Variable annuity Study guides, Class notes & Summaries
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved)
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved) An owner is worried that employees will help themselves to products on the shelf without 
paying for them. This is an example of what type of hazard? - CORRECT ANSWERS Moral 
Hazard 
Won't fly an airplane, never drives a car and keeps money out of the stock market is known 
as what type of risk ? - CORRECT ANSWERS Risk Avoidance 
Only pure risk is insurable. TRUE or FALSE? - CORRECT ANSWERS T...
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Texas General Lines - Life, Accident & Health Insurance Exam Questions & Revised Correct Answers With Explanation Latest Update | Already Passed!!
- Exam (elaborations) • 98 pages • 2024
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Texas General Lines - Life, 
Accident & Health Insurance 
Exam Questions & Revised Correct 
Answers With Explanation 
Latest Update | Already Passed!! 
1) Sandra Timms, age 27, is advised by her producer to 
purchase Life insurance to cover a 20-year-amortized 
$50,000 business-improvement loan. Which of the 
following plans would adequately protect Ms. Timms at the 
minimum premium outlay? 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life po...
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FLORIDA LIFE, HEALTH AND VARIABLE ANNUITY EXAM
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Categories of Life Insurance - Answer-Ordinary, Industrial and Group 
 
Ordinary Life - Answer-is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. 
 
Industrial Insurance - Answer-small issue amounts with premiums collected weekly or monthly by agents at policyowner's home. Also known as BURIAL INSURANCE 
 
Group Insurance - Answer-written for empl...
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Florida Life and Variable Annuity Latest 2024 100% Pass
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Florida Life and Variable Annuity Latest 2024 100% Pass variable annuity there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks 
join and survivor annuity covers two or more lives and contiunes in force so long as any one of them survives 
period certain annuity annuity imcome option that guarantees a definite minimum peroid of payments 
life annuity payable during the continued life of the annuitant. No prov...
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A
- Exam (elaborations) • 32 pages • 2024
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A Categories of Life Insurance Ordinary, Industrial and Group 
Ordinary Life is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. 
Industrial Insurance small issue amounts with premiums collected weekly or monthly by agents at policyowner's home. Also known as BURIAL INSURANCE 
Grou...
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FLORIDA LIFE, HEALTH AND VARIABLE ANNUITY EXAM QUESTIONS WITH 100% CORRECT ANSWERS!!
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FLORIDA LIFE, HEALTH AND VARIABLE ANNUITY EXAM QUESTIONS WITH 100% CORRECT ANSWERS!!
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved)
- Exam (elaborations) • 53 pages • 2024
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- $13.49
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved) An owner is worried that employees will help themselves to products on the shelf without 
paying for them. This is an example of what type of hazard? - CORRECT ANSWERS Moral 
Hazard 
Won't fly an airplane, never drives a car and keeps money out of the stock market is known 
as what type of risk ? - CORRECT ANSWERS Risk Avoidance 
Only pure risk is insurable. TRUE or FALSE? - CORRECT ANSWERS T...
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LIFE, HEALTH & VARIABLE ANNUITY EXAM QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Correct)
- Exam (elaborations) • 53 pages • 2024
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- $14.49
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Correct) Insurance concept founded on the ability to predict the approximate number of deaths or 
frequency of disabilities within a certain group during a specific time. - CORRECT ANSWERS 
Law of Averages 
An owner is worried that employees will help themselves to products on the shelf without 
paying for them. This is an example of what type of hazard? - CORRECT ANSWERS Moral 
Hazard 
Won't fly an ...
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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED 2025
- Exam (elaborations) • 11 pages • 2024
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variable annuity - there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks 
join and survivor annuity - covers two or more lives and contiunes in force so long as any one of them survives 
period certain annuity - annuity imcome option that guarantees a definite minimum peroid of payments 
life annuity - payable during the continued life of the annuitant. No provision is made for the guaranteed return of the u...
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