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XCEL TESTING EXAM QUESTIONS WITH SOLUTIONS Latest Updated 2024 (GRADED) When an insurance company requests an attending physician's report, the request must be accompanied by a Copy of the signed authorization Which of the following is NOT a required uniform provision in individual health policies? Change of occupation "Life insurance creates an immediate estate". This phrase means When the insured dies, a death benefit is paid A person who asserts a right of recovery under an insuranc...

XCEL TESTING SOLUTIONS - CALIFORNIA PRELICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE VERIFIED CORRECT . When an insurance company requests an attending physician's report, the request must be accompanied by a Copy of the signed authorization Which of the following is NOT a required uniform provision in individual health policies? Change of occupation "Life insurance creates an immediate estate". This phrase means When the insured dies, a death benefit is paid A person who a...

Law and Ethics in the Workplace Exam Questions With 100% Correct Answers Employment - answerProcess of providing work, engaging services of labor, and paying for the work performed. What is at the heart of human resources employment? - answerEmployment. Employers - answerThose persons, businesses, or organizations that provide the work, engage the services or labor, and pay for the work performed. Employees - answerIndividual hired by another, such as a business firm, to work for wages a...

Exam Simulator FL-LH - FL Health and Life and Annuity A non-contributory plan requires _________ participation of all eligible employees 100% A characteristic of preferred provider organizations (PPOS) would be: Discounted fees for the patient Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? Commerce Additional coverage can be added to a whole Life policy by adding a(n): decreasing term rider What benefit does the payor clause on a Juve...

According to the law of large numbers, how would losses be affected if the number of similar insured units increases? - ANSWER Predictability of losses will be improved Which of the following can be defined as "the potential for loss"? - ANSWER Risk An insurer has a contractual agreement which transfers a portion of its risk exposure to another insurer. What type of contractual arrangement is this? - ANSWER Reinsurance contract Which of these statements regarding insurance is false? -...

aPHR Review Questions and Answers 2023 Employers are required to pay Social Security according to: a) ERISA b) FICA c) OWBPA d) ADEA b) FICA employers are legally required by the Federal Insurance Contribution Act of 1935 (FICA) to provide Social Security to their employees. Identifying internal and external factors that drive a company's strategies, goals, and decisions is called __________. a) forecasting b) quantitative research c) environmental scanning d) operational st...

BUSMHR 3200 Exam 1 Inks | Complete Solutions (Verified) Basic levels within the organization individual, team, organization level Derailers -insensitivity to others -poor working relations -inability to build or lead a team -authoritarianism -inability to change and adapt Human relations movement -increasing numbers of studies/writings from behavioral scientists focusing on the "human" factor -collective bargaining legalized in 1935; management looking for other ways to manage workforce McGr...

According to the law of large numbers, how would losses be affected if the number of similar insured units increases? - ANSWER Predictability of losses will be improved Which of the following can be defined as "the potential for loss"? - ANSWER Risk An insurer has a contractual agreement which transfers a portion of its risk exposure to another insurer. What type of contractual arrangement is this? - ANSWER Reinsurance contract Which of these statements regarding insurance is false? -...

WGU C232 Introduction to Human Resource Management fully solved 2024 UpdateWGU C232 Introduction to Human Resource Management fully solved 2024 Update Affirmative Action - correct answer Affirmative action is any action taken by an employer to overcome discriminatory effects of past or current practices or policies that create barriers to equal employment opportunity. Affordable Care Act (ACA) - correct answer A federal law passed in 2010, which prohibits insurers from denying coverage...

Payroll Certification Exam RDE 93 Questions with Verified Answers Post Test Assessment - CORRECT ANSWER Which of the following laws establishes the minimum wage - CORRECT ANSWER Fair labor standards act medicare is a two part health insurance program that was part of an amendment to what act - CORRECT ANSWER federal insurance contributions act which of the following forms is used to complete each employee's W-2 wage and tax statement - CORRECT ANSWER Employee's earning record w...