Wisconsin life insurance - Study guides, Class notes & Summaries
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Wisconsin Life Insurance Exam Prep Latest Update Graded A+
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Wisconsin Life Insurance Exam Prep 
 
Latest Update Graded A+ 
 
Stock insurer - Owned by stockholders/shareholders 
- Pays taxable dividends to shareholders if a profit is 
made 
-Issues nonparticipating policies (non-PAR) 
 
Mutual Insurer - An insurer that is owned by its policyholders 
- If company is profitable, excess premiums are returned as non-taxable dividend 
-Issues participating (Par) policies 
 
Fraternal Benefit Societies -Life or health insurance companies formed to provide insur...
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C. Wisconsin Life Insurance - Regulation and Licensing Quiz with Complete Answers
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C. Wisconsin Life Insurance - Regulation 
and Licensing Quiz with Complete 
 
Answers 
 
Who must have an intermediary's license? Anyone wishing to sell insurance in Wisconsin 
 
Which of the following need an intermediary's license? 
-Insurance company officers... 
-An insurance "advisor"... 
-Agency secretary... 
-A person entering confidential information in a database... An insurance "advisor" 
 
The fee for a biennial Wisconsin intermediary's license is: $35 every 2 years 
 
How many...
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Wisconsin Life Insurance Exam Questions And Answers Rated A+ New Update Assured Satisfaction
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Wisconsin Life Insurance Exam Questions And Answers Rated A+ New Update Assured Satisfaction
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Wisconsin Life insurance Exam with Complete Questions and Answers…Updated|2024|25
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Wisconsin Life insurance Exam with Complete Questions and Answers…Updated|2024|25
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Wisconsin Life Insurance TOP Exam Questions and CORRECT Answers
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Stock Companies -private organization focused to make profits for shareholders 
-Stock dividends are paid to stock holders 
-policyholders do not participate 
Mutual Companies -have no stock holders 
-owners are policy owners 
-policy holders can vote for members of the board 
-policy owners receive dividends
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Wisconsin Life Insurance Exam|Latest Update Graded A+
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Wisconsin Life Insurance Exam|Latest Update Graded A+ 
Mortality 
The rate people will die 
 
 
Morbidity 
The rate people will get sick 
 
 
Peril 
The cause of loss and the event insured against. 
Ex: premature death, dependency during old age, accident, and sickness 
 
 
Adverse Selection 
The tendency for poorer than average risks to seek out insurance 
 
 
Annuity 
Annuities protect against the risk of living longer than expected. Annuities provide a guaranteed life income to protect agains...
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Wisconsin Life Insurance Exam Prep 2024 Questions and Answers 2024 / 2025 (Verified Answers by Expert)
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Wisconsin Life Insurance Exam Prep 2024 Questions and Answers 2024 / 2025 (Verified Answers by Expert) Stock insurer 
ANS - Owned by stockholders/shareholders 
- Pays taxable dividends to shareholders if a profit ismade 
-Issues nonparticipating policies (non-PAR) 
2. Mutual Insurer 
ANS - An insurer that is owned by its policyholders 
- If company is profitable, excess premiums are returned as non-taxable dividend 
-Issues participating (Par) policies 
3. Fraternal Benefit Societies 
ANS -Life ...
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Wisconsin Life Insurance Chapter 2 Questions and Answers
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Wisconsin Life Insurance Chapter 2 Questions and Answers
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Wisconsin Life Insurance Definitions Exam with Correct Answers
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Wisconsin Life Insurance Definitions Exam with Correct Answers
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Wisconsin Life Insurance Practice Questions and Answers
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Wisconsin Life Insurance Practice Questions and Answers
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