Time savers - Study guides, Class notes & Summaries

Money & Banking Final from practice test and actual exams A rising stock market index due to higher share prices a. decreases people's wealth, but is unlikely to increase their willingness to spend b. increases people's wealth and as a result may increase their willingness to spend c. decreases the amount of funds that business firms can raise by selling newlyissued stock d. increases people's wealth, but is unlikely to increase their willingness to spend - CORRECT ANSWER b. increase...

3 levels of psychological indivuality correct answers Dispositional traits Characteristics adaptation Life story/ narrative Dispositonal traits correct answers Parent can be one thing but that doesn't make you the same Definition: Broad dimensions of personality that describe individual differences in behavior, thought and feeling. Traits account for consistency in individual functioning across different situations and over time Ex: Dominance, tendency toward depression, punctuality ...

Economics of Money, Banking, and Financial Markets 6e (Mishkin) Chapter 2 An Overview of the Financial System 2.1 Function of Financial Markets 1) Every financial market has which of the following characteristics? A) It determines the level of interest rates. B) It allows common stock to be traded. C) It allows loans to be made. D) It channels funds from lenders-savers to borrowers-spenders. Answer: D Diff: 1 Type: MC Skill: Recall Objective: 2.1 Compare and contrast direct and indire...

Investment correct answers sacrificing something of value now, to receive a benefit from that sacrifice in the future Real Assets correct answers physical property like gold, machinery, equipment, or real estate Financial Assets correct answers claims on real assets or the income generated by them (Stocks and Bonds) Success and failures of the financial assets we choose to purchase ultimately depend on the real assets correct answers Money-Market correct answers the short-term (1 ye...

Finance - correct answer The study of investing Investing - correct answer Committing resources today in hopes of earning a profit in the future Goal of the firm - correct answer Maximize stockholder wealth or maximize the stock price Three elements of financial decision making - correct answer 1. Money 2. Time 3. Risk (Uncertainty) Risk - correct answer The chance that some unfavorable event will occur Risk/Expected Return relationship - correct answer In a financial market c...

Dave Ramsey Chapter 1 Test- Questions and Answers Already Passed Making the right choices with your money—managing your money—involves knowing how . . . Earning, budgeting, saving, spending and giving your money Banks got into the credit business before 1920 because charging exceptionally high interest rates was legal. False You should always make sure you have a... Budget To gain an understanding of your personal finances, you should know . . . Where you are financially, a...

Student name:__________ 1) What factors are encouraging financial institutions to offer overlapping financial services such as banking, investment banking, brokerage, etc.? 1.I. Regulatory changes allowing institutions to offer more services 2.II. Technological improvements reducing the cost of providing financial services 3.III. Increasing competition from full-service global financial institutions 4.IV. Reduction in the need to manage risk at financial institutions A) I only B) II and ...

Money Market correct answers Where financial instruments with high liquidity and short maturities are traded. Capital Market correct answers - Capital generates economic output - Market in which stocks and bonds are sold. - Consists of primary (new stocks sold directly from company to investor) and secondary (existing stocks traded amongst investors) markets Consol/Perpetuity correct answers - A bond that pays interest forever - P = Z/i Coupon Bond correct answers security that promi...

Champions Real Estate Finance Exam #1 2024 || Complete Questions & Answers (100% Correct) Champions Real Estate Finance Exam #1 2024 || Complete Questions & Answers (100% Correct) Real Estate Finance - ANSWER - The study of the institutions, markets and instruments used to transfer money and credit for the purpose of developing or acquiring real property. Real Property - ANSWER - The rights, power, and privileges associated with the use of real estate. Real Estate - ANSWER - Land and a...

Dave Ramsey: CH 1 Questions and Answers 100% Pass Making the right choices with your money-managing your money-involves knowing how... Earning, budgeting, saving, spending, and giving affect your money Banks got into the credit business before 1920 because charging exceptionally high interest rates was legal True You should always make sure you have a... Budget To gain an understanding of your personal finances, you should know... Where you stand financially, how much income yo...