Variable whole - Study guides, Class notes & Summaries

NC Life insurance state exam study guideline With Latest Term Insurance - answerUsed for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance - answerExpire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance - answerTerm insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Ye...

WA Life and Disability Producer Combo Questions with Verified Solutions If a company provides group disability insurance to its employees, which of the following may be tax deductible? The premiums paid by the company as a business expense Which provides benefits for expenses incurred as a result of in-hospital medical treatment and surgery as well as certain outpatient expenses such as doctor's visits, laboratory tests, and diagnostic services? Hospitalization insurance Compared t...

TN Life Insurance Exam Review (Questions) 100% Solved Correct answers are highlighted in yellow and appear at the bottom of the choices. Term life insurance shall never provide: a. death protection b. low premiums c. temporary protection d. a living benefit d. a living benefit The premium paid on whole life would be ___________ at the age 25 than age 75: a. more b. less c. same d. twice the rate c. same If the insured lives to age 100 on a whole life coverage, the cash value would be...

Life, Accident and Health Final Exam Questions With 100% Correct Answers Which of the following provides benefits for the treatment of gum disease? A. Endodontics B. Orthodontics C. Periodontics D. Prosthodontics - answerC. Periodontics The Insured and primary beneficiary die in a common accident. The insured dies at the scene and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? A. The State Department of Revenue B. The Contingent Beneficiary C. The...

PSI Practice Exam - Life Insurance Questions and Answers Rated A+ For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the following? 1. age 2. cost of care 3. policy value 4. premium cost 1 The group conversion option is allowed for all of the following EXCEPT 1. termination of the master policy . 2. loss of group coverage due to termination of employment. 3. upon the loss of eligibility on the part of a class of insureds. ...

ATI Nursing Care of Children Test Bank| Questions and Verified Answers| 100% Correct| Grade A Q: A nurse is assessing a 12-month-old infant during a well-child visit. Which of the following findings should the nurse report to the provider? A. Closed anterior fontanel B. Eruption of six teeth C. Birth weight doubled D. Birth length increased by 50% Answer: C. CORRECT: By the age of 12 months, the infant's birth weight should have tripled. Therefore, the nurse should report this...

NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled An agent who signs a blank contract application or policy of insu...

Exam Simulator FL-LH - FL Health and Life and Annuity 100% Pass A non-contributory plan requires _________ participation of all eligible employees 100% A characteristic of preferred provider organizations (PPOS) would be: Discounted fees for the patient Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? Commerce Additional coverage can be added to a whole Life policy by adding a(n): decreasing term rider What benefit does the payor clause on a Ju...

1) A farmer needs to buy fertilizer for his farmland. The instructions on the fertilizer say 49.5 pounds of fertilizer is needed for 1 acre of land. The farmer buys 2,000 pounds of fertilizer. What is the approximate number of acres he can cover with the fertilizer he bought? ---40 Acres 2) All the 1,020 students at a local high school must enroll in a foreign language course. If 269 students are enrolled in French, 663 are enrolled in Spanish, And the remaining students are enrolled in ...

What type of policy is typically issued without proof of insurability from the insured? - Answer-Group policy A whole life policy that requires that the Policyowner only pays premiums for a specified number of years is known as what type of policy? - Answer-Limited-pay whole life Who is entitled to the cash values in an insurance policy? - Answer-The Policyowner An insured receives a monthly summary for his life insurance policy. He notices that the cash value of the policy is significantl...