Adjustable whole life - Study guides, Class notes & Summaries
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AZ LIFE INSURANCE EXAM 2024
- Exam (elaborations) • 43 pages • 2024
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AZ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
-Secondary - correct answer A Contingent Beneficiary has the __________ right to collect an Insured's death benefit. 
 
-A uniform set of insurance regulations - correct answer What does the Producer Licensing Model Act (PLMA) provide? 
 
-A uniform set of insurance regulations 
-Disability income 
-A double payout 
-Private Life Maturity Assets 
 
-They are known for their very flexible payment terms - correct answer All but which of ...
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Life & Health Insurance Exam Colorado (2023/2024) 100% Pass
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Life & Health Insurance Exam Colorado (2023/2024) 100% Pass Traditional Whole Life -Ordinary (Straight) Life -Limited-Pay & Single-Premium Whole Life -Adjustable Whole Life 
Ordinary (Straight) Life -Until 100 or Death, whichever comes first -Permanent Protection -Rates & benefits based on law of large numbers (Mortality Rate) -Guaranteed, tax-deferred interest rate -Premium level, company's risk goes down as cash value goes up -Insurer keeps the cash value if death to offset risk -Lowest net c...
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Texas Life Insurance Exam Questions and Answers with complete solutions
- Exam (elaborations) • 10 pages • 2022
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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PA Insurance Exam Practice Questions with Complete Solutions
- Exam (elaborations) • 30 pages • 2024
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PA Insurance Exam Practice Questions 
 
with Complete Solutions 
 
Jonas is a whole life insurance policyowner and would like to add coverage for his two children. 
Which of the following products would allow him to accomplish this? Child Term Rider 
 
A limited payment whole life policy provides Lifetime Protection 
 
Donald is the primary insured of a life insurance policy and adds a children's term rider. What is 
the advantage of adding this rider? Can be converted to permanent coverage wit...
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Kentucky Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
- Exam (elaborations) • 48 pages • 2024
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Kentucky Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A 
 
Q: Which type of life policy contains a monthly mortality charge as well as self-directed investment choices? 
 
 Joint Life 
 Adjustable Life 
 Variable Universal Life 
 Universal Life 
 
 
Answer: 
Variable Universal Life 
 
 
 
Q: Two agencies are competing for a new client. Agency A mentions to the prospective client that all of the companies with which it does busin...
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OKLAHOMA LIFE & HEALTH INSURANCE - EXAM QUESTIONS & ANSWERS SCORED A+ TO PASS
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A beneficiary has just received a claim payment for a life insurance policy. Which of the following is TRUE 
regarding the federal income tax liability owed? 
A flat tax of 10% is owed on all proceeds 
Federal income tax is owed if proceeds exceed $250,000 
No federal income tax is owed on life insurance proceeds 
Tax liability owed depends on the type of life insurance policy - Answer-No federal income tax is owed 
on life insurance proceeds 
A business will typically use which type of life ins...
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ARKANSAS LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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A life insurance premium is paid each month. The insurer then subtracts a mortality and expense charge from the policy's cash value. This best describes which of the following life insurance policies? 
A. Whole Life 
B. Variable Whole Life 
C. Universal Life 
D. Adjustable Whole Life - correct answer C. Universal Life 
 
What is the name of a single policy covering two or more lives that pays benefits upon the death of the first insured? 
A. Accidental Death 
B. Joint Survivorship Life 
C. Join...
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
- Exam (elaborations) • 61 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
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NC Life insurance state exam study guideline
- Exam (elaborations) • 16 pages • 2024
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NC Life insurance state exam study guideline 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as often as 5, 10, 15, ...
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NC Life insurance state exam study guideline already graded A+
- Exam (elaborations) • 16 pages • 2024
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NC Life insurance state exam study guideline already graded A+ 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...
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