The insured - Study guides, Class notes & Summaries
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AINS 103 Questions & Answers 2023 100% PASS
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Danforth Grocery Store specializes in fresh produce and is open 24 hours year-round. The store has 
contracts with suppliers to deliver produce and foods by 5am daily, so the parking area at the rear of the 
store is congested from 4:30am to 5:30am. Customer traffic is heaviest from 7am to 9am, and again 
from 3pm to 6pm. The store has had six slip and fall claims from customers in the past year. Danforth 
Grocery Store is most exposed to which one of the following types of liability loss? 
...
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CA Life Insurance Exam Questions and Answers 100% Pass
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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? Personal ...
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
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LPL4802 PORTFOLIO EXAM October November 2023
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LPL OCTOBER/NOVEMBER PORTFOLIO 100 % PASS 
 
 
QUESTION 1 
NATURE AND ASSESSMENT OF NON-PATRIMONIAL LOSS (ESSAY) 
(a) Study Nemangwela v Road Accident Fund (437/2022) [2023] ZASCA (8 June 
2023) case herein attached as well as the Road Accident Fund Act 56 of 1996 
as amended and answer the question below: 
Write a critical appreciation/analysis of the court’s reasoning to disqualify the 
forklift as a motor vehicle for the purposes of claiming damages from the Road 
Accident Fund. Refer t...
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Florida 240 License exam questions with verified correct answers
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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: 
Reserves 
 
 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: 
Fair Credit Reporting Act 
 
 
 
A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: 
A fraternal benefit society 
 
 
 
What I the name...
And that's how you make extra money
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ADJUSTERPRO FINAL EXAM 2024 LATEST QUESTIONS AND VERIFIED ANSWERS BY EXPERT 100% GUARANTEED PASS LATEST UPDATED & VERIFIED
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ADJUSTERPRO FINAL EXAM 2024 LATEST QUESTIONS AND VERIFIED ANSWERS BY EXPERT 100% GUARANTEED PASS 
 
-+What is a reserve, in insurance terms? 
A pool of collected premiums that the insurer sets aside to pay claims 
Which of these scenarios is NOT an example of indemnification? 
When trying to renew her dog's license, Ellen has to pay a penalty to the city for letting its rabies vaccination lapse. 
Ellen having to pay a fine is not an example of indemnification. Indemnification means being restore...
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OCTOBER 2023 EXAMINATION ANSWERS - LAW OF DAMAGES LPL4802
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QUESTION 1 
NATURE AND ASSESSMENT OF NON-PATRIMONIAL LOSS (ESSAY) 
(a) 
Study Nemangwela v Road Accident Fund (437/2022) [2023] ZASCA (8 June 2023) case herein attached as well as the Road Accident Fund Act 56 of 1996 as amended and answer the question below: 
Write a critical appreciation/analysis of the court’s reasoning to disqualify the forklift as a motor vehicle for the purposes of claiming damages from the Road Accident Fund. Refer to the relevant case law and applicable legislation quo...
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Mastery Exam, Car Sales Test Colorado Exam | 257 Questions and Verified Answers (GRADED A) (LATEST UPDATE 2024 GRADED A+.
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Mastery Exam, Car Sales Test Colorado Exam | 257 Questions and Verified Answers (GRADED A) (LATEST UPDATE 2024 GRADED A+. 
The license of a motor vehicle salesperson or power-sports salesperson may be denied, revoked 
or suspended on any of the following grounds except: 
b) advertising a salvaged vehicle while identifying the vehicle as a salvage vehicle 
According to colorado law, which of the following must be licensed as a motor vehicle dealer 
and or powersports dealer? 
d) All of the above ...
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which one of the following is one of the covered causes of loss in the commercial property policy Causes of Loss—Basic form? 
 
 
Answer: 
Vandalism 
 
 
 
Q: Billy owns a baseball souvenir store in Cooperstown, NY. He insured his store under a Building and Personal Property Coverage Form (BPP) with a $275,000 limit and a $1,500 deductible. A large fire in ...
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Louisiana Property and Casualty Exam Questions and Answers Already Passed
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Louisiana Property and Casualty Exam 
Questions and Answers Already Passed 
 
Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the 
event of a loss, the insured must notify Any of the insurers providing coverage. 
 
The policy conditions define How parties to the contract must act following a loss. 
 
Because an insurance policy is a legal contract, it must conform to the state laws governing 
contracts which require all of the following elements EXCEPT ...
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