount of damage 
Third Party Administrator (TPA) 
2 
Correct Answer: an organization that provides admin services associated with risk 
financing and insurance. The...
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Adjuster Pro Practice Exam questions and answers 100% verified.
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Adjuster Pro Practice Exam questions and answers 100% verified. 
 
 
 
 
 
 
 
Stu uuhas uua uucollection uuof uurare uucomic uubooks. uuHe uuwants uuto uupurchase uutheft uuinsurance uufor uuhis 
collection, uuseparate uufrom uuhis uuhome uuand uuother uuproperty. uuWhat uuterm uumost uuaccurately 
describes uuthe uutype uuof uupolicy uuStu uuwould uupurchase? uu- uu uucorrect uuanswer. uu uu uuMonoline uuPolicy 
 
Which uuof uuthe uufollowing uustatements uudoes uuNOT uuapply uuto uuthe uuStan...
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Florida 6-20 All Lines Adjuster Test (276 questions 111 Pages With Complete Solutions)
- Exam (elaborations) • 111 pages • 2023
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that indicates the initial results of a claim investigation? A. Field Report B. Interim Report C. Full Report D. None of the above A. Field Report States have adopted statutes regarding claims adjusting. To avoid unfair treatment to a claimant the adjuster must not: A. Promptly investigate the claim. B. Follow the laws regarding the number of days in which to commence an investigation. C. Deny the claim until a fair and prompt investigation has commenced. D. Pay the claim within a reasonable num...
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking only covere...
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FLORIDA 6-20 ALL LINES ADJUSTER EXAM TEST QUESTIONS
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FLORIDA 6-20 ALL LINES ADJUSTER 
EXAM TEST QUESTIONS 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - CORRECT ANSWER-B. The insured 
Which of the following is the type of report that indicates the initial results of a claim 
investigation? 
A. Field Report 
B. Interim Report 
C. Full Report 
D. None of the above - CORRECT ANSWER-A. Field Report 
States have adopted statutes regarding claims adjusting. To av...
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ADJUSTER PRO 2 EXAM 2023/2024
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ADJUSTER PRO 2 EXAM 2023/2024 
Agent - CORRECT ANSWER-one who recieves the authority to act on behalf of 
someone else 
Sales Agent - CORRECT ANSWER-receives authority to sell 
-authority given by written contract 
Insurance Adjuster - CORRECT ANSWER-receives authority to settle claims brought 
against the insurer 
- authority given by written contract 
Three major responsibilities of contracted agents - CORRECT ANSWER-1. follow the 
contract 
2. always use reasonable judgement & care 
3....
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Hawaii Insurance exam Questions Answered 100% correct
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Hawaii Insurance exam Questions Answered 100% correct 
The Insurance Commissioner must examine an insurer at least once every? 
5 years 
 
 
 
How many days in advance must a notice of a hearing on unfair trade practices be sent? 
15 days 
 
 
 
The fine PER violation for UNKNOWINGLY committing an unfair or deceptive act in the business of insurance is: 
$1,000 
 
 
 
The fine PER violation for KNOWINGLY committing an unfair or deceptive act in the business of insurance is: 
$5,000 
 
 
 
The MA...
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PRO-ADJUSTER FINAL TEST. ACTUAL EXAM {GRADED A+}. // 2024 AUGUST LATEST UPDATE. // VERIFIED ANSWERS. // NEW EXAM!!! NEW EXAM!!!
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PRO-ADJUSTER FINAL TEST. 
ACTUAL EXAM {GRADED A+}. // 2024 
AUGUST LATEST UPDATE. // 
VERIFIED ANSWERS. // 
NEW EXAM!!! NEW EXAM!!! 
Amy needs more floor space in her antique furniture store, so she buys a 
storage building 3 miles away. She is worried about keeping the furniture in the 
storage building safe, so she puts in an alarm system and smoke detectors. By 
purchasing the alarm system and smoke detectors, Amy is practicing: - ANS- 
risk reduction. 
Six Stars Development Company has...
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ADJUSTER PRO EXAM TEST WITH ANSWERS 2023-2024
- Exam (elaborations) • 16 pages • 2023
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ADJUSTER PRO EXAM TEST WITH 
ANSWERS 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the financial...
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